tag:blogger.com,1999:blog-53503005946577729862024-03-20T13:30:31.160-07:00I LOVE MY LIFEnda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.comBlogger52125tag:blogger.com,1999:blog-5350300594657772986.post-19877319977913451242012-06-05T09:37:00.001-07:002012-06-05T09:37:10.718-07:00STRESS TESTING PADA APLIKASI WEB DENGAN WAPT<br />
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">APTPengujian
adalah salah satu instrumen yang paling penting dalam pengembangan aplikasi Web
untuk mencapai produk-produk berkualitas tinggi yang memenuhi harapan
pengguna. <o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Stress
testing adalah pengujian yang dilakukan untuk mengetahui kemampuan
perangkat lunak dalam menangani kondisi yang tidak normal (mencakup
kuantitas/volume).Ketika kita berniat meluncurkan aplikasi berbasiskan web di
internet, kita harus mempersiapkan banyak hal. Dari segi sistem salah satunya
adalah memastikan aplikasi web yang kita luncurkan bisa menangani pengakses
aplikasi tersebut sejumlah yang kita targetkan. <o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Untuk
menentukan jumlah pengakses bukanlah hal mudah, tapi kita bisa melakukan
pengujian sebelum live, dengan melakukan stress testing. Dengan hasil
test tersebut, kita bisa mengetahui performa aplikasi web kita dan bisa
memperkirakan dengan infrastruktur yang kita miliki sekarang apakah layanan
akan berfungsi dengan baik atau tidak saat sistem diluncurkan untuk diakses
oleh user.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Stress
test dilakukan secara bertahap yaitu pertama dengan test kecil
dan dilkanjutkan dengan maksimal user yang bisa ditangani web ,ini
penting karena kita harus tau seberapa kuat web dalam menangani
beban. Banyaktool-tool maupun software yang digunakan
untuk stress test antara lain :<o:p></o:p></span></div>
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<ol>
<li><span style="line-height: 150%;"><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><a href="http://www.loadtestingtool.com/" target="_blank"><span style="color: windowtext;">WAPT</span></a></span></span></li>
<li><a href="http://www.paessler.com/webstress/" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;" target="_blank"><span style="color: windowtext;">Webstress test tool (Microsoft)</span></a></li>
<li><a href="http://jakarta.apache.org/site/downloads/downloads_jmeter.cgi" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;" target="_blank"><span style="color: windowtext;">Apache Jmeter</span></a></li>
<li><a href="http://www.web-site-test.com/" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;" target="_blank"><span style="color: windowtext;">WSOP</span></a></li>
</ol>
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<b><span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Definisi WAPT (Web Application Perfomance
Testing)<o:p></o:p></span></b></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">WAPT
(Web Application Perfomance Testing) adalah sebuah tool software
testing yang digunakan untuk pengujian tingkat stress pada suatu aplikasi web.Aplikasi
ini mudah digunakan dan hemat biaya untuk menguji situs web: dari
aplikasibisnis pribadi yang digunakan untuk web portal ,
server web, aplikasi server,penyimpanan database, dll.Dengan
WAPT kita dapat membuat tes beban dalam beberapa menit. Beberapa klik yang
diperlukan untuk membuat ribuan pengguna virtual menjalankan beberapa sesi
bersamaan terhadap situs web. Satu set khusus fitur akan memungkinkan
kita membuat tes data yang didorong untuk menangani situsweb dengan konten
dinamis, bekerja dengan halaman HTTPS aman dan semua jenis otentikasi. Kita dapat
menguji dan menganalisis karakteristik kinerja dari sistem kita di bawah
kondisi beban yang bervariasi. Menggunakan informasi yang diberikan oleh
WAPT melalui grafik deskriptif dan laporan Anda dapat dengan mudah mengisolasi
dan memperbaiki hambatan dalam perangkat lunak dan konfigurasi hardware.<o:p></o:p></span></div>
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<b><span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Jenis Tes / Fungsi yang Dapat Dilakukan
oleh WPAT (Web Application Performance Testing)<o:p></o:p></span></b></div>
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<ol>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Functionality</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Configuration</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Compatibility</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Volume testing</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Stress testing</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Performance testing</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Recovery testing</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Security Testing</span></a></li>
<li><a href="http://www.blogger.com/post-edit.g?blogID=6860807154230444971&postID=757872157191010546" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">Network security testing</span></a></li>
<li><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Document
Testing</span></li>
</ol>
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<b><span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Cara Menguji Suatu Fungsionalitas
Dari Suatu Web dengan WPAT (Web Application Performance Testing)<o:p></o:p></span></b></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1.Jalankan
Software WAPT, tentunya sudah terinstal pada laptop atau komputer. Untuk cara
penginstalannya bisa mengikuti langkah-langkah yang sudah ada saat menginstall
software tersebut. Berikut ini adalah tampilan awal software WAPT.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">2.Setelah
tampilan softwarenya terlihat alias muncul, sekarang kita akan memulai untuk
mengetahui fungsi software ini dengan klik menu ‘New’ lalu sesuaikan dengan
tujuan pengetesan anda. Disini kami memilih untuk ‘Strees’ test. Untuk lebih
mudah, lihatlah gambar yang diberi tanda merah seperti dibawah ini<span style="color: windowtext;"><a href="http://www.binushacker.net/" target="_blank">.</a></span><o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">3.
Setelah pemilihan test selesai, maka tampilan berikutnya akan menanyakan
tentang scenario yang diingankan oleh user. Atur scenario sebanyak 1-20 user.
Untuk inputan yang dibawahnya dicantumkan 20 untuk step pengaturan waktu user
masuk, yaitu setiap 20 detik akan ada 2 user yang mengakses web. Setelah itu,
kita pilih ‘next’.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">4.Pada
tampilan dibawah ini,kita akan diminta untuk memasukkan inputan berapa lama
test akan dijalankan. Disini kita akan melakukan pengujian selama 2 menit, jika
waktu pengujian telah diisi,klik ‘next’<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">5.Nah
sekarang anda tinggal masukkan berapa kolum yang akan tampil untuk hasil pada
report yang akan keluar setelah semua pengujian berhasil.Untuk pengujian saat
ini gunakan 10 kolom saja.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">6.Setelah
semua step sudah dijalankan sesuai inputan anda, klik ‘finish’ untuk memulai
proses pengujiannya. Jangan lupa klik pada <a href="http://www.binushacker.net/" target="_blank"><span style="color: windowtext;">checkbox</span></a> seperti
yang diberi tanda merah seperti gambar dibawah ini.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">7.Setelah
semua langkah pengaturan scenario terpenuhi, maka sekarang anda tinggal membuat
suatu profile scenario yang berfungsi untuk penyimpanan semua scenario dari
awal sampai akhir. Setelah menulis profile seperti yang kami gunakan ‘Stress
Tes’, klik OK<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">8.Setelah
pembuatan profile untuk scenario selesai, maka kita akan melanjutkan proses
penggujian. Tampilan dibawah ini merupakan tampilan awal pada suatu web local.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">9.
Sekarang anda tinggal memilih action button apa saja yang akan anda test,
disini ada 23 action yang ditest. Seperti yang kita lihat pada lingkaran merah
dibawah ini. Dan untuk langkah selanjutnya, kita pilih menu ‘Verify Test’
seperti tanda panah merah diwabah ini<o:p></o:p></span></div>
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telah selesai, sekarang kita tinggal melihat hasilnya melalui Grafik yang
terlihat dibawah ini. Oh iya, jangan heran ya apabila Mozila kita akan muncul
secara tiba-tiba diikuti hasil dari proses pengujian tadi. Seperti gambar kedua
dibawah ini</span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Sumber
:<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">http://wisata.kompasiana.com/kuliner/2011/01/18/stress-test/<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">http://teknologi.kompasiana.com/internet/2011/01/20/wapt-70-web-application-performance-test-untuk-metode-stress-test/<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"> </span><a href="http://devieafriani.blogspot.com/2012/05/stress-testing-pada-aplikasi-web-dengan.html" style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: windowtext;">http://devieafriani.blogspot.com/2012/05/stress-testing-pada-aplikasi-web-dengan.html</span></a></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-87480622637941879302012-05-08T09:59:00.004-07:002012-05-08T10:17:47.674-07:00IT FORENSIC<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; margin-bottom: 11.25pt; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 36pt;">
<div>
<br />
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Forensik
merupakan bidang ilmu pengetahuan yang digunakan untuk membantu proses penegak
keadilan melalui proses penerapan ilmu atau science. Forensik biasanya
dilakukan dengan menyelidiki jejak yang ditinggalkan dalam suatu kejadian. Dari
hasil penyelidikan inilah dikumpulkan bukti / fakta untuk mengungkap sebuah
kasus.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">IT
forensik adalah sebuah aliran ilmu dalam dunia IT yang bertujuan untuk
menyelidiki transaksi yang terjadi dan menimbulkan masalah atau kejahatan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">IT
Forensik merupakan ilmu yang berhubungan dengan pengumpulan fakta dan bukti
pelanggaran keamanan sistem informasi serta validasinya menurut metode yang
digunakan. Dalam IT Forensik sendiri dibutuhkan keahlian pada bidang IT
(termasuk diantaranya hacking) dan tools baik hardware maupun software. Setelah
fakta-fakta tersebut diverifikasi, maka akan menjadi evidence yang akan
digunakan dalam proses hukum.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">IT
forensik merupakan suatu teknologi baru yang digunakan untuk memperoleh fakta
terhadap bukti-bukti digital. Dalam IT Forensik sendiri, menganalisis bukti
atau data yang ditelusuri mulai dari awal data tersebut dibuat, hingga proses
rekayasa tersebut terjadi(pembuktian terhadap evidence). IT forensik didahului
melalui pengumpulan data (dapat berasal dari harddisk, flashdisk, memory, dan
sebagainya), setelah itu mendokumentasikan fakta yang didapatkan dengan menjaga
integritas data, melihat keterkaitan antar fakta yang didapat sesuai waktu
kejadian, melakukan validasi tehadap fakta tersebut dengan metode atau
menemukan hipotesa, mendokumentasikan hasil forensik tersebut dan terakhir
proses hukum.<o:p></o:p></span></div>
</div>
</div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>•
What</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Secara umum Audit
IT adalah suatu proses kontrol pengujian terhadap infrastruktur teknologi
informasi dimana berhubungan dengan masalah audit finansial dan audit internal.
Audit IT lebih dikenal dengan istilah EDP Auditing (Electronic Data
Processing), biasanya digunakan untuk menguraikan dua jenis aktifitas yang
berkaitan dengan komputer. Salah satu penggunaan istilah tersebut adalah untuk
menjelaskan proses penelahan dan evaluasi pengendalian-pengendalian internal
dalam EDP. Jenis aktivitas ini disebut sebagai auditing melalui komputer.
Penggunaan istilah lainnya adalah untuk menjelaskan pemanfaatan komputer oleh
auditor untuk melaksanakan beberapa pekerjaan audit yang tidak dapat dilakukan
secara manual. Jenis aktivitas ini disebut audit dengan komputer.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Audit IT sendiri merupakan gabungan dari
berbagai macam ilmu, antara lain Traditional Audit, Manajemen Sistem Informasi,
Sistem Informasi Akuntansi, Ilmu Komputer, dan Behavioral Science. Audit IT
bertujuan untuk meninjau dan mengevaluasi faktor-faktor ketersediaan
(availability), kerahasiaan (confidentiality), dan keutuhan (integrity) dari
sistem informasi organisasi.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<b><span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></b></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>•
Why</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Mengapa perlu digunakan IT forensic?
Beberapa alasan mengapa perlu menggunakan IT Forensics, yaitu :<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">1. Dalam kasus hukum, teknik komputer
forensik sering digunakan untuk menganalisis sistem komputer milik terdakwa
(dalam kasus pidana) atau milik penggugat (dalam kasus perdata).<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">2. Untuk memulihkan data jika terjadi
kegagalan atau kesalahan hardware atau software.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">3. Untuk menganalisa sebuah sistem
komputer setelah terjadi perampokan, misalnya untuk menentukan bagaimana
penyerang memperoleh akses dan apa yang penyerang itu lakukan.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">4. Untuk mengumpulkan bukti untuk melawan
seorang karyawan yang ingin diberhentikan oleh organisasi.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">5. Untuk mendapatkan informasi tentang
bagaimana sistem komputer bekerja untuk tujuan debugging, optimasi kinerja,
atau reverse-engineering.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>•
Whom</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Jika dilihat dari kompetensi dan
keahliannya, seorang ahli forensic computer yang baik dan lengkap harus
memiliki tiga domain atau basis pengetahuan maupun keterampilannya, yaitu:<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">1. Segi akademis, paling tidak yang
bersangkutan memiliki latar belakang pengetahuan kognitif mengenai cara kerja
computer dalam lingkungan jejaring teknologi informasi dan komputasi, terutama
berkaitan dengan hal-hal yang bersifat fundamental dalam pengembangan system
berbasis digital.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">2. Segi vokasi, dibutuhkan kemampuan
untuk melakukan atau kerap disebut sebagai psiko-motorik, karena dalam
prakteknya seorang ahli forensic akan melakukan kajian, analisa dan penelitian
secara mandiri dengan menggunakan seperangkat peralatan teknis yang spesifik.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">3. Segi profesi, seorang ahli yang baik
akan berpegang pada kode etik seorang ahli forensic. Selain itu, dibutuhkan
pula pengalaman yang cukup untuk dapat berkreasi dan berinovasi dalam setiap
tantangan kasus forensic. Berdasarkan pengalaman, memang yang paling sulit
adalah menyiapkan SDM yang handal di bidang forensic computer.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>IT
AUDIT TRAIL</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>•
What</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">IT Audit Trail adalah suatu bagian yang
ada dalam program yang dapat mencatat kegiatan-kegiatan audit secara rinci yang
dilakukan oleh para penggunanya. Dengan adanya audit trail makan kita dapat
mengetahui apa saja yang dilakukan oleh penggunanya, akses yang telah dilakukan
dan kegiatan-kegiatan lainnya. Dasar ide membuat fitur Audit Trail adalah
menyimpan histori tentang suatu data (dibuat, diubah atau dihapus) dan oleh
siapa, oleh siapa di sini bisa merupakan seorang IT yang tentunya ahli dibidang
IT audit, serta bisa menampilkannya secara kronologis. Dengan adanya Audit
Trail ini, semua kegiatan dalam program yang bersangkutan diharapkan bisa
dicatat dengan baik.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>•
Whom</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Pengguna dari audit trail biasanya
merupakan seorang IT yang tentunya ahli dibidang IT audit.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>•
Why</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Fasilitas ini dapat diaktifkan atau di
non-aktifkan melalui menu preferences. Apabila ada sebuah transaksi yang
di-edit, maka jurnal lamanya akan disimpan, begitu pula dengan jurnal barunya.
Jadi, apa pun yang dilakukan oleh user di Accurate dapat di pantau dari laporan
Audit Trail. Laporan ini dapat berupa summary (aktivitas apa saja yang
dilakukan), atau detail (semua perubahan jurnal akan ditampilkan).<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Hasil
Audit Trail<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Hasil
audit trail disimpan dalam bentuk :<o:p></o:p></span></div>
<div style="line-height: 150%; margin-left: 37.5pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -19.5pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">1.<span style="font-size: 7pt; line-height: normal;">
</span>Binary
File – Ukuran tidak besar dan tidak bisa dibaca begitu saja.<o:p></o:p></span></div>
<div style="line-height: 150%; margin-left: 37.5pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -19.5pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">2.<span style="font-size: 7pt; line-height: normal;">
</span> Text File – Ukuran besar dan bisa dibaca
langsung<o:p></o:p></span></div>
<div style="line-height: 150%; margin-left: 37.5pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -19.5pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">3.<span style="font-size: 7pt; line-height: normal;">
</span>Tabel.<o:p></o:p></span></div>
<div style="line-height: 150%; margin-left: 37.5pt; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -19.5pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></div>
<div style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, 'Times New Roman', serif;"><b>REAL
TIME AUDIT</b><o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">Real Time Audit
atau RTA adalah sebuah sistem online untuk mengawasi semua aspek proyek
investasi dan pengembangan untuk memberikan penilaian transparan status saat
ini dari semua aktivitas yang berhubungan, di mana pun mereka berada.<o:p></o:p></span></div>
<div style="line-height: 150%; text-align: justify; text-indent: 36pt;">
<span style="font-family: Georgia, 'Times New Roman', serif;">RTA didasarkan
pada siklus hidup proyek lengkap termasuk pengembangan konsep awal, produksi
proposal rinci melalui analisis keputusan yang mengarah pada alokasi sumber
daya terhadap proyek. Analisis proyek meliputi kajian teknis, ekonomi dan
keuangan viabilitas, pertanyaan operasional yang sedang berlangsung dan
substitusi akhirnya operasi berlangsung pada akhir siklus. RTA menggabungkan
rekor prosedural sederhana dan logis dari perencanaan dan komitmen dana. Prosedur
analitik yang sedang berlangsung memberikan alert tepat waktu untuk mencegah
pengeluaran yang tidak sesuai.<o:p></o:p></span></div>
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<span style="font-family: Georgia, 'Times New Roman', serif;"><br /></span></div>
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<span style="font-family: Georgia, 'Times New Roman', serif; font-size: 12pt; line-height: 150%;"><b>Sumber :</b><o:p></o:p></span></div>
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<span style="font-family: Georgia, 'Times New Roman', serif; font-size: 12pt; line-height: 150%;"><a href="http://irmarr.staff.gunadarma.ac.id/Downloads/files/11616"><span style="color: windowtext;">http://irmarr.staff.gunadarma.ac.id/Downloads/files/11616</span></a><o:p></o:p></span></div>
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<span style="font-family: Georgia, 'Times New Roman', serif; font-size: 12pt; line-height: 150%;"><a href="http://kingtiger.blog.com/2011/03/29/perbedaan-it-forensik-dan-it-audit/"><span style="color: windowtext;">http://kingtiger.blog.com/2011/03/29/perbedaan-it-forensik-dan-it-audit/</span></a><o:p></o:p></span></div>
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<span style="font-family: Georgia, 'Times New Roman', serif; font-size: 12pt; line-height: 150%;"><a href="http://www.rumahkiat.com/it-forensik-di-indonesia/"><span style="color: windowtext;">http://www.rumahkiat.com/it-forensik-di-indonesia/</span></a><o:p></o:p></span></div>
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<span style="font-family: Georgia, 'Times New Roman', serif; font-size: 12pt; line-height: 150%;"><a href="http://ba9uez.wordpress.com/it-forensik/"><span style="color: windowtext;">http://ba9uez.wordpress.com/it-forensik/</span></a><o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 150%;"><a href="http://wartawarga.gunadarma.ac.id/2012/05/it-forensic-4/"><span style="color: windowtext; font-family: Georgia, 'Times New Roman', serif;">http://wartawarga.gunadarma.ac.id/2012/05/it-forensic-4/</span></a><span style="font-family: Georgia, serif;"><o:p></o:p></span></span></div>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-13680189156267967472012-05-03T08:31:00.001-07:002012-05-03T08:31:09.252-07:00PERATURAN DAN REGULASI BAGIAN 2<br />
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>I. UU
No.19 ( hak cipta ) <o:p></o:p></b></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>- Ketentuan
umum<o:p></o:p></b></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut :<o:p></o:p></b></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">BAB I<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">KETENTUAN
UMUM<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 1<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Dalam
Undang-undang ini yang dimaksud dengan:<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1. Hak
Cipta adalah hak eksklusif bagi Pencipta atau penerima hak untuk mengumumkan
atau memperbanyak Ciptaannya atau memberikan izin untuk itu dengan tidak
mengurangi pembatasan-pembatasan menurut peraturan perundang-undangan yang
berlaku.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">2.
Pencipta adalah seorang atau beberapa orang secara bersama -sama yang atas
inspirasinya melahirkan suatu Ciptaan berdasarkan kemampuan pikiran, imajinasi,
kecekatan, keterampilan, atau keahlian yang dituangkan ke dalam bentuk yang
khas dan bersifat pribadi.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">3.
Ciptaan adalah hasil setiap karya Pencipta yang menunjukkan keasliannya dalam
lapangan ilmu pengetahuan, seni, atau sastra.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">4.
Pemegang Hak Cipta adalah Pencipta sebagai Pemilik Hak Cipta, atau pihak yang
menerima hak tersebut dari Pencipta, atau pihak lain yang menerima lebih lanjut
hak dari pihak yang menerima hak tersebut.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">5.
Pengumuman adalah pem bacaan, penyiaran, pameran, penjualan, pengedaran, atau
penyebaran suatu Ciptaan dengan menggunakan alat apa pun, termasuk media
internet, atau melakukan dengan cara apa pun sehingga suatu Ciptaan dapat
dibaca, didengar, atau dilihat orang lain.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">6.
Perbanyakan adalah penambahan jumlah sesuatu Ciptaan, baik secara keseluruhan
maupun bagian yang sangat substansial dengan menggunakan bahan-bahan yang sama
ataupun tidak sama, termasuk mengalihwujudkan secara permanen atau temporer.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">7.
Potret adalah gambar dari wajah orang yang digambarkan, baik bersama bagian
tubuh lainnya ataupun tidak, yang diciptakan dengan cara dan alat apa pun.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">8.
Program Komputer adalah sekumpulan instruksi yang diwujudkan dalam bentuk
bahasa, kode, skema, ataupun bentuk lain, yang apabila digabun gkan dengan
media yang dapat dibaca dengan komputer akan mampu membuat komputer bekerja
untuk melakukan fungsi-fungsi khusus atau untuk mencapai hasil yang khusus,
termasuk persiapan dalam merancang instruksi-instruksi tersebut.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">9. Hak
Terkait adalah hak yang berkaitan dengan Hak Cipta, yaitu hak eksklusif bagi
Pelaku untuk memperbanyak atau menyiarkan pertunjukannya; bagi Produser Rekaman
Suara untuk memperbanyak atau menyewakan karya rekaman suara atau rekaman
bunyinya, dan bagi Lembaga Penyiaran untuk membuat, memperbanyak, atau
menyiarkan karya siarannya.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">10.
Pelaku adalah aktor, penyanyi, pemusik, penari, atau mereka yang menampilkan,
memperagakan, mempertunjukkan, menyanyikan, menyampaikan, mendeklamasikan, atau
memainkan suatu karya musik, drama, tari, sastra, folklor, atau karya seni
lainnya.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">11.
Produser Rekaman Suara adalah orang atau badan hukum yang pertama kali merekam
dan memiliki tanggung jawab untuk melaksanakan perekaman suara atau perekaman
bunyi, baik perekaman dari suatu pertunjukan maupun perek aman suara atau
perekaman bunyi lainnya.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">12.
Lembaga Penyiaran adalah organisasi penyelenggara siaran yang berbentuk badan
hukum, yang melakukan penyiaran atas suatu karya siaran dengan menggunakan
transmisi dengan atau tanpa kabel atau melalui sistem elektromagnetik.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">13.
Permohonan adalah Permohonan pendaftaran Ciptaan yang diajukan oleh pemohon
kepada Direktorat Jenderal.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">14.
Lisensi adalah izin yang diberikan oleh Pemegang Hak Cipta atau Pemegang Hak
Terkait kepada pihak lain untuk mengumumkan dan/atau memperbanyak Ciptaannya
atau produk Hak Terkaitnya dengan persyaratan tertentu.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">15.
Kuasa adalah konsultan Hak Kekayaan Intelektual sebagaimana diatur dalam
ketentuan Undang-undang ini.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">16.
Menteri adalah Menteri yang membawahkan departemen yang salah satu lingkup
tugas dan tanggung jawabnya meliputi pembinaan di bidang Hak Kekayaan
Intelektual, termasuk Hak Cipta.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">17.
Direktorat Jenderal adalah Direktorat Jenderal Hak Kekayaan Intelektual yang
berada di bawah departemen yang dipimpin oleh Menteri.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br />
<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">-
Lingkup hak cipta<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Dijelaskan
sebagai berikut :<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">BAB II<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">LINGKUP
HAK CIPTA<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Bagian
Pertama<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Fungsi
dan Sifat Hak Cipta<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 2<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1) Hak
Cipta merupakan hak eksklusif bagi Pencipta atau Pemegang Hak Cipta untuk
mengumumkan atau memperbanyak Ciptaannya, yang timbul secara otomatis setelah
suatu ciptaan dilahirkan tanpa mengurangi pembata san menurut peraturan
perundang-undangan yang berlaku.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Pencipta dan/atau Pemegang Hak Cipta atas karya sinematografi dan Program
Komputer memiliki hak untuk memberikan izin atau melarang orang lain yang tanpa
persetujuannya menyewakan Ciptaan tersebut untuk kepentingan yang bersifat
komersial.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 3<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1) Hak
Cipta dianggap sebagai benda bergerak.<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2) Hak
Cipta dapat beralih atau dialihkan, baik seluruhnya maupun sebagian karena:<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
Pewarisan;<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
Hibah;<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
Wasiat;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d.
Perjanjian tertulis; atau<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">e.
Sebab-sebab lain yang dibenarkan oleh peraturan perundang-undangan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 4<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1) Hak
Cipta yang dimiliki oleh Pencipta, yang setelah Penciptanya meninggal dunia,
menjadi milik ahli warisnya atau milik penerima wasiat, dan Hak Cipta tersebut
tidak dapat disita, kecuali jika hak itu diperoleh secara melawan hukum.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2) Hak
Cipta yang tidak atau belum diumumkan yang setelah Penciptanya meninggal dunia,
menjadi milik ahli warisnya atau milik penerima wasiat, dan Hak Cipta tersebut
tidak dapat disita, kecuali jika hak itu diperoleh secara melawan hukum.<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br />
Bagian Kedua<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pencipta<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 5<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Kecuali terbukti sebaliknya, yang dianggap sebagai Pencipta adalah:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
orang yang namanya terdaftar dalam Daftar Umum Ciptaan pada Direktorat
Jenderal; atau<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
orang yang namanya disebut dalam Ciptaan atau diumumkan sebagai Pencipta pada
suatu Ciptaan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Kecuali terbukti sebaliknya, pada ceramah yang tidak menggunakan bahan tertulis
dan tidak ada pemberitahuan siapa Penciptanya, orang yang berceramah dianggap
sebagai Pencipta ceramah tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 6<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Jika
suatu Ciptaan terdiri atas beberapa bagian tersendiri yang diciptakan oleh dua
orang atau lebih, yang dianggap sebagai Pencipta ialah orang yang memimpin
serta mengawasi penyelesaian seluruh Ciptaan itu, atau dalam hal tidak ada
orang tersebut, yang dianggap sebagai Pencipta adalah orang yang menghimpunnya
dengan tidak mengurangi Hak Cipta masing-masing atas bagian Ciptaannya itu.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 7<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Jika
suatu Ciptaan yang dirancang seseorang diwujudkan dan dikerjakan oleh orang
lain di bawah pimpinan dan pengawasan orang yang merancang, Penciptanya adalah
orang yang merancang Ciptaan itu.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 8<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Jika suatu Ciptaan dibuat dalam hubungan dinas dengan pihak lain dalam
lingkungan pekerjaannya, Pemegang Hak Cipta adalah pihak yang untuk dan dalam
dinasnya Ciptaan itu dikerjakan, kecuali ada perjanjian lain antara kedua pihak
dengan tidak mengurangi hak Pencipta apabila penggunaan Ciptaan itu diperluas
sampai ke luar hubungan dinas.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Ketentuan sebagaimana dimaksud pada ayat (1) berlaku pula bagi Ciptaan yang
dibuat pihak lain berdasarkan pesanan yang dilakukan dalam hubungan dinas.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(3)
Jika suatu Ciptaan dibuat dalam hubungan kerja atau berdasarkan pesanan, pihak
yang membuat karya cipta itu dianggap sebagai Pencipta dan Pemegang Hak Cipta,
kecuali apabila diperjanjikan lain antara kedua pihak.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 9<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Jika
suatu badan hukum mengumumkan bahwa Ciptaan berasal dari padanya dengan tidak
menyebut seseorang sebagai Penciptanya, badan hukum tersebut dianggap sebagai
Penciptanya, kecuali jika terbukti sebaliknya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br />
<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>-
Perlindungan hak cipta<o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut :</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Bagian
Keempat<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Ciptaan
yang Dilindungi<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
12<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Dalam Undang-undang ini Ciptaan yang dilindungi adalah Ciptaan dalam bidang
ilmu pengetahuan, seni, dan sastra, yang mencakup:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
buku, Program Komputer, pamflet, perwajahan (lay out) karya tulis yang
diterbitkan, dan semua hasil karya tulis lain;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
ceramah, kuliah, pidato, dan Ciptaan lain yang sejenis dengan itu;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c. alat
peraga yang dibuat untuk kepentingan pendidikan dan ilmu pengetahuan;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d. lagu
atau musik dengan atau tanpa teks;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">e.
drama atau drama musikal, tari, koreografi, pewayangan, dan pantomim;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">f. seni
rupa dalam segala bentuk seperti seni lukis, gambar, seni ukir, seni kaligrafi,
seni pahat, seni patung, kolase, dan seni terapan;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">g.
arsitektur;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">h.
peta;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">i. seni
batik;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">j.
fotografi;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">k.
sinematografi;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">l.
terjemahan, tafsir, saduran, bunga rampai, database, dan karya lain dari hasil
pengalihwujudan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Ciptaan sebagaimana dimaksud dalam huruf l dilindungi sebagai Ciptaan
tersendiri dengan tidak mengurangi Hak Cipta atas Ciptaan asli.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(3)
Perlindungan sebagaimana dimaksud pada ayat (1) dan ayat (2), termasuk juga
semua Ciptaan yang tidak atau belum diumumkan, tetapi sudah merupakan suatu
bentuk kesatuan yang nyata, yang memungkinkan Perbanyakan hasil karya itu.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
13<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Tidak
ada Hak Cipta atas:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
hasil rapat terbuka lembaga-lembaga Negara;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
peraturan perundang-undangan;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
pidato kenegaraan atau pidato pejabat Pemerintah;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d.
putusan pengadilan atau penetapan hakim; atau<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">e.
keputusan badan arbitrase atau keputusan badan-badan sejenis lainnya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br />
<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>-Pembatasan
hak cipta <o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut : </b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Bagian
Kelima<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pembatasan
Hak Cipta<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 14<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Tidak
dianggap sebagai pelanggaran Hak Cipta:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
Pengumuman dan/atau Perbanyakan lambang Negara dan lagu kebangsaan menurut
sifatnya yang asli;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
Pengumuman dan/atau Perbanyakan segala sesuatu yang diumumkan dan/atau
diperbanyak oleh atau atas nama Pemerintah, kecuali apabila Hak Cipta itu
dinyatakan dilindungi, baik dengan peraturan perundang-undangan maupun dengan
pernyataan pada Ciptaan itu sendiri atau ketika Ciptaan itu diumumkan dan/atau
diperbanyak; atau<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
Pengambilan berita aktual baik seluruhnya maupun sebagian dari kantor berita,
Lembaga Penyiaran, dan surat kabar atau sumber sejenis lain, dengan ketentuan
sumbernya harus disebutkan secara lengkap.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
15<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Dengan
syarat bahwa sumbernya harus disebutkan atau dicantumkan, tidak dianggap
sebagai pelanggaran Hak Cipta:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
penggunaan Ciptaan pihak lain untuk kepentingan pendidikan, penelitian,
penulisan karya ilmiah, penyusunan laporan, penulisan kritik atau tinjauan
suatu masalah dengan tidak merugikan kepentingan yang wajar dari Pencipta;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
pengambilan Ciptaan pihak lain, baik seluruhnya maupun sebagian, guna keperluan
pembelaan di dalam atau di luar Pengadilan;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
pengambilan Ciptaan pihak lain, baik seluruhnya maupun sebagian, guna
keperluan:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(i)
ceramah yang semata-mata untuk tujuan pendidikan dan ilmu pengetahuan; atau<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(ii)
pertunjukan atau pementasan yang tidak dipungut bayaran dengan ketentuan tidak
merugikan kepentingan yang wajar dari Pencipta.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d.
Perbanyakan suatu Ciptaan bidang ilmu pengetahuan, seni, dan sastra dalam huruf
braille guna keperluan para tunanetra, kecuali jika Perbanyakan itu bersifat
komersial;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">e.
Perbanyakan suatu Ciptaan selain Program Komputer, secara terbatas dengan cara
atau alat apa pun atau proses yang serupa oleh perpustakaan umum, lembaga ilmu
pengetahuan atau pendidikan, dan pusat dokumentasi yang nonkomersial
semata-mata untuk keperluan aktivitasnya;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">f.
perubahan yang dilakukan berdasarkan pertimbangan pelaksanaan teknis atas karya
arsitektur, seperti Ciptaan bangunan;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">g.
pembuatan salinan cadangan suatu Program Komputer oleh pemilik Program Komputer
yang dilakukan semata-mata untuk digunakan sendiri.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
16<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Untuk kepentingan pendidikan, ilmu pengetahuan, serta kegiatan penelitian dan
pengembangan, terhadap Ciptaan dalam bidang ilmu pengetahuan dan sastra,
Menteri setelah mendengar pertimbangan Dewan Hak Cipta dapat:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
mewajibkan Pemegang Hak Cipta untuk melaksanakan sendiri penerjemahan dan/atau
Perbanyakan Ciptaan tersebut di wilayah Negara Republik Indonesia dalam waktu
yang ditentukan;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
mewajibkan Pemegang Hak Cipta yang bersangkutan untuk memberikan izin kepada
pihak lain untuk menerjemahkan dan/atau memperbanyak Ciptaan tersebut di
wilayah Negara Republik Indonesia dalam waktu yang ditentukan dalam hal
Pemegang Hak Cipta yang bersangkutan tidak melaksanakan sendiri atau
melaksanakan sendiri kewajiban sebagaimana dimaksud dalam huruf a;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
menunjuk pihak lain untuk melakukan penerjemahan dan/atau Perbanyakan Ciptaan
tersebut dalam hal Pemegang Hak Cipta tidak melaksanakan kewajiban sebagaimana
dimaksud dalam huruf b.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Kewajiban untuk menerjemahkan sebagaimana dimaksud pada ayat (1), dilaksanakan
setelah lewat jangka waktu 3 (tiga) tahun sejak diterbitkannya Ciptaan di
bidang ilmu pengetahuan dan sastra selama karya tersebut belum pernah
diterjemahkan ke dalam bahasa Indonesia.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(3)
Kewajiban untuk memperbanyak sebagaimana dimaksud pada ayat (1), dilaksanakan
setelah lewat jangka waktu:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a. 3
(tiga) tahun sejak diterbitkannya buku di bidang matematika dan ilmu
pengetahuan alam dan buku itu belum pernah diperbanyak di wilayah Negara
Republik Indonesia;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b. 5
(lima) tahun sejak diterbitkannya buku di bidang ilmu sosial dan buku itu belum
pernah diperbanyak di wilayah Negara Republik Indonesia;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c. 7
(tujuh) tahun sejak diumumkannya buku di bidang seni dan sastra dan buku itu
belum pernah diperbanyak di wilayah Negara Republik Indonesia.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(4)
Penerjemahan atau Perbanyakan sebagaimana dimaksud pada ayat (1) hanya dapat
digunakan untuk pemakaian di dalam wilayah Negara Republik Indonesia dan tidak
untuk diekspor ke wilayah Negara lain.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(5)
Pelaksanaan ketentuan sebagaimana dimaksud pada ayat (1 ) huruf b dan huruf c
disertai pemberian imbalan yang besarnya ditetapkan dengan Keputusan Presiden.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(6)
Ketentuan tentang tata cara pengajuan Permohonan untuk menerjemahkan dan/atau
memperbanyak sebagaimana dimaksud pada ayat (1), ayat (2), ayat (3), dan ayat
(4) diatur lebih lanjut dengan Keputusan Presiden.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
17<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pemerintah
melarang Pengumuman setiap Ciptaan yang bertentangan dengan kebijaksanaan
Pemerintah di bidang agama, pertahanan dan keamanan Negara, kesusilaan, serta
ketertiban umum setelah mendengar pertimbangan Dewan Hak Cipta.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
18<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Pengumuman suatu Ciptaan yang diselenggarakan oleh Pemerintah untuk kepentingan
nasional melalui radio, televisi dan/atau sarana lain dapat dilakukan dengan
tidak meminta izin kepada Pemegang Hak Cipta dengan ketentuan tidak merugikan
kepentingan yang wajar dari Pemegang Hak Cipta, dan kepada Pemegang Hak Cipta
diberikan imbalan yang layak.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Lembaga Penyiaran yang mengumumkan Ciptaan sebagaimana dimaksud pada ayat (1)
berwenang mengabadikan Ciptaan itu semata-mata untuk Lembaga Penyiaran itu
sendiri dengan ketentuan bahwa untuk penyiaran selanjutnya, Lembaga Penyiaran
tersebut harus memberikan imbalan yang layak kepada Pemegang Hak Cipta yang
bersangkutan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /><b>
- Proses pendaftaran HAKI<o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut :</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">BAB IV<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">PENDAFTARAN
CIPTAAN<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
35<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Direktorat Jenderal menyelenggarakan pendaftaran Ciptaan dan dicatat dalam
Daftar Umum Ciptaan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Daftar Umum Ciptaan tersebut dapat dilihat oleh setiap orang tanpa dikenai
biaya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(3)
Setiap orang dapat memperoleh untuk dirinya sendiri suatu petikan dari Daftar
Umum Ciptaan tersebut dengan dikenai biaya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(4)
Ketentuan tentang pendaftar an sebagaimana dimaksud pada ayat (1) tidak
merupakan kewajiban untuk mendapatkan Hak Cipta.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /><o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
36<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pendaftaran
Ciptaan dalam Daftar Umum Ciptaan tidak mengandung arti sebagai pengesahan atas
isi, arti, maksud, atau bentuk dari Ciptaan yang didaftar.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
37<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Pendaftaran Ciptaan dalam Daftar Umum Ciptaan dilakukan atas Permohonan yang
diajukan oleh Pencipta atau oleh Pemegang Hak Cipta atau Kuasa.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Permohonan diajukan kepada Direktorat Jenderal dengan surat rangkap 2 (dua)
yang ditulis dalam bahasa Indonesia dan disertai contoh Ciptaan atau
penggantinya dengan dikenai biaya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(3)
Terhadap Permohonan sebagaimana dimaksud pada ayat (1), Direktorat Jenderal
akan memberikan keputusan paling lama 9 (sembilan) bulan terhitung sejak
tanggal diterimanya Permohonan secara lengkap.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(4)
Kuasa sebagaimana dimaksud pada ayat (1) adalah konsultan yang terdaftar pada
Direktorat Jenderal.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(5)
Ketentuan mengenai syarat-syarat dan tata cara untuk dapat diangkat dan
terdaftar sebagai konsultan sebagaimana dimaksud pada ayat (4) diatur lebih
lanjut dalam Peraturan Pemerintah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(6)
Ketentuan lebih lanjut tentang syarat dan tata cara Permohonan ditetapkan
dengan Keputusan Presiden.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
38<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Dalam
hal Permohonan diajukan oleh lebih dari seorang atau suatu badan hukum yang
secara bersama-sama berhak atas suatu Ciptaan, Permohonan tersebut dilampiri
salinan resmi akta atau keterangan tertulis yang membuktikan hak tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
39<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Dalam
Daftar Umum Ciptaan dimuat, antara lain:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a. nama
Pencipta dan Pemegang Hak Cipta;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
tanggal penerimaan surat Permohonan;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
tanggal lengkapnya persyaratan menurut Pasal 37; dan<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d.
nomor pendaftaran Ciptaan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
40<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Pendaftaran Ciptaan dianggap telah dilakukan pada saat diterimanya Permohonan
oleh Direktorat Jenderal dengan lengkap menurut Pasal 37, atau pada saat
diterimanya Permohonan dengan lengkap menurut Pasal 37 dan Pasal 38 jika
Permohonan diajukan oleh lebih dari seorang atau satu badan hukum sebagaimana
dimaksud dalam Pasal 38.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Pendaftaran sebagaimana dimaksud pada ayat (1) diumumkan dalam Berita Resmi
Ciptaan oleh Direktorat Jenderal.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
41<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Pemindahan hak atas pendaftaran Ciptaan, yang terdaftar menurut Pasal 39 yang
terdaftar dalam satu nomor, hanya diperkenankan jika seluruh Ciptaan yang
terdaftar itu dipindahkan haknya kepada penerima hak.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Pemindahan hak tersebut dicatat dalam Daftar Umum Ciptaan atas permohonan
tertulis dari kedua belah pihak atau dari penerima hak dengan dikenai biaya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(3)
Pencatatan pemindahan hak tersebut diumumkan dalam Berita Resmi Ciptaan oleh
Direktorat Jenderal.<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
42<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Dalam
hal Ciptaan didaftar menurut Pasal 37 ayat (1) dan ayat (2) serta Pasal 39,
pihak lain yang menurut Pasal 2 berhak atas Hak Cipta dapat mengajukan gugatan
pembatalan melalui Pengadilan Niaga.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
43<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Perubahan nama dan/atau perubahan alamat orang atau badan hukum yang namanya
tercatat dalam Daftar Umum Ciptaan sebagai Pencipta atau Pemegang Hak Cipta,
dicatat dalam Daftar Umum Ciptaan atas permintaan tertulis Pencipta atau
Pemegang Hak Cipta yang mempunyai nama dan alamat itu dengan dikenai biaya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Perubahan nama dan/atau perubahan alamat tersebut diumumkan dalam Berita Resmi
Ciptaan oleh Direktorat Jenderal.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
44<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Kekuatan
hukum dari suatu pendaftaran Ciptaan hapus karena:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
penghapusan atas permohonan orang atau badan hukum yang namanya tercatat
sebagai Pencipta atau Pemegang Hak Cipta;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
lampau waktu sebagaimana dimaksud dalam Pasal 29, Pasal 30, dan Pasal 31 dengan
mengingat Pasal 32;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
dinyatakan batal oleh putusan pengadilan yang telah memperoleh kekuatan hukum
tetap.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>II. UU
No.36 (telekomunikasi)</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /><b>
- Azas & tujuan telekomunikasi<o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut :<o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">BAB II<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">ASAS
DAN TUJUAN<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 2<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Telekomunikasi
diselenggarakan berdasarkan asas manfaat,adil dan merata,kepastian
hukum,keamanan,kemitraan,etika dan kepercayaan pada diri sendiri. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 3<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Telekomunikasi
diselenggarakan dengan tujuan untuk mendukung persatuan dan kesatuan
bangsa,meningkatkan kesejahteraan dan kemakmuran rakyat secara adil dan
merata,mendukung kehidupan ekonomi dan kegiatan pemerintahan,serta meningkatkan
hubungan antarbangsa.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>-Penyelenggaraan
komunikasi <o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut :<o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">BAB IV<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">PENYELENGGARAAN<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Bagian
Pertama<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Umum<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal 7<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Penyelenggara telekomunikasi meliputi : <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
penyelenggara jaringan telekomunikasi;<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
penyelenggara jasa telekomunikasi; <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
penyelenggara telekomunikasi khusus <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Dalam penyelenggaraan telekomunikasi,diperhatikan hal-hal sebagai berikut :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
melindungi kepentingan dan keamanan Negara; <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
mengantisipasi perkembangan teknologi dan tututan global; <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
dilakukan secara profesional dan dapat dipertanggungjawabkan; <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d.
peran serta masyarakat.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>-Penyidikan<o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut :</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">BAB V<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">PENYIDIKAN<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
44<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Selain penyidik Pejabat Polisi Republik Indonesia,juga Pejabat Pegawai Negeri
Sipil tertentu dilingkungan Departemen yang lingkup tugas dan tanggung jawabnya
dibidang telekomunikasi,diberi wewenang khusus sebagai penyidik sebagaimana
dimaksud dalam Undang-Undang Hukum Acara Pidana untuk melakukan penyidikan
tindak pidana dibidang telekomunikasi.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Penyidik Pegawai Negeri Sipil sebagaimana dimaksud pada ayat (1)berwenang: <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
melakukan pemeriksaan atas kebenaran laporan atau keterangan berkenan dengan
tindak pidana di bidang telekomunikasi. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
melakukan pemeriksaaan terhadap orang atau badan hukum yang diduga melakukan
tindak pidana dibidang telekomunikasi.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
menghentikan penggunaan alat dan atau perangkat telekomunikasi yang menyimpang
dari ketentuan yang berlaku. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d.
memanggil orang untuk didengar dan diperiksa sebagai saksi atau tersangka.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">e.
melakukan pemeriksaan alat dan atau perangkat telekomunikasi yang diduga
digunakan atau diduga berkaitan dengan tindak pidana di bidang telekomunikasi. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">f.
menggeledah tempat yang digunakan untuk melakukan tindak pidana di bidang
telekomunikasi. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">g.
menyegel dan atau menyita alat dan atau perangkat telekomunikasi yang digunakan
atau yang diduga berkaita dengan tindak pidana di bidang telekomunikasi. h.
meminta bantuan ahli dalam rangka pelaksanaan tugas penyidikan tindak pidana di
bidang telekomunikasi. i. mengadakan penghentian penyidikan. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(3)
Kewenangan penyidikan sebagaimana dimaksud pada ayat (2) dilaksanakan sesuai
dengan Undang-undang Hukum Acara Pidana.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>-Sanksi
administrasi dan ketetentuan pidana <o:p></o:p></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>Dijelaskan
sebagai berikut :</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">BAB VII<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">KETENTUAN
PIDANA<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
47<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Barang
siapa yang melanggar ketentuan sebagaimana dimaksud dalam Pasal 11 ayat
(1),dipidana penjara paling lama 6 (enam) tahun dan atau denda paling banyak
Rp. 600.000.000,00 (enam ratus juta rupiah). <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
48<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Penyelenggara
jaringan telekomunikasi yang melanggar ketentuan sebagaimana dimaksud dalam
Pasal 19 dipidana dengan pidana penjara paling lama 1 (satu) tahun dan atau
denda paling banyak Rp 100.000.000,00 (seratus juta rupiah).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
49<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Penyelenggara
telekomunikasi yang melanggar ketentuan sebagaimana dimaksud dalam Pasal
20,dipidana dengan pidana penjara paling lama 2 (dua) tahun dan atau denda
paling banyak Rp 200.000.000,00 (dua ratus juta rupiah). <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
50<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Barang
siapa yang melanggar ketentuan sebagaimana dimaksud dalam Pasal 22,dipidana
dengan pidana penjara paling lama 6 (enam) tahun dan atau denda paling banyak
Rp 600.000.000,00 (enam ratus juta rupiah). <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
51<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Penyelenggara
komunikasi khusus yang melanggar ketentuan sebagaimana dimaksud dalam Pasal 29
ayat (1 ataau Pasal 29 ayat (2) dipidana dengan pidana penjara paling lama 4
(empat) tahun dan atau denda paling banyak Rp 400.000.000,00 (empat ratus juta
rupiah).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
52<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Barang
siapa memperdagangkan,membuat,merakit,memasukan atau menggunakan perangkat
telekomunikasi di wilayah Negara Republik Indonesia yang tidak sesuai dengan
persyaratan teknis sebagaimana dimaksud dalam Pasal 32 ayat (1) dipidana dengan
pidana penjara paling lama 1 (satu) tahun dan atau denda paling banyak Rp
100.000.000,00 (seratus juta rupiah).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
53<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(1)
Barang siapa melanggar ketentuan sebagaimana dimaksud dalam Pasal 33 ayat (1)
atau Pasal 33 ayat (2) dipidana dengan penjara pidana paling lama 4 (empat)
tahun dan atau denda paling banyak Rp 400.000.000,00 (empat ratus juta rupiah). <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">(2)
Apabila tindak pidana sebagaimana dimaksud pada ayat (1) mengakibatkan matinya
seseorang, dipidana dengan pidana penjara paling lama 15 (lima belas) tahun.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
54<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Barang
siapa melanggar ketentuan sebagaimana dimaksud dalam Pasal 35 ayat (2) atau
Pasal 36 Ayat (2),dipidana dengan pidana penjara paling lama 2 (dua) tahun dan
atau denda paling banyak Rp 200.000.000,00 (dua raatus juta rupiah). <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
55<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Barang
siapa melanggar ketentuan sebagaimana dimaksud dalam Pasal 38,dipidana dengan
pidana penjara paling lama 6 (enam) tahun dan atau denda paling banyak Rp
600.000.000,00 (enam ratus juta rupiah). <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
56<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Barang
siapa yang melanggar ketentuan sebagaimana dimaksud dalam Pasal 40,dipidana
dengan pidana penjara paling lama 15 (lima belas) tahun. <o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
57<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Penyelenggara
jasa telekomunikasi yang melanggar ketentuan sebagaimana dimaksud dalam Pasal
42 ayat (1),dipidana dengan pidana penjara paling lama 2 (dua) tahun dan atau
denda paling banyak Rp 200.000.000,00 (dua ratus juta rupiah). <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
58<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Alat
dan perangkat telekomunikasi yang digunakan dalam tindak pidana sebagaimana
dimaksud dalam Pasal 47,Pasal 48,Pasal 52,atau Pasal 56 dirampas oleh negara
dan atau dimusnahkan sesuai dengan peraturan perundang-undangan yang berlaku. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pasal
59<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Perbuataan
sebagaimana dimaksud dalam Pasal 47,Pasal 48,Pasal 49,Pasal 50,Pasal 51,Pasal
52,Pasal 53,Pasal 54,Pasal 55,Pasal 56, dan Pasal 57 adalah kejahatan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br />
<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>III.
RUU tentang informasi dan transaksi elektronik (ITE) peraturan lain yg terkait
(peraturan bank indonesia ttg internet banking )</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b><br /></b></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>A.
Pendahuluan</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Saat
ini pemanfaatan teknologi informasi merupakan bagian penting dari hampir
seluruh aktivitas masyarakat. Bahkan di dunia perbankan dimana hampir seluruh
proses penyelenggaraan sistem pembayaran dilakukan secara elektronik
(paperless).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Perkembangan
teknologi informasi tersebut telah memaksa pelaku usaha mengubah strategi
bisnisnya dengan menempatkan teknologi sebagai unsur utama dalam proses inovasi
produk dan jasa. Pelayanan electronic transaction (e-banking) melalui internet
banking merupakan salah satu bentuk baru dari delivery channel pelayanan bank
yang mengubah pelayanan transaksi manual menjadi pelayanan transaksi oleh
teknologi.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Internet
banking bukan merupakan istilah yang asing lagi bagi masyarakat Indonesia
khususnya bagi yang tinggal di wilayah perkotaan. Hal tersebut dikarenakan
semakin banyaknya perbankan nasional yang menyelenggarakan layanan tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Penyelenggaraan
internet banking yang sangat dipengaruhi oleh perkembangan teknologi informasi,
dalam kenyataannya pada satu sisi membuat jalannya transaksi perbankan menjadi
lebih mudah, akan tetapi di sisi lain membuatnya semakin berisiko. Dengan
kenyataan seperti ini, keamanan menjadi faktor yang paling perlu diperhatikan.
Bahkan mungkin faktor keamanan ini dapat menjadi salah satu fitur unggulan yang
dapat ditonjolkan oleh pihak bank.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Salah
satu risiko yang terkait dengan penyelenggaraan kegiatan internet banking
adalah internet fraud atau penipuan melalui internet. Dalam internet fraud ini
menjadikan pihak bank atau nasabah sebagai korban, yang dapat terjadi karena
maksud jahat seseorang yang memiliki kemampuan dalam bidang teknologi
informasi, atau seseorang yang memanfaatkan kelengahan pihak bank maupun pihak
nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Oleh
karena itu perbankan perlu meningkatkan keamanan internet banking antara lain
melalui standarisasi pembuatan aplikasi internet banking, adanya panduan bila
terjadi fraud dalam internet banking dan pemberian informasi yang jelas kepada
user.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>B.
Peranan Bank Indonesia dalam Pencegahan Internet Fraud</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Salah
satu tugas pokok Bank Indonesia sebagaimana diamanatkan dalam UU No. 23 Tahun
1999 tentang Bank Indonesia sebagaimana telah diubah dengan UU No. 3 Tahun 2004
adalah mengatur dan mengawasi bank. Dalam rangka pelaksanaan tugas tersebut
Bank Indonesia diberikan kewenangan sbb:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Menetapkan
peraturan perbankan termasuk ketentuan-ketentuan perbankan yang memuat
prinsip-prinsip kehati-hatian.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Memberikan
dan mencabut izin atas kelembagaan dan kegiatan usaha tertentu dari bank,
memberikan izin pembukaan, penutupan dan pemindahan kantor bank, memberikan
persetujuan atas kepemilikan dan kepengurusan bank.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Melaksanakan
pengawasan bank secara langsung dan tidak langsung.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Mengenakan
sanksi terhadap bank sesuai dengan ketentuan perundang-undangan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pelaksanaan
kewenangan tugas-tugas tersebut di atas ditetapkan secara lebih rinci dalam
Peraturan Bank Indonesia (PBI).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Terkait
dengan tugas Bank Indonesia mengatur dan mengawasi bank, salah satu upaya untuk
meminimalisasi internet fraud yang dilakukan oleh Bank Indonesia adalah melalui
pendekatan aspek regulasi. Sehubungan dengan hal tersebut, Bank Indonesia telah
mengeluarkan serangkaian Peraturan Bank Indonesia dan Surat Edaran Bank
Indonesia yang harus dipatuhi oleh dunia perbankan antara lain mengenai
penerapan manajemen risiko dalam penyelenggaraan kegiatan internet banking dan
penerapan prinsip Know Your Customer (KYC).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1.
Manajemen risiko dalam penyelenggaraan kegiatan internet banking<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Peraturan
yang dikeluarkan oleh Bank Indonesia terkait dengan pengelolaan atau manajemen
risiko penyelenggaraan kegiatan internet banking adalah Peraturan Bank
Indonesia No. 5/8/PBI/2003 tentang Penerapan Manajemen Risiko Bagi Bank Umum
dan Surat Edaran Bank Indonesia No. 6/18/DPNP, tanggal 20 April 2004 tentang
Penerapan Manajemen Risiko Pada Aktivitas Pelayanan Jasa Bank Melalui Internet
(Internet Banking). Pokok-pokok pengaturannya antara lain sbb:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a. Bank
yang menyelenggarakan kegiatan internet banking wajib menerapkan manajemen
risiko pada aktivitas internet banking secara efektif.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
Penerapan manajemen risiko tersebut wajib dituangkan dalam suatu kebijakan,
prosedur dan pedoman tertulis dengan mengacu pada Pedoman Penerapan Manajemen
Risiko pada Aktivitas Pelayanan Jasa Bank Melalui Internet (Internet Banking),
yang ditetapkan dalam lampiran dalam Surat Edaran Bank Indonesia tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
Pokok-pokok penerapan manajemen risiko bagi bank yang menyelenggarakan kegiatan
internet banking adalah:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">2.
Adanya pengawasan aktif komisaris dan direksi bank, yang meliputi:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a)
Komisaris dan direksi harus melakukan pengawasan yang efektif terhadap risiko
yang terkait dengan aktivitas internet banking, termasuk penetapan
akuntabilitas, kebijakan dan proses pengendalian untuk mengelola risiko
tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b)
Direksi harus menyetujui dan melakukan kaji ulang terhadap aspek utama dari
prosedur pengendalian pengamanan bank.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">3.
Pengendalian pengamanan (security control)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a) Bank
harus melakukan langkah-langkah yang memadai untuk menguji keaslian
(otentikasi) identitas dan otorisasi terhadap nasabah yang melakukan transaksi
melalui internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b) Bank
harus menggunakan metode pengujian keaslian transaksi untuk menjamin bahwa
transaksi tidak dapat diingkari oleh nasabah (non repudiation) dan menetapkan
tanggung jawab dalam transaksi internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c) Bank
harus memastikan adanya pemisahan tugas dalam sistem internet banking, database
dan aplikasi lainnya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d) Bank
harus memastikan adanya pengendalian terhadap otorisasi dan hak akses
(privileges) yang tepat terhadap sistem internet banking, database dan aplikasi
lainnya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">e) Bank
harus memastikan tersedianya prosedur yang memadai untuk melindungi integritas
data, catatan/arsip dan informasi pada transaksi internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">f) Bank
harus memastikan tersedianya mekanisme penelusuran (audit trail) yang jelas
untuk seluruh transaksi internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">g) Bank
harus mengambil langkah-langkah untuk melindungi kerahasiaan informasi penting
pada internet banking. Langkah tersebut harus sesuai dengan sensitivitas
informasi yang dikeluarkan dan/atau disimpan dalam database.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">4.
Manajemen Risiko Hukum dan Risiko Reputasi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a) Bank
harus memastikan bahwa website bank menyediakan informasi yang memungkinkan
calon nasabah untuk memperoleh informasi yang tepat mengenai identitas dan
status hukum bank sebelum melakukan transaksi melalui internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b) Bank
harus mengambil langkah-langkah untuk memastikan bahwa ketentuan kerahasiaan
nasabah diterapkan sesuai dengan yang berlaku di negara tempat kedudukan bank
menyediakan produk dan jasa internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c) Bank
harus memiliki prosedur perencanaan darurat dan berkesinambungan usaha yang
efektif untuk memastikan tersedianya sistem dan jasa internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d) Bank
harus mengembangkan rencana penanganan yang memadai untuk mengelola, mengatasi
dan meminimalkan permasalahan yang timbul dari kejadian yang tidak diperkirakan
(internal dan eksternal) yang dapat menghambat penyediaan sistem dan jasa
internet banking.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">e)
Dalam hal sistem penyelenggaraan internet banking dilakukan oleh pihak ketiga
(outsourcing), bank harus menetapkan dan menerapkan prosedur pengawasan dan due
dilligence yang menyeluruh dan berkelanjutan untuk mengelola hubungan bank
dengan pihak ketiga tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">5.
Penerapan prinsip Know Your Customer (KYC)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Upaya
lainnya yang dilakukan oleh Bank Indonesia dalam rangka meminimalisir
terjadinya tindak kejahatan internet fraud adalah pengaturan kewajiban bagi
bank untuk menerapkan prinsip mengenal nasabah atau yang lebih dikenal dengan
prinsip Know Your Customer (KYC). Pengaturan tentang penerapan prinsip KYC
terdapat dalam Peraturan Bank Indonesia No. 3/10/PBI/2001 tentang Penerapan
Prinsip Mengenal Nasabah (Know Your Customer Principles) sebagaimana telah
diubah dengan Peraturan Bank Indonesia No. 3/23/PBI/2001 dan Surat Edaran Bank
Indonesia 6/37/DPNP tanggal 10 September 2004 tentang Penilaian dan Pengenaan
Sanksi atas Penerapan Prinsip Mengenal Nasabah dan Kewajiban Lain Terkait
dengan Undang-Undang tentang Tindak Pidana Pencucian Uang.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pokok-pokok
pengaturannya antara lain sbb:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a.
Prinsip Mengenal Nasabah adalah prinsip yang diterapkan bank untuk mengetahui
identitas nasabah, memantau kegiatan transaksi nasabah termasuk pelaporan
transaksi yang mencurigakan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b.
Dalam menerapkan Prinsip Mengenal Nasabah, bank wajib:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1)
Menetapkan kebijakan penerimaan nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">2)
Menetapkan kebijakan dan prosedur dalam mengidentifikasi nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">3)
Menetapkan kebijakan dan prosedur pemantauan terhadap rekening dan transaksi
nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">4)
Menetapkan kebijakan dan prosedur manajemen risiko yang berkaitan dengan
penerapan Prinsip Mengenal Nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c.
Terkait dengan kebijakan penerimaan dan identifikasi nasabah, maka:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1)
Sebelum melakukan hubungan usaha dengan nasabah, bank wajib meminta informasi
mengenai identitas calon nasabah, maksud dan tujuan hubungan usaha yang akan
dilakukan calon nasabah dengan bank, informasi lain yang memungkinkan bank
untuk dapat mengetahui profil calon nasabah dan identitas pihak lain dalam hal
calon nasabah bertindak untuk dan atas nama pihak lain. Identitas calon nasabah
tersebut harus dibuktikan dengan dokumen-dokumen pendukung dan bank wajib
meneliti kebenaran dokumen-dokumen pendukung tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">2) Bagi
bank yang telah menggunakan media elektronis dalam pelayanan jasa perbankan
wajib melakukan pertemuan dengan calon nasabah sekurang-kurangnya pada saat
pembukaan rekening.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d.
Dalam hal calon nasabah bertindak sebagai perantara dan atau kuasa pihak lain
(beneficial owner) untuk membuka rekening, bank wajib memperoleh
dokumen-dokumen pendukung identitas dan hubungan hukum, penugasan serta
kewenangan bertindak sebagai perantara dan atau kuasa pihak lain. Dalam hal
bank meragukan atau tidak dapat meyakini identitas beneficial owner, bank wajib
menolak untuk melakukan hubungan usaha dengan calon nasabah.e. Bank wajib
menatausahakan dokumen-dokumen pendukung nasabah dalam jangka waktu
sekurang-kurangnya 5 (lima) tahun sejak nasabah menutup rekening pada bank.
Bank juga wajib melakukan pengkinian data dalam hal terdapat perubahan terhadap
dokumen-dokumen pendukung tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">f. Bank
wajib memiliki sistem informasi yang dapat mengidentifikasi, menganalisa,
memantau dan menyediakan laporan secara efektif mengenai karakteristik
transaksi yang dilakukan oleh nasabah bank.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">g. Bank
wajib memelihara profil nasabah yang sekurang-kurangnya meliputi informasi
mengenai pekerjaan atau bidang usaha, jumlah penghasilan, rekening lain yang
dimiliki, aktivasi transaksi normal dan tujuan pembukaan rekening.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">h. Bank
wajib memiliki kebijakan dan prosedur manajemen risiko yang sekurang-kurangnya
mencakup:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1)
Pengawasan oleh pengurus bank (management oversight).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">2)
Pendelegasian wewenang.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">3)
Pemisahan tugas.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">4)
Sistem pengawasan intern termasuk audit intern.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">5)
Program pelatihan karyawan mengenai penerapan Prinsip Mengenal Nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">i. Bank
Indonesia melakukan penilaian terhadap pelaksanaan Prinsip Mengenal Nasabah/KYC
dan Undang- Undang Tindak Pidana Pencucian Uang (UU TPPU) dimana penilaian
tersebut dilakukan secara kualitatif atas faktor-faktor manajemen risiko
penerapan KYC.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">6.
Kegiatan Alat Pembayaran dengan Menggunakan Kartu dan Transparansi Produk Bank<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Regulasi
lainnya yang dikeluarkan oleh Bank Indonesia terkait dengan upaya meminimalisir
internet fraud adalah regulasi mengenai penyelenggaraan kegiatan Alat
Pembayaran dengan Menggunakan Kartu (APMK), mengingat APMK merupakan alat atau
media yang sering digunakan dalam kejahatan internet fraud. Ketentuan mengenai
penyelenggaraan APMK terdapat dalam Peraturan Bank Indonesia No. 6/30/PBI/2004
tentang Penyelenggaraan Kegiatan Alat Pembayaran Dengan Menggunakan Kartu dan Surat
Edaran Bank Indonesia No. 7/60/DASP, tanggal 30 Desember 2005 tentang Prinsip
Perlindungan Nasabah dan Kehati-hatian, serta Peningkatan Keamanan Dalam
Penyelenggaraan Kegiatan Alat Pembayaran Dengan Menggunakan Kartu.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Adapun
pokok-pokok pengaturannya antara lain sbb:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a).
Alat Pembayaran Dengan Menggunakan Kartu (APMK) adalah alat pembayaran yang
berupa kartu kredit, kartu ATM, kartu debet, kartu prabayar dan atau yang
dipersamakan dengan hal tersebut.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b).
Bagi bank dan lembaga bukan bank yang merupakan penyelenggara APMK harus
menyerahkan bukti penerapan manajemen risiko.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c).
Penerbit APMK wajib meningkatkan keamanan APMK untuk meminimalkan tingkat
kejahatan terkait dengan APMK dan sekaligus untuk meningkatkan kepercayaan
masyarakat terhadap APMK.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d).
Peningkatan keamanan tersebut dilakukan terhadap seluruh infrastruktur
teknologi yang terkait dengan penyelenggaraan APMK, yang meliputi pengamanan
pada kartu dan pengamanan pada seluruh sistem yang digunakan untuk memproses
transaksi APMK termasuk penggunaan chip pada kartu kredit. Selain itu, Bank
Indonesia juga mengeluarkan regulasi mengenai transparansi informasi produk
bank dan penggunaan data pribadi nasabah, sebagai upaya untuk mengedukasi
nasabah terhadap produk bank dan meningkatkan kewaspadaan nasabah terhadap
berbagai risiko termasuk internet fraud. Ketentuan tersebut terdapat dalam
Peraturan Bank Indonesia No. 7/6/PBI/2005 Jo SE No. 7/25/DPNP tentang
Transparansi Informasi Produk Bank Dan Penggunaan Data Pribadi Nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pokok-pokok
pengaturan dalam ketentuan tersebut antara lain sbb:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">a).
Bank wajib menerapkan transparansi informasi mengenai Produk Bank dan penggunan
Data Pribadi Nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">b).
Bank dilarang memberikan informasi yang menyesatkan (mislead) dan atau tidak
etis (misconduct).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">c).
Informasi Produk Bank tersebut, minimal meliputi: nama produk, jenis produk,
manfaat dan resiko produk, persyaratan dan tatacara penggunaan produk,
biaya-biaya yang melekat pada produk, perhitungan bunga atau bagi hasil dan
margin keuntungan, jangka waktu berlakunya Produk Bank, penerbitan
(issuer/originator) Produk Bank.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">d).
Bank wajib memberikan informasi kepada nasabah mengenai manfaat dan risiko pada
setiap produk bank, dimana bank harus menjelaskan secara terinci setiap manfaat
yang diperoleh nasabah dari suatu produk bank dan potensi risiko yang dihadapi
oleh nasabah dalam masa penggunaan produk bank.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>C.
Rahasia Bank</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Salah
satu hal penting dalam memproses pelaku internet fraud adalah pembukaan rahasia
bank untuk memperoleh keterangan simpanan milik pelaku internet fraud tersebut,
dimana keterangan tersebut dapat dijadikan salah bukti oleh aparat penegak
hukum untuk keperluan persidangan pidana.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Ketentuan
mengenai rahasia bank diatur dalam UU Perbankan dan kemudian diatur lebih
lanjut dalam Peraturan Bank Indonesia No. 2/19/PBI/2000 tentang Persyaratan dan
Tata Cara Pemberian Perintah atau Izin Tertulis Membuka Rahasia Bank.
Berdasarkan ketentuan tersebut, pada prinsipnya setiap Bank dan afiliasinya
wajib merahasiakan keterangan mengenai nasabah penyimpan dan simpanannya
(Rahasia Bank). Sedangkan keterangan mengenai nasabah selain sebagai nasabah
penyimpan, tidak wajib dirahasiakan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Terhadap
Rahasia Bank dapat disimpangi dengan izin terlebih dahulu dari pimpinan Bank
Indonesia untuk kepentingan perpajakan, penyelesaian piutang bank oleh
BUPN/PUPLN dan kepentingan peradilan perkara pidana dimana status nasabah
penyimpan yang akan dibuka rahasia bank harus tersangka atau terdakwa. Terhadap
Rahasia Bank dapat juga disimpangi tanpa izin terlebih dahulu dari pimpinan
Bank Indonesia yakni untuk kepentingan perkara perdata antara bank dengan
nasabahnya, tukar menukar informasi antar bank, atas permintaan/persetujuan
dari nasabah dan untuk kepentingan ahli waris yang sah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Dalam
hal diperlukan pemblokiran dan atau penyitaan simpanan atas nama seorang
nasabah penyimpan yang telah dinyatakan sebagai tersangka atau terdakwa oleh
pihak aparat penegak hukum, berdasarkan ketentuan Pasal 12 ayat (1) PBI Rahasia
Bank, dapat dilakukan sesuai dengan ketentuan peraturan perundang-undangan yang
berlaku tanpa memerlukan izin terlebih dahulu dari pimpinan Bank Indonesia.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Namun
demikian untuk memperoleh keterangan mengenai nasabah penyimpan dan simpanan
nasabah yang diblokir dan atau disita pada bank, menurut Pasal 12 ayat (2) PBI
Rahasia Bank, tetap berlaku ketentuan mengenai pembukaan Rahasia Bank dimana
memerlukan izin terlebih dahulu dari pimpinan Bank Indonesia.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>D.
Urgensi Undang-Undang tentang Informasi dan Transaksi Elektronik (UU ITE) dan
Undang-Undang tentang Transfer Dana (UU Transfer Dana)</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Payung
hukum setingkat undang-undang yang khusus mengatur tentang kegiatan di dunia
maya hingga saat ini belum ada di Indonesia. Dalam hal terjadi tindak pidana
kejahatan di dunia maya, untuk penegakan hukumnya masih menggunakan
ketentuan-ketentuan yang ada di KUHP yakni mengenai pemalsuan surat (Pasal
263), pencurian (Pasal 362), penggelapan (Pasal 372), penipuan (Pasal 378),
penadahan (Pasal 480), serta ketentuan yang terdapat dalam Undang-Undang
tentang Tindak Pidana Pencucian Uang dan Undang-Undang tentang Merek.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Ketentuan-ketentuan
tersebut tentu saja belum bisa mengakomodir kejahatan-kejahatan di dunia maya
(cybercrime) yang modus operandinya terus berkembang. Selain itu dalam
penanganan kasusnya seringkali menghadapi kendala antara lain dalam hal
pembuktian dengan menggunakan alat bukti elektronik dan ancaman sanksi yang
terdapat dalam KUHP tidak sebanding dengan kerugian yang diderita oleh korban,
misalnya pada kasus internet fraud, salah satu pasal yang dapat digunakan
adalah Pasal 378 KUHP (penipuan) yang ancaman hukumannya maksimum 4 (empat)
tahun penjara sedangkan kerugian yang mungkin diderita dapat mencapai miliaran
rupiah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Terkait
dengan hal-hal tersebut di atas, kehadiran Undang-Undang tentang Informasi dan
Transaksi Elektronik (UU ITE) dan Undang-Undang tentang Transfer Dana (UU
Transfer Dana) diharapkan dapat menjadi faktor penting dalam upaya mencegah dan
memberantas cybercrimes serta dapat memberikan deterrent effect kepada para
pelaku cybercrimes sehingga akan berfikir jauh untuk melakukan aksinya. Selain
itu hal yang penting lainnya adalah pemahaman yang sama dalam memandang cybercrimes
dari aparat penegak hukum termasuk di dalamnya law enforcement.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Adapun
Rancangan Undang-Undang (RUU) ITE dan RUU Transfer Dana saat ini telah diajukan
oleh pemerintah dan sedang dilakukan pembahasan di DPR RI, dimana dalam hal ini
Bank Indonesia terlibat sebagai narasumber khususnya untuk materi yang terkait
dengan informasi dan transaksi keuangan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>E.
Penutup</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Upaya
yang dilakukan Bank Indonesia untuk meminimalisir terjadinya kejahatan internet
fraud di perbankan adalah dengan dikeluarkannya serangkaian peraturan
perundang-undangan, dalam bentuk Peraturan Bank Indonesia (PBI) dan Surat
Edaran Bank Indonesia (SE), yang mewajibkan perbankan untuk menerapkan
manajemen risiko dalam aktivitas internet banking, menerapkan prinsip mengenal
nasabah/Know Your Customer Principles (KYC), mengamankan sistem teknologi
informasinya dalam rangka kegiatan Alat Pembayaran dengan Menggunakan Kartu dan
menerapkan transparansi informasi mengenai Produk Bank dan penggunan Data
Pribadi Nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Lebih
lanjut, dalam rangka memberikan payung hukum yang lebih kuat pada transaksi
yang dilakukan melalui media internet yang lebih dikenal dengan cyber law maka
perlu segera dibuat Undang-Undang mengenai Informasi dan Transaksi Elektronik
(UU ITE) dan Undang-Undang mengenai Transfer Dana (UU Transfer Dana). Dengan
adanya kedua undang-undang tersebut diharapkan dapat menjadi faktor penting
dalam upaya mencegah dan memberantas cybercrimes termasuk mencegah kejahatan
internet fraud.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
</div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><b>SUMBER
:</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://diemust23.blogspot.com/2012/03/perbedaan-cyber-law-di-negara-negara.html"><span style="color: windowtext;">http://diemust23.blogspot.com/2012/03/perbedaan-cyber-law-di-negara-negara.html</span></a><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://maxdy1412.wordpress.com/2010/05/01/perbandingan-cyber-law-indonesia-computer-crime-act-malaysia-council-of-europe-convention-on-cyber-crime-eropa/"><span style="color: windowtext;">http://maxdy1412.wordpress.com/2010/05/01/perbandingan-cyber-law-indonesia-computer-crime-act-malaysia-council-of-europe-convention-on-cyber-crime-eropa/</span></a><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://utiemarlin.blogspot.com/2010/04/cyber-law-computer-crime-act-malaysia.html"><span style="color: windowtext;">http://utiemarlin.blogspot.com/2010/04/cyber-law-computer-crime-act-malaysia.html</span></a><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://www.haikal-rifki.blogspot.com/"><span style="color: windowtext;">http://www.haikal-rifki.blogspot.com/</span></a><o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<!--EndFragment--><br />nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-76929697131751470072012-05-03T07:43:00.001-07:002012-05-03T07:55:23.685-07:00PERATURAN DAN REGULASI BAGIAN 1<br />
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>1.
Perbandingan CyberLaw </b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Cyber
Law adalah aspek hukum yang istilahnya berasal dari Cyberspace Law, yang ruang
lingkupnya meliputi setiap aspek yang berhubungan dengan orang perorangan atau
subyek hukum yang menggunakan dan memanfaatkan teknologi internet yang dimulai
pada saat mulai "online" dan memasuki dunia cyber atau maya. Cyber
Law juga didefinisikan sebagai kumpulan peraturan perundang-undangan yang
mengatur tentang berbagai aktivitas manusia di cyberspace (dengan memanfaatkan
teknologi informasi).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Ruang
lingkup dari Cyber Law meliputi hak cipta, merek dagang, fitnah/penistaan,
hacking, virus, akses Ilegal, privasi, kewajiban pidana, isu prosedural
(Yurisdiksi, Investigasi, Bukti, dll), kontrak elektronik, pornografi,
perampokan, perlindungankonsumen dan lain-lain.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>1)
Cyber Law Di Indonesia</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Indonesia
telah resmi mempunyai undang-undang untuk mengatur orang-orang yang tidak
bertanggung jawab dalam dunia maya. Cyber Law-nya Indonesia yaitu undang–undang
tentang Informasi dan Transaksi Elektronik (UU ITE).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Di
berlakukannya undang-undang ini, membuat oknum-oknum nakal ketakutan karena
denda yang diberikan apabila melanggar tidak sedikit kira-kira 1 miliar rupiah
karena melanggar pasal 27 ayat 1 tentang muatan yang melanggar kesusilaan.
sebenarnya UU ITE (Undang-Undang Informasi dan Transaksi Elektronik) tidak
hanya membahas situs porno atau masalah asusila. Total ada 13 Bab dan 54 Pasal
yang mengupas secara mendetail bagaimana aturan hidup di dunia maya dan
transaksi yang terjadi didalamnya. Sebagian orang menolak adanya undang-undang
ini, tapi tidak sedikit yang mendukung undang-undang ini.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Dibandingkan
dengan negara-negara di atas, indonesia termasuk negara yang tertinggal dalam
hal pengaturan undang-undang ite. Secara garis besar UU ITE mengatur hal-hal
sebagai berikut :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Tanda
tangan elektronik memiliki kekuatan hukum yang sama dengan tanda tangan
konvensional (tinta basah dan bermaterai). Sesuai dengan e-ASEAN Framework
Guidelines (pengakuan tanda tangan digital lintas batas).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Alat
bukti elektronik diakui seperti alat bukti lainnya yang diatur dalam KUHP.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">UU ITE
berlaku untuk setiap orang yang melakukan perbuatan hukum, baik yang berada di
wilayah Indonesia maupun di luar Indonesia yang memiliki akibat hukum di
Indonesia.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pengaturan
Nama domain dan Hak Kekayaan Intelektual.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Perbuatan
yang dilarang (cybercrime) dijelaskan pada Bab VII (pasal 27-37):<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
27 (Asusila, Perjudian, Penghinaan, Pemerasan)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
28 (Berita Bohong dan Menyesatkan, Berita Kebencian dan Permusuhan)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
29 (Ancaman Kekerasan dan Menakut-nakuti)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
30 (Akses Komputer Pihak Lain Tanpa Izin, Cracking)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
31 (Penyadapan, Perubahan, Penghilangan Informasi)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
32 (Pemindahan, Perusakan dan Membuka Informasi Rahasia)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
33 (Virus?, Membuat Sistem Tidak Bekerja (DOS)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pasal
35 (Menjadikan Seolah Dokumen Otentik (phising?)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>2)
Cyber Law Di Malaysia</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Lima
cyberlaws telah berlaku pada tahun 1997 tercatat di kronologis ketertiban.
Digital Signature Act 1997 merupakan Cyberlaw pertama yang disahkan oleh
parlemen Malaysia. Tujuan Cyberlaw ini, adalah untuk memungkinkan perusahaan
dan konsumen untuk menggunakan tanda tangan elektronik (bukan tanda tangan
tulisan tangan) dalam hukum dan transaksi bisnis. Computer Crimes Act 1997
menyediakan penegakan hukum dengan kerangka hukum yang mencakup akses yang
tidak sah dan penggunaan komputer dan informasi dan menyatakan berbagai hukuman
untuk pelanggaran yang berbeda komitmen. Para Cyberlaw berikutnya yang akan
berlaku adalah Telemedicine Act 1997. Cyberlaw ini praktisi medis untuk
memberdayakan memberikan pelayanan medis / konsultasi dari lokasi jauh melalui
menggunakan fasilitas komunikasi elektronik seperti konferensi video. Berikut
pada adalah Undang-Undang Komunikasi dan Multimedia 1998 yang mengatur
konvergensi komunikasi dan industri multimedia dan untuk mendukung kebijakan
nasional ditetapkan untuk tujuan komunikasi dan multimedia industri. The
Malaysia Komunikasi dan Undang-Undang Komisi Multimedia 1998 kemudian disahkan
oleh parlemen untuk membentuk Malaysia Komisi Komunikasi dan Multimedia yang
merupakan peraturan dan badan pengawas untuk mengawasi pembangunan dan hal-hal
terkait dengan komunikasi dan industri multimedia.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Departemen
Energi, Komunikasi dan Multimedia sedang dalam proses penyusunan baru
undang-undang tentang Perlindungan Data Pribadi untuk mengatur pengumpulan,
kepemilikan, pengolahan dan penggunaan data pribadi oleh organisasi apapun
untuk memberikan perlindungan untuk data pribadi seseorang dan dengan demikian
melindungi hak-hak privasinya. Ini to-be-undang yang berlaku didasarkan pada
sembilan prinsip-prinsip perlindungan data yaitu :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Cara
pengumpulan data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Tujuan
pengumpulan data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Penggunaan
data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pengungkapan
data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Akurasi
dari data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Jangka
waktu penyimpanan data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Akses
ke dan koreksi data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Keamanan
data pribadi<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Informasi
yang tersedia secara umum.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Cyber
Law di Malaysia, antara lain:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Digital
Signature Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Computer
Crimes Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Communications
and Multimedia Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Telemedicine
Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Copyright
Amendment Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Personal
Data Protection Legislation (Proposed)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Internal
security Act (ISA)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Films
censorship Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>3)
Cyber Law Di Singapura</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Beberapa
cyberlaw di Singapura adalah The Electronic Act (UU Elektrinik) 1998
danElectronic Communication Privacy Act (UU Privasi Komunikasi Elektronik)
1996. The Electronic Transactions Act telah ada sejak 10 Juli 1998 untuk
menciptakan kerangka yang sah tentang undang-undang untuk transaksi perdagangan
elektronik di Singapore yang memungkinkan bagi Menteri Komunikasi Informasi dan
Kesenian untuk membuat peraturan mengenai perijinan dan peraturan otoritas sertifikasi
di Singapura. UU ini dibuat dengan tujuan:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Memudahkan
komunikasi elektronik atas pertolongan arsip elektronik yang dapat dipercaya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Memudahkan
perdagangan elektronik, yaitu menghapuskan penghalang perdagangan elektronik
yang tidak sah atas penulisan dan persyaratan tandatangan, dan untuk
mempromosikan pengembangan dari undang-undang dan infrastruktur bisnis
diperlukan untuk menerapkan menjamin / mengamankan perdagangan elektronik.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Memudahkan
penyimpanan secara elektronik tentang dokumen pemerintah dan perusahaan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Meminimalkan
timbulnya arsip alektronik yang sama (double), perubahan yang tidak disengaja
dan disengaja tentang arsip, dan penipuan dalam perdagangan elektronik, dll.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Membantu
menuju keseragaman aturan, peraturan dan mengenai pengesahan dan integritas
dari arsip elektronik.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Mempromosikan
kepercayaan, integritas dan keandalan dari arsip elektronik dan perdagangan
elektronik, dan untuk membantu perkembangan dan pengembangan dari perdagangan
elektronik melalui penggunaan tandatangan yang elektronik untuk menjamin
keaslian dan integritas surat menyurat yang menggunakan media elektronik.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Cyber
Law di Singapura, antara lain:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Electronic
Transaction Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">IPR Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Computer
Misuse Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Broadcasting
Authority Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Public
Entertainment Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Banking
Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Internet
Code of Practice<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Evidence
Act (Amendment)<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Unfair
Contract Terms Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>4)
Cyber Law Di Amerika</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Di
Amerika, Cyber Law yang mengatur transaksi elektronik dikenal dengan Uniform
Electronic Transaction Act (UETA). UETA diadopsi oleh National Conference of
Commissioners on Uniform State Laws (NCCUSL) pada tahun 1999.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Secara
lengkap Cyber Law di Amerika adalah sebagai berikut :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Electronic Signatures in Global and National Commerce Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Uniform Electronic Transaction Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Uniform Computer Information Transaction Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Government Paperwork Elimination Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Electronic Communication Privacy Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Privacy Protection Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">– Fair
Credit Reporting Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">– Right
to Financial Privacy Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Computer Fraud and Abuse Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Anti-cyber squatting consumer protection Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">– Child
online protection Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Children's online privacy protection Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
Economic espionage Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">–
"No Electronic Theft" Act<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>2.
Computer Crime Act (Malaysia)</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Computer
Crime Act (Akta Kejahatan Komputer) merupakan Cyber Law (Undang-Undang)
yang digunakan untuk memberikan dan mengatur bentuk pelanggaran-pelanggaran
yang berkaitan dengan penyalahgunaan komputer. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Computer
Crime Act (Akta Kejahatan Komputer) yang dikeluarkan oleh Malaysia adalah
peraturan Undang-Undang (UU) TI yang sudah dimiliki dan dikeluarkan negara
Jiran Malaysia sejak tahun 1997 bersamaan dengan dikeluarkannya Digital
Signature Act 1997 (Akta Tandatangan Digital), serta Communication and Multimedia
Act 1998 (Akta Komunikasi dan Multimedia).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Di
negara Malaysia, sesuai akta kesepakatan tentang kejahatan komputer yang dibuat
tahun 1997, proses komunikasi yang termasuk kategori Cyber Crime adalah
komunikasi secara langsung ataupun tidak langsung dengan menggunakan suatu kode
atau password atau sejenisnya untuk mengakses komputer yang memungkinkan
penyalahgunaan komputer pada proses komunikasi terjadi.<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>3.
Council of Europe Convention on Cyber crime (Eropa)</b><o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Council
of Europe Convention on Cyber Crime (Dewan Eropa Konvensi Cyber Crime), yang
berlaku mulai pada bulan Juli 2004, adalah dewan yang membuat perjanjian
internasional untuk mengatasi kejahatan komputer dan kejahatan internet yang
dapat menyelaraskan hukum nasional, meningkatkan teknik investigasi dan
meningkatkan kerjasama internasional. Council of Europe Convention on Cyber
Crime berisi Undang-Undang Pemanfaatan Teknologi Informasi (RUU-PTI) pada
intinya memuat perumusan tindak pidana.<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Council
of Europe Convention on Cyber Crime ini juga terbuka untuk penandatanganan oleh
negara-negara non-Eropa dan menyediakan kerangka kerja bagi kerjasama
internasional dalam bidang ini. Konvensi ini merupakan perjanjian internasional
pertama pada kejahatan yang dilakukan lewat internet dan jaringan komputer
lainnya, terutama yang berhubungan dengan pelanggaran hak cipta, yang
berhubungan dengan penipuan komputer, pornografi anak dan pelanggaran keamanan
jaringan. Hal ini juga berisi serangkaian kekuatan dan prosedur seperti
pencarian jaringan komputer dan intersepsi sah.<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Tujuan
utama adanya konvensi ini adalah untuk membuat kebijakan kriminal umum yang
ditujukan untuk perlindungan masyarakat terhadap Cyber Crime melalui
harmonisasi legalisasi nasional, peningkatan kemampuan penegakan hukum dan
peradilan, dan peningkatan kerjasama internasional.<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Selain
itu konvensi ini bertujuan terutama untuk:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">1)
harmonisasi unsur-unsur hukum domestik pidana substantif dari pelanggaran dan
ketentuan yang terhubung di bidang kejahatan cyber.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">2)
menyediakan form untuk kekuatan hukum domestik acara pidana yang diperlukan
untuk investigasi dan penuntutan tindak pidana tersebut, serta pelanggaran
lainnya yang dilakukan dengan menggunakan sistem komputer atau bukti dalam
kaitannya dengan bentuk elektronik<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">3)
mendirikan cepat dan efektif rezim kerjasama internasional.<o:p></o:p></span><br />
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span><br />
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span><br />
<br />
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">SUMBER
:<o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://diemust23.blogspot.com/2012/03/perbedaan-cyber-law-di-negara-negara.html"><span style="color: windowtext;">http://diemust23.blogspot.com/2012/03/perbedaan-cyber-law-di-negara-negara.html</span></a><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://utiemarlin.blogspot.com/2010/04/cyber-law-computer-crime-act-malaysia.html"><span style="color: windowtext;">http://utiemarlin.blogspot.com/2010/04/cyber-law-computer-crime-act-malaysia.html</span></a><o:p></o:p></span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://maxdy1412.wordpress.com/2010/05/01/perbandingan-cyber-law-indonesia-computer-crime-act-malaysia-council-of-europe-convention-on-cyber-crime-eropa/"><span style="color: windowtext;">http://maxdy1412.wordpress.com/2010/05/01/perbandingan-cyber-law-indonesia-computer-crime-act-malaysia-council-of-europe-convention-on-cyber-crime-eropa/</span></a></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><a href="http://www.haikal-rifki.blogspot.com/"><span style="color: windowtext;">http://www.haikal-rifki.blogspot.com/</span></a><o:p></o:p></span></div>
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<br /></div>
</div>
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<br /></div>
<br />nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-71107844796236960402012-04-15T02:47:00.000-07:002012-04-15T03:25:48.545-07:00kreteria manager proyek yang baik<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; line-height: 150%; margin-bottom: 11.25pt; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 36pt;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><br /><b>DEFENISI
MANAJER PROYEK</b></span><br />
<span style="font-family: Georgia, serif;"><b><br /></b></span><br />
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Menurut
Project Mangement Body of Knowledge Guide (PMI 2001) mengatakan bahwa manajer
proyek seseorang yang bertanggung jawab dalam mengurus sebuah proyek. Menurut
Ritz (1994) seorang manajer proyek berasal dari suatu institusi atau seorang
pengusaha yang sinonim dengan pengurus, eksekutif, supervisor dan boss.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pemilihan
seorang manajer proyek merupakan satu dari dua atau tiga keputusan paling utama
mengenai proyek. Manajer proyek perlu memiliki kerangka harapan agar dapat
berhasil dengan baik. Berikut adalah daftar kepopuleran, keterampi– lan dan
kualitas yang dicari manakala pemilihan seorang manajer proyek:</span></div>
</div>
</div>
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<br />
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1.Latar belakang teknis yang
kuat.<br />
2.Seorang manajer yang keras kepala.<br />
3.Individu yang bersifat dewasa.<br />
4.Seseorang yang tersedia.<br />
5.Seseorang yang memiliki hubungan baik dengan para eksekutif senior.<br />
6.Seseorang yang dapat memelihara kebahagiaan tim proyek.<br />
7.Orang yang telah bekerja dalam beberapa departemen berbeda.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<br />
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Berikut
ini penjelasan kriteria manajer yang baik menurut pendekatannya kepada landasan
Pancasila yaitu sebagai berikut :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><span style="color: #444444;">1.</span><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;"><span style="color: #444444;"> </span>
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Bertaqwa kepada Tuhan Yang Maha Esa, </span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">dengan selalu bertaqwa kepada Tuhan Yang Maha Esa, maka
sifat-sifat yang baik dari seorang manajer akan terjamin dalam pelaksanaannya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Ing ngarso sung tulodho</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, memberi suri teladan kepada para bawahannya dalam lingkungan
organisasinya, dengan contoh/pelaksanaan kerja secara riil.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Ing madya mangun karso</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">,seorang manajer harus mampu membangkitkan semangat kerja para
bawahannya, berusaha dan berpikir sendiri dan memberi kesempatan dan memupuk
kemampuan bawahannya untuk dapat berkembang.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Tut wuri handayani</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, seorang manajer harus mampu mendorong para bawahannya agar
berani berjalan di depan dan sanggup bertanggung jawab, berjalan di depan
artinya mengambil prakarsa dalam melaksanakan tugas tertentu.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Waspodo purbo waseso</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, selalu waspada, sanggup mengawasi dan memberi koreksi kepada
para bawahannya.<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Ambek paromo arto,</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"> dapat memilih dengan tepat mana yang harus didahulukan.<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">7.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Prasojo</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, sederhana atau tidak berlebih-lebihan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">8.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Setyo</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, bersikap loyal baik terhadap tugas maupun terhadap sesama
anggota organisasi secara timbal balik (vertikal dan horizontal) yang didasari
oleh semangat kekeluargaan / kesetiakawanan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">9.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Gemi nastiti</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, mampu mengatasi penggunaan/pengeluaran segala sesuatu kepada
yang benar-benar diperlukan (tidak bersifat boros).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">10.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Beloko</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, bersedia untuk dikoreksi oleh pihak lain dan berani
mempertanggung jawabkan atas segala tindakannya.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.75pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">11.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Legowo</span></b><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">, berjiwa besar dan ikhlas apabila suatu saat untuk menyerahakan
segala tanggung jawabnya dan kedudukannya kepada generasi berikutnya
(regenerasi).<span style="color: #444444;"><o:p></o:p></span></span></div>
<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; line-height: 150%; margin-bottom: 11.25pt; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 18.75pt;">
<div style="text-indent: 0px;">
</div>
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<br /></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Kriteria
Manajer Proyek Yang Efektif Nobody’s Perfect, kata ini memang menunjukkan
sebuah realitas. Bagaimanapun tuntutan kesempurnaan kerja seorang manajer
proyek yang efektif tidak dapat seratus persen terwujud. Akan tetapi ada
beberapa criteria dan usaha pendekatan ke arah sana. Grey&Larson (2006)
mendeskripsikan beberapa indicator, ciri dan kualitas seorang manajer proyek
yang efektif. Beberapa kontradiksi yang dihadapkan oleh manajer proyek antara
lain:</span></div>
<div class="MsoNormal" style="line-height: 150%;">
</div>
<ol>
<li><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Inovasi dan menjaga
stabilitas.</span></li>
<li><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Menetapkan gambaran dan terlibat langsung di lapangan.</span></li>
<li><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Mendorong individu tetapi juga menekan tim.</span></li>
<li><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Campur tangan atau tidak.</span></li>
<li><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Fleksibel tapi ketat.</span></li>
<li><span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Loyalitas tim dan loyalitas organisasi.</span></li>
</ol>
<div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Kontradiksi
ini memerlukan kecakapan khusus bagi manajer proyek untuk mengambil posisi
mereka dan menempatkan keputusan sesuai dengan keadaan. Terpaku pada suatu
prinsip yang ketat tidak akan menyelesaikan masalah, karena manajer proyek
tidak bekerja sendiri. Dalam buku yang sama Grey&Larson (2006) juga
menggambarkan ciri-ciri dari seorang manajer proyek yang efektif. Diantaranya
adalah:</span></div>
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<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
</div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pemikir
Sistem, kemampuan dalam berpikir untuk mengelola interaksi antar komponen dan
sumber daya proyek yang berbeda-beda, karena tidak bisa dikatakan efektif
apabila penyelesaian masalah hanya secara parsial. Hal ini akan mempersulit
sang manajer untuk mengambil keputusan.</span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: Georgia, serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
</div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Integritas
Pribadi, membangun dan meningkatkan kemampuan diri menjadi sangat penting
dilakukan terlebih dahulu sebelum meningkatkan kemampuan anggota tim.<br />
Proaktif, bedakan dengan reaktif. Para manajer proyek dituntut tidak hanya akan
melihat peristiwa yang telah terjadi (reaktif), akan tetapi juga selalu
meneropong masa depan dan berjuang keras menemukan masa depan proyek
(Kartajaya, 2003)<br />
Toleransi yang tinggi terhadap Stress, mengingat proyek merupakan hal yang
rumit dan kompleks, pasti akan menimbulkan tekanan terhadap orang yang bebankan
tanggungjawab kepadanya. Manajer proyek harus mampu mengelola kondisi
psikologis mereka agar dapat bertahan dalam tekanan. Perspektif Bisnis Umum,
seorang manajer proyek harus memahami dasar-dasar bisnis dari disiplin teknis
yang berbeda-beda sebagai kerja antar fungsional.</span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: Georgia, serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
</div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Komunikator
yang baik, telah dijelaskan sebelumnya. Manajemen waktu yang efektif, telah
dijelaskan sebelumnya. Politikus Mahir, strategi dalam menghadapi banyak orang
dan mendapatkan dukungan dari semua pihak merupakan cirri penting manajer
proyek yang sukses.</span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
</div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Optimis,
Slater (1999) dalam bukunya Saving Big Blue mengatakan “Anda dalam kesulitan
Besar jika Menganggap anda Sudah Selesai”. Maksud dari kata-kata ini ialah,
masalah-masalah yang sudah diselesaikan tidak bisa kita lepas begitu saja,
karena pada nantinya kan bermunculan masalah-masalah baru di dalam pelaksanaan
proyek. Kepercayaan diri terhadap proyek, mampu membuat seorang manajer proyek
melakukan inovasi dan mengubah strategi proyek ke arah yang lebih baik tanpa
meninggalkan perencanaan yang telah ditetapkan.</span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="background-color: white; font-family: Georgia, serif; line-height: 150%; text-indent: 36pt;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Ada
tiga garis besar yang dibahas dalam buku ini untuk menciptakan berlangsungnya
sebuah proyek, yaitu :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">1.
Perencanaan<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 18.75pt;">Untuk
mencapai tujuan, sebuah proyek perlu suatu perencanaan yang matang. Yaitu
dengan meletakkan dasar tujuan dan sasaran dari suatu proyek sekaligus
menyiapkan segala program teknis dan administrasi agar dapat
diimplementasikan.Tujuannya agar memenuhi persyaratan spesifikasi yang
ditentukan dalam batasan waktu, mutu, biaya dan keselamatan kerja. Perencanaan
proyek dilakukan dengan cara studi kelayakan, rekayasa nilai, perencanaan area
manajemen proyek (biaya, mutu, waktu, kesehatan dan keselamatan kerja,
sumberdaya, lingkungan, resiko dan sistem informasi.</span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 18.75pt;"><br /></span></div>
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</div>
<div class="MsoNormal">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 115%;">2. Penjadwalan<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Merupakan
implementasi dari perencanaan yang dapat memberikan informasi tentang jadwal
rencana dan kemajuan proyek yang meliputi sumber daya (biaya, tenaga kerja,
peralatan, material), durasi dan progres waktu untuk menyelesaikan proyek.
Penjadwalan proyek mengikuti perkembangan proyek dengan berbagai
permasalahannya. Proses monitoring dan updating selalu dilakukan untuk
mendapatkan penjadwalan yang realistis agar sesuai dengan tujuan proyek. Ada
beberapa metode untuk mengelola penjadwalan proyek, yaitu Kurva S (hanumm
Curve), Barchart, Penjadwalan Linear (diagram Vektor), Network Planning dan
waktu dan durasi kegiatan. Bila terjadi penyimpangan terhadap rencana semula,
maka dilakukan evaluasi dan tindakan koreksi agar proyek tetap berada dijalur yang
diinginkan.</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
</div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">3.
Pengendalian Proyek<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Pengendalian
mempengaruhi hasil akhir suatu proyek. Tujuan utama dari utamanya yaitu
meminimalisasi segala penyimpangan yang dapat terjadi selama berlangsungnya
proyek. Tujuan dari pengendalian proyek yaitu optimasi kinerja biaya, waktu ,
mutu dan keselamatan kerja harus memiliki kriteria sebagai tolak ukur. Kegiatan
yang dilakukan dalam proses pengendalian yaitu berupa pengawasan, pemeriksaan,
koreksi yang dilakukan selama proses implementasi.<o:p></o:p></span></div>
<!--EndFragment--><br />
</div>
</div>
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<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">SUMBER<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><a href="http://eziekim.wordpress.com/2012/04/12/kriteria-manajer-proyek-yang-baik/"><span style="color: windowtext;">http://eziekim.wordpress.com/2012/04/12/kriteria-manajer-proyek-yang-baik/</span></a><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><a href="http://wartawarga.gunadarma.ac.id/2012/04/kriteria-manager-proyek/"><span style="color: windowtext;">http://wartawarga.gunadarma.ac.id/2012/04/kriteria-manager-proyek/</span></a><o:p></o:p></span></div>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-59785044840744616332012-04-06T09:34:00.001-07:002012-04-06T09:47:25.183-07:00COCOMO<br />
<div class="MsoNormal" style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<br />
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">COCOMO
(Constructive Cost Model) dikembangkan pada tahun 1981, oleh Barry Boehm
memperkenalkan hirarki model estimasi PL dengan nama COCOMO, Barry Boehm
mendesain COCOMO untuk memberikan estimasi / perkiraan jumlah Person-Months
untuk mengembangkan suatu produk software. Referensi pada model ini dikenal
dengan nama COCOMO 81.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pada
tahun 1990, muncul suatu model estimasi baru yang disebut dengan COCOMO II.
Secara umum referensi COCOMO sebelum 1995 merujuk pada original COCOMO model
yaitu COCOMO 81, setelah itu merujuk pada COCOMO II.<br />
COCOMO II diset sebagai siklus hidup software modern. Orgininal COCOMO model
sudah sangat berhasil, tetapi tidak sesuai dengan praktek pengembangan software
yang lebih baru sebagaimana dengan software tradisional. COCOMO II menargetkan
proyek software pada tahun 1990an sampai 2000an dan akan terus berkembang dalam
beberapa tahun ke depan.<o:p></o:p></span></div>
</div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="background-color: white;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Sejarah singkat cocomo</span> COCOMO</span><span style="background-color: white;">
</span>pertama kali diterbitkan pada tahun 1981 Barry Boehm W. ’s Book ekonomi
Software engineering sebagai model untuk memperkirakan usaha, biaya, dan jadwal
untuk proyek-proyek perangkat lunak. Ini menarik pada studi dari 63 proyek di
TRW Aerospace mana Barry Boehm adalah Direktur Riset dan Teknologi Perangkat
Lunak pada tahun 1981. Penelitian ini memeriksa proyek-proyek ukuran mulai dari
2.000 sampai 100.000 baris kode, dan bahasa pemrograman mulai dari perakitan
untuk PL / I. Proyek-proyek ini didasarkan pada model pengembangan perangkat
lunak waterfall yang merupakan proses software umum pembangunan di 1981.<o:p></o:p></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<div class="MsoNormal" style="line-height: 150%; text-indent: 36pt;">
<span style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 150%;">Referensi
untuk model ini biasanya menyebutnya COCOMO 81. Pada tahun 1997 COCOMO II telah
dikembangkan dan akhirnya diterbitkan pada tahun 2000 dalam buku Estimasi Biaya
COCOMO II Software dengan COCOMO II. adalah penerus dari COCOMO 81 dan lebih
cocok untuk mengestimasi proyek pengembangan perangkat lunak modern. Hal ini
memberikan lebih banyak dukungan untuk proses pengembangan perangkat lunak
modern, dan basis data proyek diperbarui. Kebutuhan model baru datang sebagai
perangkat lunak teknologi pengembangan pindah dari batch processing mainframe
dan malam untuk pengembangan desktop, usabilitas kode dan penggunaan komponen software
off-the-rak. Artikel ini merujuk pada COCOMO 81.<o:p></o:p></span></div>
</div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: Georgia, serif;">Pengertian cocomo </span>COCOMO
terdiri dari tiga bentuk hirarki semakin rinci dan akurat. Tingkat pertama,
Basic COCOMO adalah baik untuk cepat, order awal, kasar estimasi besarnya biaya
perangkat lunak, namun akurasinya terbatas karena kurangnya faktor untuk
memperhitungkan perbedaan atribut proyek (Cost Drivers). Intermediate COCOMO
mengambil Driver Biaya ini diperhitungkan dan Rincian tambahan COCOMO account
untuk pengaruh fase proyek individu.<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Dalam perkembangannya, COCOMO
memiliki 3 jenis implementasi, yaitu :</span><br />
<b style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><br /></b><br />
<b style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">1. Basic
COCOMO (COCOMO I 1981)</b></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify; text-indent: 36.0pt;">
</div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Menghitung
dari estimasi jumlah LOC (Lines of Code). Pengenalan COCOMO ini diawali di
akhir tahun 70-an. Sang pelopor, Boehm, melakukan riset dengan mengambil kasus
dari 63 proyek perangkat lunak untuk membuat model matematisnya. Model dasar
dari model ini adalah sebuah persamaan sebagai berikut :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>effort =
C * size^M</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">ket :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">effort = usaha yang dibutuhkan selama proyek, diukur
dalam person-months;<br />
c dan M = konstanta-konstanta yang dihasilkan dalam riset Boehm dan tergantung
pada penggolongan besarnya proyek perangkat lunak<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">size =
estimasi jumlah baris kode yang dibutuhkan untuk implementasi, dalam satuan
KLOC (kilo lines of code).<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">COCOMO
berlaku untuk tiga kelas proyek perangkat lunak:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Organik
proyek : “kecil” tim dengan pengalaman “baik” bekerja dengan “kurang dari
kaku” persyaratan.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Semi-terpisah
proyek : “sedang” tim dengan pengalaman bekerja dicampur dengan campuran
persyaratan kaku kaku dan kurang dari.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Embedded
proyek : dikembangkan dalam satu set “ketat” kendala (hardware, software,
operasional).</span><br />
<b style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></b><br />
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"> </span><b style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">2.
Intermediate COCOMO (COCOMO II 1999)</b></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Menghitung
dari besarnya program dan cost drivers (faktor-faktor yang
berpengaruh langsung kepada proyek), seperti: perangkat keras, personal, dan
atribut-atribut proyek lainnya. Selain itu pada jenis ini, COCOMO mempergunakan
data-data historis dari proyek-proyek yang pernah menggunakan COCOMO I, dan
terdaftar pengelolaan proyeknya dalam COCOMO database. yang dijabarkan dalam
kategori dan sub-kategori sebagai berikut :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>a.
Atribut produk (product attributes) :</b></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">1.
Reliabilitas perangkat lunak yang diperlukan (RELY)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">2. Ukuran basis data aplikasi (DATA)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">3. Kompleksitas produk (CPLX)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>b. Atribut perangkat keras (computer
attributes)</b></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">1.
Waktu eksekusi program ketika dijalankan (TIME)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">2. Memori yang dipakai (STOR)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">3. Kecepatan mesin virtual (VIRT)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">4. Waktu yang diperlukan untuk mengeksekusi perintah (TURN)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>c. Atribut sumber daya manusia
(personnel attributes)</b></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">1.
Kemampuan analisis (ACAP)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">2. Kemampuan ahli perangkat lunak (PCAP)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">3. Pengalaman membuat aplikasi (AEXP)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">4. Pengalaman penggunaan mesin virtual (VEXP)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">5. Pengalaman dalam menggunakan bahasa pemrograman (LEXP)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>d.
Atribut proyek (project attributes)</b></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">1.
Penggunaan sistem pemrograman modern(MODP)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">2. Penggunaan perangkat lunak (TOOL)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;">3. Jadwal pengembangan yang diperlukan (SCED)</span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>COCOMO
II EFFORT EQUATION</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Model
COCOMO II ini membuat estimasi dari usaha yang dibutuhkan (diukur dari
Person-Month) berdasarkan keutamaan dalam estimasi anda akan ukuran proyek
perangkat lunak (yang diukur dalam ribuan SLOC atau KSLOC) :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Effort
= 2,94 * EAF * (KSLOC)E<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">ket:<br />
EAF = Effort Adjustment Factor yang berasal dari Cost Drivers adalah
produk dari effort multipliers yang terhubung pada masing-masing cost
drivers untuk proyek.<br />
E = Eksponen yang berasal dari Scale Drivers.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>COCOMO
II SCHEDULE EQUATION</b><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">COCOMO
II Schedule Equation memprediksi jumlah bulan yang dibutuhkan untuk
menyelesaikan proyek perangkat lunak anda. Durasi dari proyek berdasarkan pada
usaha yang diprediksi oleh effort equation :<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Duration
= 3,67 * (Effort)SE<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Dimana
:<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Effort
= usaha dari COCOMO II effort equation.<br />
SE = eksponen scheduled equation yang berasal dari Scale Drivers.<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b>COCOMO
II memiliki 3 model berbeda, yakni:</b></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: -18pt;"><b>a) The Application Composition Model</b></span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Sesuai
untuk pembangunan proyek dengan tools GUI-builder yang modern. Berdasar pada Object
Points baru.</span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><br /></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%; text-indent: 36pt;"><b> b) The Early Design Model</b></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Model
ini dapat digunakan untuk mendapat estimasi kasar biaya dan durasi dari suatu
proyek sebelum menentukan arsitektur keseluruhan proyek tersebut. Model ini
menggunakan sekumpulan kecil cost driver baru dan persamaan estimasi baru.
Berdasar pada Unadjusted Function Points atau KSLOC.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-left: 21.3pt; text-indent: 14.7pt;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /><b> c) The Post-Architecture Model</b><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Ini
adalah model COCOMO II yang paling detail. Digunakannya setelah membentuk
arsitektur proyek secara menyeluruh. Model ini memiliki cost driver baru,
aturan penghitungan baris yang baru, dan persamaan baru.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><br /></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><b> 3.
Advance COCOMO</b><o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Memperhitungkan
semua karakteristik dari intermediate di atas dan cost drivers dari
setiap fase (analisis, desain, implementasi, dsb) dalam siklus hidup
pengembangan perangkat lunak. Model rinci kegunaan yang berbeda upaya pengali
untuk setiap driver biaya atribut tersebut. Sensitif pengganda tahap upaya
masing-masing untuk menentukan jumlah usaha yang dibutuhkan untuk menyelesaikan
setiap tahap.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">Pada
COCOMO rinci, upaya dihitung sebagai fungsi dari ukuran program dan satu set
driver biaya yang diberikan sesuai dengan tiap tahap siklus hidup rekayasa
perangkat lunak. Fase yang digunakan dalam COCOMO rinci perencanaan kebutuhan
dan perancangan perangkat lunak, perancangan detil, kode dan menguji unit, dan
pengujian integrasi.<o:p></o:p></span></div>
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<br /></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;">SUMBER
:<o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><a href="http://wartawarga.gunadarma.ac.id/2012/03/cocomo-9/"><span style="color: windowtext;">http://wartawarga.gunadarma.ac.id/2012/03/cocomo-9/</span></a><o:p></o:p></span></div>
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<span style="font-family: Georgia, serif; font-size: 12pt; line-height: 150%;"><a href="http://eziekim.wordpress.com/2012/04/06/cocomo/"><span style="color: windowtext;">http://eziekim.wordpress.com/2012/04/06/cocomo/</span></a><o:p></o:p></span></div>
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<br /></div>
<br />nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-27405910259203547222012-03-29T08:52:00.011-07:002012-03-29T09:35:54.467-07:00KEUNTUNGAN DAN KERUGIAN OPEN SOURCES<p class="MsoNormal" style="font-style: normal; line-height: normal; font-weight: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; margin-bottom: 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; vertical-align: baseline; "></p><p class="MsoNormal" style="font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; font-style: normal; margin-bottom: 0.0001pt; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; vertical-align: baseline; "></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">PENGERTIAN OPEN SOURCE<o:p></o:p></span></b></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Dalam Bahasa Indonesia, open source adalah kode terbuka. Kode yang dimaksud adalah kode program (perintah-perintah) yang diketikkan berdasarkan logika yang benar). Suatu program dengan lisensi open source, berarti program tersebut membuka kode programnya bagi siapa saja yang ingin mempelajarinya. Caranya dengan menyertakan kode program bersama dengan distribusi paket program yang sudajh jadi (hasil kompilasi).<o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Open source berdasarkan kebebasan user dalam menggunakan pendistribusian dan lainnya serta software gratis (tanpa biaya). Feature utama dari karakteristik open source adalah kebebasan user untuk</span><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; "><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">1. Menggunakan software sesuai keinginannya</span></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">2. Memiliki software yang tersedia sesuai kebutuhan</span></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">3.</span><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">Mendistribusikan software kepada user lainnya.</span></p><p style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; line-height: normal; "></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Open source merupakan implementasi software dalam bentuk source code yang dapat dibaca. Beberapa contohnya adalah web server (apache), Bahasa pemrograman (perl, PHP), sistem operasi (Linux, OpenBSD), pembuat portal (phpnuke, postnuke, mambo), e-learning management system (Moddle, Claroline), dll.<o:p></o:p></span></p><p style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; line-height: normal; "></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Motivasi dari penggunaan dan pengembangan open source software beraneka ragam, mulai dari filosofi dan alasan etika sampai pada masalah praktis. Biasanya, keuntungan yang dirasa pertama dari model open source adalah fakta bahwa ketersediaan open source diciptakan secara gratis atau dengan biaya yang rendah.<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">KEUNTUNGAN DAN KERUGIAN OPEN SOURCES</span></b><span style="font-size: 12pt; line-height: 150%; "><o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">Keuntungan Open Source Software</span></b><span style="font-size: 12pt; line-height: 150%; "><o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Beberapa karakteristik yang menyebabkan Open Source model mendapatkan keuntungan :<o:p></o:p></span></p> <p class="MsoListParagraph" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Ketersedian source code dan hak untuk memodifikasi <o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Ini merupakan hal yang penting. Hal ini menyebakan perubahan dan improvisasi pada produk software. Selain itu, hal ini memunculkan kemungkinan untuk meletakan code pada hardware baru, agar dapat diadaptasi pada situasi yang berubah-ubah, dan pemahaman bagimana sistem itu bekerja secara detail.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Hak untuk mendistribusikan modifikasi dan perbaikan pada code<br />Hal ini merupakan titik perbedaan Open Source Software dengan Free Software. Pada kenyataannya, hak pendistribusian diakui dan merupakan hal yang umum, ini adalah hal yang berpengaruh bagi sekumpulan developer ( pengembang ) untuk bekerja bersama dalam project Open Source Software.</span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Hak untuk menggunakan software<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Ini merupakan kombinasi dari hak pendistribusian, menjamin ( jika software cukup berguna ) beberapa user yang mana membantu dalam menciptakan pasar untuk mendukung dan berlangganan software. Hal ini juga membantu dalam improvisasi kualitas dari produk dan improvisasi secara fungsi. Selain itu akan menyebabkan sejumlah user untuk mencoba produk dan mungkin menggunakannya secara regler.</span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Banyaknya tenaga (SDM) untuk mengerjakan proyek.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Proyek <i>open source</i> biasanya menarik banyak <i>developer</i>, misalnya: pengembangan <i>web server </i>Apache menarik ribuan orang untuk ikut mengembangkan dan memantau.</span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Kesalahan (<i>bugs, error</i>) lebih cepat ditemukan dan diperbaiki.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Hal ini dikarenakan jumlah <i>developer</i>-nya sangat banyak dan tidak dibatasi. <i>Visual inspection</i> (<i>eye-balling</i>) merupakan salah satu metodologi pencarian <i>bugs</i> yang paling efektif. Selain itu, <i>source code</i> tersedia membuat setiap orang dapat mengusulkan perbaikan tanpa harus menunggu dari vendor.</span><span style="font-size: 12pt; line-height: 150%; background-color: white; "> </span></p> <p class="MsoListParagraphCxSpLast" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Kualitas produk lebih terjamin.<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 14.2pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; ">Hal ini dikarenakan evaluasi dapat dilakukan oleh banyak orang, sehingga kualitas produk dapat lebih baik. Namun, hal ini hanya berlaku untuk produk open source yang ramai dikembangkan orang. Tidak selamanya<i>open source</i> dikembangkan oleh banyak orang, karena bisa juga dilakukan oleh individual.<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 14.2pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p> <p class="MsoListParagraph" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">7.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Lebih aman (<i>secure</i>).<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 14.2pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; ">Sifatnya yang terbuka membuat produk open source dapat dievaluasi oleh siapa pun.<i>Public scrutinity </i>merupakan salah satu komponen penting dalam bidang keamanan. Secara umum, <i>open sourc</i>e memiliki potensi untuk lebih aman meskipun dia tidak terkendali secara otomatis. Namun, hal ini dapat tercapai, jika <i>security by obscurity</i>bukan tujuan utamanya.<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 14.2pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">8.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Hemat biaya.Sebagian besar <i>developer</i> ini tidak dibayar/digaji.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; ">Dengan demikian, biaya dapat dihemat dan digunakan untuk pengeluaran yang tidak dapat ditunda, misal membeli <i>server</i> untuk <i>hosting web</i>.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpLast" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">9.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Tidak mengulangi <i>development</i>.<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 14.2pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; ">Pengulangan (<i>re-inventing the wheel</i>) merupakan pemborosan. Adanya<i>source code </i>yang terbuka membuka jalan bagi seseorang <i>programmer</i>untuk melihat solusi-solusi yang pernah dikerjakan oleh orang lain. Namun, pada kenyataannya tetap banyak pengulangan.<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 14.2pt; margin-bottom: 0.0001pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p> <p class="MsoListParagraph" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">10.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><i><span style="font-size: 12pt; line-height: 150%; ">User</span></i><span style="font-size: 12pt; line-height: 150%; "> dapat membuat salinan tak terbatas, menjual atau memberikan bebas hasil lisensi.</span></p><p class="MsoListParagraph" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; "><br /></span></p> <p class="MsoListParagraphCxSpFirst" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">11.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><i><span style="font-size: 12pt; line-height: 150%; ">User</span></i><span style="font-size: 12pt; line-height: 150%; "> dapat memodifikasi dan mengunci agar hanya kalangan terbatas yang dapat membaca kode dan memodifikasinya.</span></p><p class="MsoListParagraphCxSpFirst" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><span style="font-size: 12pt; line-height: 150%; "><br /></span></p> <p class="MsoListParagraphCxSpLast" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-top: 0cm; margin-right: 0cm; margin-left: 18pt; margin-bottom: 0.0001pt; text-indent: -18pt; line-height: 150%; vertical-align: baseline; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">12.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Mencegah <i>software privacy </i>yang melanggar hukum.<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">Kerugian Open Source Software</span></b><span style="font-size: 12pt; line-height: 150%; "><o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Beberapa karakteristik yang menyebabkan Open Source model mendapatkan keuntungan :<o:p></o:p></span></p> <p class="MsoListParagraph" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Tidak ada garansi dari pengembangan<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "> Biasanya terjadi ketika sebuah project dimulai tanpa dukungan yang kuat dari satu atau beberapa perusahaan, memunculkan celah awal ketika sumber code masih mentah dan pengembangan dasar masih dalam pembangunan.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Masalah yang berhubungan dengan intelektual property<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Pada saat ini, beberapa negara menerima software dan algoritma yang dipatentkan. Hal ini sangat sulit untuk diketahui jika beberapa motede utama untuk menyelesaikan masalah software di patenkan sehingga beberapa komunitas dapat dianggap bersalah dalam pelanggaran intelektual property.</span><span style="font-size: 12pt; line-height: 150%; background-color: white; "> </span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Kesulitan dalam mengetahui status project<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Tidak banyak iklan bagi open source software, biasanya beberapa project secara tidak langsung ditangani oleh perusahaan yang mampu berinvestasi dan melakukan merketing.</span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Kurangnya SDM yang dapat memanfaatkan open source.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Ketersediaan source code yang diberikan dapat menjadi sia-sia, jika SDM yang ada tidak dapat menggunakannya. SDM yang ada ternyata hanya mampu menggunakan produk saja, Jika demikian, maka tidak ada bedanya produk <i>open source</i> dan yang <i>propriertary</i> dan tertutup.</span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><span style="font-size: 12pt; line-height: 150%; ">Tidak adanya proteksi terhadap HaKI.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Kebanyakan orang masih menganggap bahwa <i>open source</i> merupakan aset yang harus dijaga kerahasiannya. Hal ini dikaitkan dengan besarnya usaha yang sudah dikeluarkan untuk membuat produk tersebut. Karena sifatnya dapat di-<i>abuse</i> oleh orang-orang untuk mencuri ide dan karya orang lain.</span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><span style="font-size: 12pt; line-height: 150%; ">Limitasi modifikasi oleh orang – orang tertentu yang membuat atau memodifikasi sebelumnya.</span></p> <p class="MsoListParagraphCxSpMiddle" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">7.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><span style="font-size: 12pt; line-height: 150%; ">Untuk beberapa <i>platform</i>, contohnya JAVA yang memiliki prinsip satu tulis dan bisa dijalankan dimana saja, akan tetapi ada beberapa hal dari JAVA yang tidak competible dengan <i>platform</i>lainnya. Contohnya J2SE yang SWT – AWT <i>bridge-</i>nya belum bisa dijalankan di <i>platform</i> Mac OS.</span></p> <p class="MsoListParagraphCxSpLast" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><!--[if !supportLists]--><span style="font-size: 12pt; line-height: 150%; ">8.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><!--[endif]--><i><span style="font-size: 12pt; line-height: 150%; ">Open Source</span></i><span style="font-size: 12pt; line-height: 150%; "> digunakan secara <i>sharing</i>, dapat menimbulkan resiko kurangnya diferensiasi antara satu software dengan yang lain, apabila kebetulan menggunakan beberapa <i>Open Source</i> yang sama.<o:p></o:p></span></p><p class="MsoListParagraphCxSpLast" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-left: 18pt; text-indent: -18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><br /></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">SUMBER :</span></b><span style="font-size: 12pt; line-height: 150%; "><o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://freezcha.wordpress.com/2011/03/18/keuntungan-dan-kerugian-penggunaan-open-source/"><span style="color:windowtext">http://freezcha.wordpress.com/2011/03/18/keuntungan-dan-kerugian-penggunaan-open-source/</span></a><o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">http://nyenyenk.blogspot.com/2008/12/keuntungan-dan-kerugian-dari-open.html<o:p></o:p></span></p> <p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p><p style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; line-height: normal; font-weight: normal; "></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-36780564237056432162012-03-24T08:39:00.004-07:002012-03-24T09:17:58.965-07:00PROFESI-PROFESI IT<p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>Profesi IT dibagi menjadi tiga bagian besar yaitu :</b></span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Computer Engineering (rekayasa komputer)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Computer System and Networking (sistem dan jaringan computer)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Software Development and Consulting (pengembangan dan konsultasi piranti lunak)</span></li></ol><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>Berikut ini akan dijelaskan masing-masing bagian tersebut :</b><o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>1. Bidang Computer Engineering</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Computer engineering berkaitan dengan desain, pengembangan dan testing hardware komputer / peripheral dari mulai teknologi semikonduktor, mikroprosesor, circuit, interfacing hingga pengembangan embedded software dalam sebuah mikrokontroler.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>1.1. Hardware Engineer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Mendesain dan membangun interface antara komputer dengan peralatan-peralatan lain.</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Membangun software yang mengontrol interface (biasanya menggunakan bahasa C)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Mendesain dan membangun solusi menggunakan embedded sistem / mikrokontroler</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Membangun software untuk menjalankan mikrokontroler (biasanya menggunakan bahasa assembly)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Testing hardware.</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang diperlukan:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Memahami rangkaian elektronika dan rancang bangun rangkaian digital serta komponennya</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Meguasai arsitektur komputer dan cara kerja mikroprosesor / mikrokontroler</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Meguasai rancang bangun computer interfacing</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami algoritma dan pemprograman</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai bahasa pemprograman Assembly dan atau C/C++</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai prinsip kerja komunikasi data baik secara parallel, serial (COM/USB), Wireles serta teknik pemprogramannya.</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Teknik komputer, Teknik elektro (pemusatan studi komputer)</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>2. Bidang Computer System and Networking</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Bidang ini berkaitan dengan desain, implementasi dan pemeliharaan infrastruktur jaringan computer baik LAN maupun WAN, teknologi server hingga optimasi serta administrasi sistem komputer. Berikut ini adalah profesi-profesi yang berkaitan:<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>2.1. System Support / Technical Support</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Dari namanya: “system support / technical support”, pekerjaan sehari-harinya adalah men-support / maintain / memelihara sistem komputer berupa hardware atau software yang sudah berjalan. Para profesional di bidang ini diperlukan untuk memberikan dukungan teknis terhadap produk berupa software atau hardware yang telah atau akan diimplementasikan.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">System Support / Technical Support<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Memelihara dan memastikan sistem yang ada berjalan dengan baik</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Instalasi sistem baik hardware maupun software</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Troubleshooting dan perbaikan system</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memberikan pelatihan ke para pengguna sistem</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang Diperlukan:</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai instalasi & setting komputer</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami konsep dasar networking dan troubleshooting-nya</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami insalasi & troubleshooting hardware / software tertentu (tergantung apa yang di-support)</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Teknik komputer, Teknik elektro (pemusatan studi komputer)</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>2.2. Network Engineer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Network engineer biasanya dipekerjakan di provider-provider jaringan atau perusahaan multi nasional dan atau yang berskala enterprise. Perusahaan-perusahaan tersebut membutuhkan interkoneksi data antar cabang di kota-kota yang jauh atau negara lain. Untuk itu diperlukan interkoneksi jaringan melalui WAN (Wide Area Network) dan konfigurasi LAN yang sesuai di kantor pusat dan kantor cabang.<br />Profesional di bidang ini umumnya memegang sertifikat CCNA, CCNP ataupun CCIE. Dengan memegang sertifikat ini, skill mereka dapat diakui secara internasional dan lebih memudahkan dalam memperoleh pekerjaan di negeri seberang.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Network Engineer<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Mendesain dan membangun infrastruktur jaringan baik LAN maupun WAN</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memberikan solusi terbaik dalam hal infrastruktur jaringan baik dalam hal peralatan yang digunakan, efisiensi, reliability, security dan aspek-aspek lain yang terkait</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memastikan suatu infrastruktur jaringan computer dapat berfungsi dengan baik.</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang Diperlukan:</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai konsep dasar mengenai jaringan seperti topologi, protokol-protokol komunikasi, standar-standar networking, media komunikasi data dan keamanan jaringan baik LAN maupun WAN</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai konsep dan desain infrastruktur jaringan dan troubleshooting-nya</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai desain, instalasi dan terminasi media jaringan seperti kabel tembaga/UTP, fiber optic, Wireless communication dll</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai setting, pemanfaatan dan troubleshooting perangkat jaringan seperti router, switch, firewall, proxy, modem dll</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami instalasi dan setting PC dan server yang bisa digunakan dalam infrastruktur jaringan seperti domain controller, proxy, filrewall, mailserver dll</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai secara teknis dan praktis mengenai keamanan jaringan / sistem</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Teknik komputer, Teknik elektro (pemusatan studi komputer atau telekomunikasi)</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>2.3. System Engineer / Administrator</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Profesi System Engineer / System Administrator (biasa disingkat Sys Admin) adalah profesi yang mirip dengan network engineer tetapi dituntut memiliki pengetahuan lebih detail dalam hal desain dan administrasi server-server yang ada di suatu jaringan internal.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Seseorang dengan posisi ini akan diserahi tanggung jawab untuk memastikan system (hardware, software dan jaringan komputer) di suatu perusahaan berjalan desuai harapan dan memegang kunci password utama jaringan internal perusahaan (Administrator). Serifikasi untuk profesi ini contohnya adalah MCSE untuk platform Microsoft Windows.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">System Engineer / Administrator<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Mendesain dan membangun sistem dan jaringan komputer terutama dalam hal teknologi server dan konektifitasnya baik LAN maupun WAN</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memberikan solusi terbaik dalam hal pemilihan dan teknologi server dan software yang digunakan dalam hal efisiensi, reliability, security dan aspek-aspek lain yang terkait</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memastikan/memaintain suatu jaringan internal (baik LAN maupun WAN) dapat berfungsi dengan baik.</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang Diperlukan:</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Memahami konsep dan desain infrastruktur jaringan dan troubleshooting-nya</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Mamahami setting dan instalasi tentang perangkat aktif jaringan seperti router, switch, hub, firewall dll.</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai secara mendalam salah satu atau beberapa platform / network operating system untuk membangun suatu domain yang aman dan terintegrasi, contohnya seperti “Active Directory” untuk platform windows.</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai secara mendalam tentang instalasi, setting dan troubleshooting PC dan server yang bisa digunakan dalam infrastruktur jaringan seperti domain controller, proxy, filrewall, mailserver, DNS dll</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai secara teknis dan praktis mengenai keamanan jaringan / system</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Teknik komputer, Teknik elektro (pemusatan studi komputer atau telekomunikasi)</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>2.4. IT Specialist</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Profesi IT specialist atau IT engineer mungkin merupakan profesi yang agak jarang terdengar. Tetapi tanpa disadari, beberapa professional yang merasa bekerja sebagai system support, network engineer ataupun system administrator dapat digolongkan sebagai IT specialist.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">IT Specialist umumnya dipekerjakan di perusahaan-perusahaan yang core bisnisnya bukan IT. Tugas utamanya adalah merekomendasikan solusi IT terbaik untuk meningkatkan efisiensi dan performa bisnis perusahaan baik dalam hal hardware, jaringan maupun software. Kalau anda merasa pekerjaan ini mirip konsultan IT, mamang benar, IT specialist bekerja sebagai konsultan IT tetapi lebih cenderung kearah hardware dan jaringan, walaupun pengetahuan tentang software aplikasi server seperti operating system, mail server, proxy, anti virus server, firewall, enterprise portal dll sangat diperlukan dalam mendukung tugas-tugasnya.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">IT Specialist<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Mendesain dan membangun sistem komputerisasi terutama dalam hal implementasi software, hardware dan jaringan.</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memberikan solusi terbaik dalam hal pemilihan dan implementasi teknologi baik hardware maupun software.</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang Diperlukan:</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Memahami konsep dan desain infrastruktur jaringan dan troubleshooting-nya</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai network operating system dan aplikasi-aplikasi yang dapat diimplementasikan dalam organisasi.</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memiliki pengetahuan yang luas mengenai software, hardware dan jaringan komputer.</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai secara teknis dan praktis mengenai keamanan jaringan / system</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Teknik komputer, Teknik elektro (pemusatan studi komputer atau telekomunikasi), Manajemen Informatika</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3. Bidang Software Development and Consulting.</b><o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3.1. Programmer/Developer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Programer adalah profesi inti dan tulang punggung dalam software development karena tidak akan terwujud sebuah software aplikasi tanpa adanya programmer, sedangkan tanpa didukung profesi lainnya, seorang programmer dapat membuat sebuah aplikasi yang berguna walaupun dengan cakupan terbatas.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Berdasarkan jenis programming dan output yang dihasilkan, programmer sendiri ada beberapa macam yaitu:<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3.1.1. Hardware Programmer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Hardware programmer sebenarnya adalah bagian dari hardware engineer. Sesuai namanya, mereka melakukan programming secara low level terhadap hardware, misalnya mikrokontroler, embeded sistem, PLC atau device lainnya. Pada awal diciptakannya komputer, programmer jenis ini lebih dominan karena cara memprogram komputer waktu itu mirip dengan cara memprogram mikrokontroller saat ini. Bahasa yang digunakan dulunya adalah bahasa mesin tetapi saat ini cenderung digunakan bahasa assembly dan C.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3.1.2. System Programmer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Perbedaan system programmer dengan hardware programmer adalah :<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">System programmer bekerja pada tahap pengembangan suatu platform / sistem operasi atau yang terkait erat dengannya untuk dijadikan sebagai landasan (platform) bagi pengembangan selanjutnya, sedangkan hardware programmer bekerja pada tahap implementasi suatu produk agar sesuai dengan requirement end user. Programmer jenis ini biasa menggunakan bahasa Assembly, C/C++ dan kemungkinan C# dikemudian hari bila sistem operasi yang menggunakan managed code (.Net) benar-benar diluncurkan.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3.1.3. Application Programmer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Bagi yang sering mendengar profesi “Application Developer”, “Software Developer”, “Web Developer”, “Enterprise Developer” atau “Developer” saja, profesi-profesi tersebut tergolong sebagai Application programmer. Programmer jenis inilah yang paling banyak dan populer di dunia kerja terutama di Indonesia. Hal ini disebabkan karena aplikasi adalah jenis software yang paling banyak di gunakan.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Dalam pekerjaannya, application programmer menggunakan high level language seperti Java, C#, Visual Basic (VB), VB.Net, Delphi, PHP dll. Dengan menggunakan high level language, proses pengembangan akan lebih mudah dan lebih cepat. Hal ini sesuai dengan tuntutan kebutuhan customer yang terus berkembang dengan cepat.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Dalam hal cakupan keahlian yang dibutuhkan, secara kasar jenis aplikasi dapat dibagi menjadi:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Desktop Application (aplikasi yang berwujud Windows Form, WPF, XWindows atau jenis GUI lainnya yang berjalan di O/S masing-masing)<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Web Application (aplikasi yang user interface-nya berwujud HTML dan diakses dengan web browser, biasa dikembangkan dengan framework PHP, ASP.Net, Java, Spring, Ruby on Rails dll )<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Database Application (aplikasi yang memerlukan akses ke database menggunakan teknologi seperti ADO.Net, OLEDB, ODBC, JDBC, ORM, Hibernate dll)<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Distributed Application (aplikasi terdistribusi/server service seperti Web Service, J2EE, WCF, COM+ dll)<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Walaupun digolongkan dalam ke empat macam keahlian tersebut, seringkali seorang application programmer harus memiliki keahlian di beberapa jenis aplikasi untuk dapat menghasilkan aplikasi yang berguna. Contohnya: Web programmer harus memiliki kemampuan dalam web application dan database application untuk dapat mengembangkan aplikasi web yang memerlukan database sebagai penyimpanan data. Tidak sedikit pula programmer yang memiliki keahlian di seluruh jenis aplikasi sehingga sering disebut disebut enterprise application developer.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Programmer/Developer<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Membangun/mengembangkan software terutama pada tahap construction dengan melakukan coding dengan bahasa pemprograman yang ditentukan</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Mengimplementasikan requiremant dan desain proses bisnis ke komputer dengan menggunakan algoritma /logika dan bahasa pemprograman</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Melakukan testing terhadap software bila diperlukan</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang Diperlukan :<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai Algoritma dan logika pemprograman (ini penting sekali)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami metode, best practice dan tool/pemodelan pemprograman seperti OOP, design pattern, UML (kemampuan membaca dan menerapkan)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai salah satu atau beberapa bahasa pemprograman populer seperti C++, VB, PHP, C#, Java, Ruby dll (untuk web developer perlu juga menguasai HTML, DHTML, CSS, JavaScript dan AJAX)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami RDBMS dan SQL (Structured Query Language)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai bahasa Inggris (hal ini sangat penting saat ini karena bahasa en-US merupakan bahasa ibu di dunia IT)</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Ilmu Komputer, Teknik Informatika, Manajemen Informatika, Matematika pemusatan studi Komputasi</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3.2. System Analyst</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Seorang system analyst di satu sisi diharuskan memiliki keahlian dalam menganalisis proses bisnis (problem domain) untuk dapat menghasilkan sebuah SRS (software Requiremant Spesification) dan di sisi lain menguasai aspek technical dan implementasinya dalam software aplikasi (solution domain) untuk dapat menghasilkan DDD (Detailed Design Document).<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Seorang yang benar-benar diposisikan sebagai system analyst, tugas utamanya adalah membuat requirement dan desain software.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">System Analyst<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Membangun/mengembangkan software terutama pada tahap requirement, design dan sebagian dalam tahap construction/implementation</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Membuat dokumen requiremant dan desain software berdasarkan proses bisnis customer/client</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Membuat proposal dan mempresentasikannya di hadapan stake holder / customer / client</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Membuat desain database bila aplikasi yang akan di bangun memerlukan database</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Membangun/mengembangkan framework/library untuk digunakan dalam pengembangan software oleh programmer</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang Diperlukan :<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai hal-hal yang dikuasai programmer</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai metode, best practice pemprograman dan tool/pemodelan pemprograman seperti OOP, design pattern, UML (kemampuan membangun/mendesain)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai SQL,ERD dan RDBMS secara lebih mendalam</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami tentang arsitektur aplikasi dan teknologi terkini</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Ilmu Komputer, Teknik Informatika, Manajemen Informatika, Matematika pemusatan studi Komputasi</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3.3. Software Quality Assurance Engineer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Bila anda pernah mendengar posisi “Software Tester”, maka itu termasuk dalam profesi ini. Salah satu tugas Software Quality Assurance (SQA) engineer memang melakukan testing terhadap software, tetapi bukan itu saja sebenarnya pekerjaan profesi ini.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Software Quality Assurance Engineer<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Job description :<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Memonitor jalannya proyek software development apakah sudah sesuai dengan standar dan prosedur yang ada</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Merancang dan membuat test case / skenario software testing</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Melakukan testing sesuai dengan test case / skenario</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Merumuskan dan merancang peningkatkan efisiensi dan efektifitas standar proses yang digunakan</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Keahlian yang Diperlukan:</span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ol><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai hal-hal yang berhubungan dengan software testing (test plan, test case, testing automation, functionality testing, regression testing dll)</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami tentang perinsip kerja software sesuai dengan platformnya masing-masing</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami tentang SDLC dan metodologi software development seperti RUP, Agile, XP, Scrum dll</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Memahami standarisasi seperti CMMI</span></li><li><span style="font-size: 12pt; line-height: 150%; ">Menguasai penulisan dokumen dan komunikasi verbal dengan baik (dalam bahasa Inggris dan Indonesia)</span></li></ol><p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Latar Belakang:<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "></p><ul><li><span style="font-size: 12pt; line-height: 150%; ">Ilmu Komputer, Teknik Informatika, Manajemen Informatika</span></li></ul><p></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>3.4. Software Engineer</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Profesi software engineer sebenarnya ada kemiripannya dengan profesi programmer, system analyst ataupun SQA engineer. Yang membedakannya adalah software engineer memerlukan keahlian lebih mendalam dalam hal SDLC (Software Development Life Cycle) yaitu seluruh proses yang harus dijalani dalam pengembangan software. Pada level tertentu, seorang software engineer juga harus menguasai manajeman proyek software development. Salah satu standar SDLC yang umum digunakan dalam software engineering adalah SWEBOK (Software Engineering Body of Knowledge).<o:p></o:p></span></p><p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><br /></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>SUMBER :</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://codelabour.wordpress.com/2009/05/04/profesi-di-dunia-it-bagian-1/"><span style="color:windowtext">http://codelabour.wordpress.com/2009/05/04/profesi-di-dunia-it-bagian-1/</span></a><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://codelabour.wordpress.com/2009/06/01/profesi-di-dunia-it-bagian-2/"><span style="color:windowtext">http://codelabour.wordpress.com/2009/06/01/profesi-di-dunia-it-bagian-2/</span></a><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://shllyguttya.blogspot.com/2012/03/profesi-profesi-dalam-bidang-ti.html"><span style="color:windowtext">http://shllyguttya.blogspot.com/2012/03/profesi-profesi-dalam-bidang-ti.html</span></a><o:p></o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-53369497893416776242012-03-24T07:45:00.009-07:002012-03-24T08:31:50.992-07:00CYBER CRIME<p class="MsoNormal" style="font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; font-style: normal; margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; "><b><i><span style="font-size: 12pt; line-height: 150%; "></span></i></b></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>Cybercrime adalah kejahatan dimana tindakan kriminal HANYA bisa dilakukan dengan menggunakan teknologi cyber dan terjadi di dunia cyber. (Tavani-2000).</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Berangkat dari definisi tersebut maka bisa disimpulkan bahwa penculikan atau penipuan serta penghinaan tadi bukanlah termasuk dalam kategori Cybercrime. Kenapa demikian? Karena tindakan kriminal yang disebutkan diatas BISA dilakukan atau terjadi pada dunia nyata, toh gak pake facebook juga bisa menculik, menipu bahkan menghina seseorang. Jadi selama tindakan kriminal tersebut bisa dilakukan diluar dunia cyber maka tidak masuk dalam kategori Cybercrime. Lantas masuk masuk kategori apa? Masuk kedalam kategori Cyber-Related Crime yaitu kejahatan yang dibantu atau diperburuk dengan menggunakan teknologi cyber.<o:p></o:p></span></p> <p class="MsoNormal" style="font-family: Georgia, serif; font-size: 100%; font-style: normal; font-variant: normal; line-height: normal; font-weight: normal; text-align: justify; "></p><ol style="font-family: Georgia, serif; font-size: 100%; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; "><li style="font-family: Georgia, serif; font-size: 100%; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Lalu kejahatan apa yang termasuk dalam kategori Cybercrime? Contohnya:</span></li><li style="font-family: Georgia, serif; font-size: 100%; line-height: 150%; "><span style="line-height: 150%; font-size: 12pt; text-indent: -18pt; "><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><span style="line-height: 150%; font-size: 12pt; text-indent: -18pt; ">Merubah tampilan website orang lain.</span></li><li style="font-family: Georgia, serif; font-size: 100%; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">Membuat dan menyebarkan virus komputer.</span></li><li style="font-family: Georgia, serif; font-size: 100%; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">Menyebarkan atau Menjual software secara ilegal melalui internet.</span></li></ol><p style="font-family: Georgia, serif; font-size: 100%; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; "></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 18pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Coba perhatikan semua kejahatan diatas tidak mungkin dilakukan tanpa bantuan teknologicyber, tidak mungkin merubah tampilan website orang lain dengan cara mencat-nya dengan cat pilox, atau nyebarkan virus komputer dengan cara bersin-bersin didepan komputer orang lain dan begitu juga dengan menyebarkan software secara ilegal melalui intenet. Lalu bagaimana dengan penjualan software di Mangga Dua atau lapak-lapak depan kampus? Proses mendownload softwarenya dari internet termasuk kategori Cybercrime namun proses berikutnya karena dijual atau didistribusikan tidak melalui internet termasuk kategori Cyber-Related Crime.Cybercrime dan Cyber-Related Crime termasuk atau berinduk pada yang disebut Crime Over Internet.<o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Jenis-jenis Katagori CyberCrime :<o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Eoghan Casey mengkategorikan cybercrime dalam 4 kategori yaitu:<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: -18pt; line-height: 150%; "></p><ol style="font-family: Georgia, serif; font-size: 100%; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; "><li><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; "> <span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">A computer can be the object of Crime.</span></li><li><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; "> A computer can be a subject of crime. </span></li><li><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; "> he computer can be used as the tool for con ducting or planning a crime.</span></li><li><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; "> The symbol of the computer itself can be used to intimidate or deceive.</span></li></ol><p style="font-family: Georgia, serif; font-size: 100%; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; "></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Georgia, serif; font-size: 100%; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>MODUS OPERANDI CYBER CRIME</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Kejahatan yang berhubungan erat dengan penggunaan teknologi yang berbasis komputer dan jaringan telekomunikasi ini dikelompokkan dalam beberapa bentuk sesuai modus operandi yang ada, antara lain:<o:p></o:p></span></p> <p class="MsoListParagraph" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: -18pt; line-height: 150%; "></p><ol style="font-family: Georgia, serif; font-size: 100%; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; "><li><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; "> </span><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">Unauthorized Access to Computer System and Service</span></li></ol><!--[if !supportLists]--><p style="font-family: Georgia, serif; font-size: 100%; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; "></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Kejahatan yang dilakukan dengan memasuki/menyusup ke dalam suatusistem jaringan komputer secara tidak sah, tanpa izin atau tanpa sepengetahuan dari pemilik sistem jaringan komputer yang dimasukinya. Biasanya pelaku kejahatan (hacker) melakukannya dengan maksud sabotase ataupun pencurian informasi penting dan rahasia. Namun begitu, ada juga yang melakukannya hanya karena merasa tertantang untuk mencoba keahliannya menembus suatu sistem yang memiliki tingkat proteksi tinggi. Kejahatan ini semakin marak dengan berkembangnya teknologi Internet/intranet. Kita tentu belum lupa ketika masalah Timor Timur sedang hangat-hangatnya dibicarakan di tingkat internasional, beberapa website milik pemerintah RI dirusak oleh hacker (Kompas, 11/08/1999). Beberapa waktu lalu, hacker juga telah berhasil menembus masuk ke dalam data base berisi data para pengguna jasa America Online (AOL), sebuah perusahaan Amerika Serikat yang bergerak dibidang ecommerce yang memiliki tingkat kerahasiaan tinggi (Indonesian Observer, 26/06/2000). Situs Federal Bureau of Investigation (FBI) juga tidak luput dari serangan para hacker, yang mengakibatkan tidak berfungsinya situs ini beberapa waktu lamanya (http://www.fbi.org).</span></p><p class="MsoNormal" style="text-indent: 48px;font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">2. Illegal Contents</span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Merupakan kejahatan dengan memasukkan data atau informasi ke Internet tentang sesuatu hal yang tidak benar, tidak etis, dan dapat dianggap melanggar hukum atau mengganggu ketertiban umum. Sebagai contohnya, pemuatan suatu berita bohong atau fitnah yang akan menghancurkan martabat atau harga diri pihak lain, hal-hal yang berhubungan dengan pornografi atau pemuatan suatu informasi yang merupakan rahasia negara, agitasi dan propaganda untuk melawan pemerintahan yang sah dan sebagainya.</span></p><p class="MsoNormal" style="text-indent: 48px;font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">3. Data Forgery</span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Merupakan kejahatan dengan memalsukan data pada dokumen-dokumen penting yang tersimpan sebagai scripless document melalui Internet. Kejahatan ini biasanya ditujukan pada dokumen-dokumen e-commerce dengan membuat seolah-olah terjadi "salah ketik" yang pada akhirnya akan menguntungkan pelaku karena korban akan memasukkan data pribadi dan nomor kartu kredit yang dapat saja disalah gunakan.</span></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">4. Cyber Espionage</span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Merupakan kejahatan yang memanfaatkan jaringan Internet untuk melakukan kegiatan mata-mata terhadap pihak lain, dengan memasuki sistem jaringan komputer (computer network system) pihak sasaran. Kejahatan ini biasanya ditujukan terhadap saingan bisnis yang dokumen ataupun data pentingnya (data base) tersimpan dalam suatu sistem yang computerized (tersambung dalam jaringan komputer)</span></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">5. <span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal; "> </span></span><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">Cyber Sabotage and Extortion</span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Kejahatan ini dilakukan dengan membuat gangguan, perusakan atau penghancuran terhadap suatu data, program komputer atau sistem jaringan komputer yang terhubung dengan Internet. Biasanya kejahatan ini dilakukan dengan menyusupkan suatu logic bomb, virus komputer ataupun suatu program tertentu, sehingga data, program komputer atau sistem jaringan komputer tidak dapat digunakan, tidak berjalan sebagaimana mestinya, atau berjalan sebagaimana yang dikehendaki oleh pelak.</span></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">6. Offense against Intellectual Property</span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Kejahatan ini ditujukan terhadap hak atas kekayaan intelektual yang dimiliki pihak lain di Internet. Sebagai contoh, peniruan tampilan pada web page suatu situs milik orang lain secara ilegal, penyiaran suatu informasi di Internet yang ternyata merupakan rahasia dagang orang lain, dan sebagainya.</span></p><p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; text-indent: -18pt; ">7. Infringements of Privacy</span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Kejahatan ini biasanya ditujukan terhadap keterangan pribadi seseorang yang tersimpan pada formulir data pribadi yang tersimpan secara computerized, yang apabila diketahui oleh orang lain maka dapat merugikan korban secara materil maupun immateril, seperti nomor kartu kredit, nomor PIN ATM, cacat atau penyakit tersembunyi dan sebagainya.<o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; text-indent: 36pt; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Contoh kejahatan dunia maya di mana komputer sebagai alat adalah <u><a href="http://id.wikipedia.org/w/index.php?title=Spamming&action=edit&redlink=1" title="Spamming (halaman belum tersedia)"><span style="color:windowtext">spamming</span></a></u> dan kejahatan terhadap <a href="http://id.wikipedia.org/wiki/Hak_cipta" title="Hak cipta"><span style="color:windowtext">hak cipta</span></a> dan <a href="http://id.wikipedia.org/wiki/Kekayaan_intelektual" title="Kekayaan intelektual"><span style="color:windowtext">kekayaan intelektual</span></a>. Contoh kejahatan dunia maya di mana komputer sebagai sasarannya adalah akses ilegal (mengelabui <a href="http://id.wikipedia.org/wiki/Kontrol_akses" title="Kontrol akses"><span style="color:windowtext">kontrol akses</span></a>), <a href="http://id.wikipedia.org/wiki/Malware" title="Malware"><span style="color:windowtext">malware</span></a> dan <a href="http://id.wikipedia.org/wiki/Serangan_DoS" title="Serangan DoS"><span style="color:windowtext">serangan DoS</span></a>. Contoh kejahatan dunia maya di mana komputer sebagai tempatnya adalah penipuan identitas. Sedangkan contoh kejahatan tradisional dengan komputer sebagai alatnya adalah <a href="http://id.wikipedia.org/wiki/Pornografi_anak" title="Pornografi anak"><span style="color:windowtext">pornografi anak</span></a> dan <a href="http://id.wikipedia.org/wiki/Judi" title="Judi"><span style="color:windowtext">judi online</span></a>.<o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">SUMBER : <o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://onestring.wordpress.com/2010/02/19/apa-itu-cybercrime/"><span style="color:windowtext">http://onestring.wordpress.com/2010/02/19/apa-itu-cybercrime/</span></a><o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://www.ubb.ac.id/menulengkap.php?judul=DEFINISI%20PENGERTIAN%20DAN%20JENIS-JENIS%20CYBERCRIME%20BERIKUT%20MODUS%20OPERANDINYA&&nomorurut_artikel=353"><span style="color:windowtext">http://www.ubb.ac.id/menulengkap.php?judul=DEFINISI%20PENGERTIAN%20DAN%20JENIS-JENIS%20CYBERCRIME%20BERIKUT%20MODUS%20OPERANDINYA&&nomorurut_artikel=353</span></a><o:p></o:p></span></p> <p class="MsoNormal" style="font-style: normal; font-variant: normal; font-family: Georgia, serif; font-size: 100%; font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://id.wikipedia.org/wiki/Kejahatan_dunia_maya"><span style="color:windowtext">http://id.wikipedia.org/wiki/Kejahatan_dunia_maya</span></a><o:p></o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-22848951716708543092012-03-08T07:34:00.001-08:002012-03-08T07:58:36.114-08:00ETIKA DAN PROFESIONALISME TSI<p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">APA PENGERTIAN ETIKA DAN PROFESIONALISME TSI?<o:p></o:p></span></b></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; background-position: initial initial; background-repeat: initial initial; "><strong>Etika</strong><o:p></o:p></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; ">Pengertian Etika<span class="apple-converted-space"><b> </b></span>(Etimologi), berasal dari bahasa Yunani adalah “Ethos”, yang berarti watak kesusilaan atau adat kebiasaan (custom). Etika biasanya berkaitan erat dengan perkataan moral yang merupakan istilah dari bahasa Latin, yaitu “Mos” dan dalam bentuk jamaknya “Mores”, yang berarti juga adat kebiasaan atau cara hidup seseorang dengan melakukan perbuatan yang baik (kesusilaan), dan menghindari hal-hal tindakan yang buruk. Etika dan moral lebih kurang sama pengertiannya, tetapi dalam kegiatan sehari-hari terdapat perbedaan, yaitu moral atau moralitas untuk penilaian perbuatan yang dilakukan, sedangkan etika adalah untuk pengkajian sistem nilai-nilai yang berlaku.<o:p></o:p></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; "><strong>Profesi</strong><o:p></o:p></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; ">Istilah profesi telah dimengerti oleh banyak orang bahwa suatu hal yang berkaitan dengan bidang tertentu atau jenis pekerjaan (occupation) yang sangat dipengaruhi oleh pendidikan dan keahlian, sehingga banyak orang yang bekerja tetapi belum tentu dikatakan memiliki profesi yang sesuai. Tetapi dengan keahlian saja yang diperoleh dari pendidikan kejuruan, juga belum cukup untuk menyatakan suatu pekerjaan dapat disebut profesi. Tetapi perlu penguasaan teori sistematis yang mendasari praktek pelaksaan, dan penguasaan teknik intelektual yang merupakan hubungan antara teori dan penerapan dalam praktek.<o:p></o:p></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; "><strong>Profesionalisme</strong><o:p></o:p></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; ">Berasal dan kata profesional yang mempunyai makna yaitu berhubungan dengan profesi dan memerlukan kepandaian khusus untuk menjalankannya, (KBBI, 1994). Sedangkan profesionalisme adalah tingkah laku, keahlian atau kualitas dan seseorang yang professional (Longman, 1987).<o:p></o:p></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; "><strong>TSI</strong><o:p></o:p></p> <p style="font-weight: normal; margin-top: 0cm; margin-right: 0cm; margin-bottom: 11.25pt; margin-left: 0cm; text-align: justify; line-height: 150%; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: white; ">Teknologi Sistem Informasi (TSI) adalah suatu sistem pengolahan data keuangan dan pelayanan jasa perbankan secara elektronis dengan menggunakan sarana komputer, telekomunikasi, dan sarana elektronis lainnya.<o:p></o:p></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">Mengapa menggunakan Etika dan Profesialisme TSI?<o:p></o:p></span></b></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Etika dan Profesionalisme TSI perlu digunakan karena etika dalam perkembangannya sangat mempengaruhi kehidupan manusia. Etika memberi manusia orientasi bagaimana ia menjalani hidupnya melalui rangkaian tindakan sehari-hari. Itu berarti etika membantu manusia untuk mengambil sikap dan bertindak secara tepat dalam menjalani hidup ini. Etika pada akhirnya membantu kita untuk mengambil keputusan tentang tindakan apa yang perlu kita lakukan dan yang perlu kita pahami bersama bahwa etika ini dapat diterapkan dalam segala aspek atau sisi kehidupan kita, dengan demikian etika ini dapat dibagi menjadi beberapa bagian sesuai dengan aspek atau sisi kehidupan manusianya.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Rumusan etika yang dituangkan dalam kode etik (Code of conduct) profesi memiliki beberapa tujuan yaitu:<br />1. Standar-standar etika menjelaskan dan menetapkan tanggung jawab terhadap klien, institusi, dan masyarakat pada umumnya.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">2. Standar-standar etika membantu tenaga ahli profesi dalam menentukan apa yang harus mereka perbuat kalau mereka menghadapi dilema-dilema etika dalam pekerjaan.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">3. Standar-standar etika membiarkan profesi menjaga reputasi atau nama dan fungsi-fungsi profesi dalam masyarakat melawan kelakuan-kelakuan yang jahat dari anggota-anggota tertentu.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">4.Standar-standar etika mencerminkan / membayangkan pengharapan moral-moral dari komunitas, dengan demikian standar-standar etika menjamin bahwa para anggota profesi akan menaati kitab UU etika (kode etik) profesi dalam pelayanannya.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">5. Standar-standar etika merupakan dasar untuk menjaga kelakuan dan integritas atau kejujuran dari tenaga ahli profesi.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">Kapan Menggunakan Etika dan Profesionalisme TSI?<o:p></o:p></span></b></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Etika dan profesionalisme TSI digunakan ketika seseorang hendak menggunakan teknologi sistem informasi yang ada. Sebagai conntoh disuatu perusahaan, semua pegawai yang hendak menggunakan TSI harus menggunakannya sesuai aturan dan nilai-nilai yang berlaku di dalam perusahaan. Ada beberapa isu-isu etika yang harus diperhatikan, seperti:<br />1.Isu privasi: rahasia pribadi yang sering disalahgunakan orang lain dengan memonitor e-mail, memeriksa komputer orang lain, memonitor perilaku kerja (kamera tersembunyi). Pengumpulan, penyimpanan, dan penyebaran informasi mengenai berbagai individu/pelanggan dan menjualnya kepada pihak lain untuk tujuan komersial. Privasi informasi adalah hak untuk menentukan kapan, dan sejauh mana informasi mengenai diri sendiri dapat dikomunikasikan kepada pihak lain. Hak ini berlaku untuk individu, kelompok, dan institusi.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">2.Isu akurasi: autentikasi, kebenaran, dan akurasi informasi yang dikumpulkan serta diproses. Siapa yang bertanggung jawab atas berbagai kesalahan dalam informasi dan kompensasi apa yang seharusnya diberikan kepada pihak yang dirugikan?<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">3.Isu properti: kepemilikan dan nilai informasi (hak cipta intelektual). Hak cipta intelektual yang paling umum berkaitan dengan TI adalah perangkat lunak. Penggandaan/pembajakan perangkat lunak adalah pelanggaran hak cipta dan merupakan masalah besar bagi para vendor, termasuk juga karya intelektual lainnya seperti musik dan film.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">4.Isu aksesibilitas: hak untuk mengakses infomasi dan pembayaran biaya untuk mengaksesnya. Hal ini juga menyangkut masalah keamanan sistem dan informasi.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Isu-isu tersebut harus diperhatikan dan dijadikan panduan ketika hendak menggunakan TSI dan harus dilakukan secara profesional mengingat peran seseorang tersebut disuatu perusahaan yang berkaitan erat dengan tanggung jawab orang tersebut di perusahaan.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><b><span style="font-size: 12pt; line-height: 150%; ">Siapa yang Menggunakan Etika dan Profesionalisme TSI?<o:p></o:p></span></b></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Seperti yang telah disebutkan sebelumnya, setiap orang yang hendak menggunakan teknologi sistem informasi tertentu harus mempertimbangkan untuk menggunakan etika dan profesionalisme TSI, sehingga pengguna etika dan profesionalisme TSI ini adalah semua elemen di dalam suatu lingkungan kerja yang akan menggunakan TSI. Semua elemen di suatu ligkungan kerja ini harus sadar dan bertanggung jawab untuk mengimplementasikan etika dan profesionalisme TSI untuk menghindari isu-isu etika.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Dalam era kini, informasi dipandang sebagai aset atau sumber yang setara dengan sumber-sumber lain dan juga mempunyai kekhususan persoalan dan pengelolaannya, sehingga diperlukan suatu manajemen khusus yaitu sistem manajemen informasi dengan pengelolanya yang khusus yaitu manajer informasi. Teknologi Informasi mempunyai pengaruh yang besar dalam kehidupan manusia.<o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; ">Sebagai seorang yang profesional, kita mempunyai tanggung jawab untuk mempromosikan etika penggunaan teknologi informasi di tempat kerja. Kita mempunyai tanggung jawab manajerial. Kita harus menerima tanggung jawab secara etis seiring dengan aktivitas pekerjaan. Hal itu termasuk melaksanakan peran kita dengan baik sebagai suatu sumber daya manusia yang penting di dalam sistem bisnis dalam organisasi. Sebagai seorang manajer atau pebisnis profesional, akan jadi tanggung jawab kita untuk membuat keputusan-keputusan tentang aktivitas bisnis dan penggunaan teknologi informasi, yang mungkin mempunyai suatu dimensi etis yang harus dipertimbangkan.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><b>Sumber:</b><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><a href="http://wartawarga.gunadarma.ac.id/2012/03/etika-profesionalisme-tsi/"><span style="color:windowtext">http://wartawarga.gunadarma.ac.id/2012/03/etika-profesionalisme-tsi/</span></a><br />http://language-komputer.blogspot.com/2011/09/etika-profesi-dalam-teknik-informatika.html<br />http://id.wikipedia.org/wiki/Etika_Nikomakea<br />http://sidodolipet.blogspot.com/2010/02/pengertian-etika-pengertian-profesi-ciri.html<br /><a href="http://www.septianbudi.com/berita-110-pengertian-etika-dan-profesionalisme-dalam-teknologi-sistem-informasi.html"><span style="color:windowtext">http://www.septianbudi.com/berita-110-pengertian-etika-dan-profesionalisme-dalam-teknologi-sistem-informasi.html</span></a><o:p></o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p> <p class="MsoNormal" style="font-weight: normal; text-align: justify; line-height: 150%; "><span style="font-size: 12pt; line-height: 150%; "><o:p> </o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-72614871100109228852012-01-07T20:16:00.000-08:002012-01-07T22:26:38.513-08:00TUGAS ANALISIS MESIN ATM DENGAN SQA<!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> 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mso-fareast-font-family:"Times New Roman";color:#1F497D">TUGAS ANALISIS MESIN ATM DENGAN SQA</span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman""> </span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Nama Kelompok :</span></b></p> <p class="MsoListParagraphCxSpFirst" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-18.0pt;line-height:150%;mso-list:l5 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore"> ·<span style="font:7.0pt "Times New Roman""> </span></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman"">Rahma Eka Putri (11108560)</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-indent:-18.0pt;line-height:150%;mso-list:l5 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore"> ·<span style="font:7.0pt "Times New Roman""> </span></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman"">Septiana Dewi. S (11108807)</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-indent:-18.0pt;line-height:150%;mso-list:l5 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore"> ·<span style="font:7.0pt "Times New Roman""> </span></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman"">Sheila Rizka (11108816)</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-indent:-18.0pt;line-height:150%;mso-list:l5 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore"> ·<span style="font:7.0pt "Times New Roman""> </span></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman"">Titik Rahayu. M (11108942)</span></b></p> <p class="MsoListParagraphCxSpLast" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-18.0pt;line-height:150%;mso-list:l5 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore"> ·<span style="font:7.0pt "Times New Roman""> </span></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman"">Winda Utari (12108049)</span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%" align="center"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif""> </span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%" align="center"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif""><br /></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%" align="center"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"">1. Pendahuluan</span></b><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; color:black"><br /><br /></span><b style="mso-bidi-font-weight:normal"><span style="font-size: 14.0pt;line-height:150%;font-family:"Georgia","serif""></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span class="apple-converted-space"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";color:black">1.1<span style="mso-tab-count: 1"> </span>Pengertian ATM</span></b></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";color:black"></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-weight:bold">ATM</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">(<i>Automatic teller machine</i></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">atau</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">automated teller machine</span></i></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">; di</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><a href="http://id.wikipedia.org/wiki/Indonesia" title="Indonesia"><span style="color:windowtext;text-decoration:none;text-underline: none">Indonesia</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">juga kadang merupakan singkatan bagi</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-weight:bold">anjungan tunai mandiri</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">) adalah sebuah alat elektronik yang mengijinkan nasabah</span></span><span class="apple-converted-space"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><a href="http://id.wikipedia.org/wiki/Bank" title="Bank"><span style="color:windowtext;text-decoration:none;text-underline: none">bank</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">untuk mengambil uang dan mengecek rekening tabungan mereka tanpa perlu dilayani oleh seorang "teller" manusia. Banyak ATM juga mengijinkan penyimpanan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><a href="http://id.wikipedia.org/wiki/Uang" title="Uang"><span style="color:windowtext;text-decoration:none;text-underline: none">uang</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">atau</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><a href="http://id.wikipedia.org/wiki/Cek" title="Cek"><span style="color:windowtext;text-decoration:none;text-underline: none">cek</span></a>, transfer uang atau bahkan membeli <a href="http://id.wikipedia.org/wiki/Perangko" title="Perangko"><span style="color:windowtext;text-decoration:none;text-underline:none">perangko</span></a>.</span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">1.2<span style="mso-tab-count:1"> </span>ATM Bank DKI</span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">1.2.1<span style="mso-tab-count:1"> </span>Fitur dan layanan </span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Kartu ATM Bank DKI memiliki berbagai manfaat transaksi perbankan antara lain :</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l4 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Informasi saldo</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l4 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Penggantian PIN</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l4 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Penarikan uang tunai</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l4 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Transfer uang antar bank anggota ATM Bersama dari Tabungan Simpeda, <span style="mso-spacerun:yes"> </span></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>Tabungan Monas dan Giro Perorangan</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Pembayaran tagihan rutin untuk tagihan telepon dan listrik</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Pembayaran tagihan produk telekomunikasi</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Pembayaran Pajak Bumi dan Bangunan</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Pembayaran biaya perpanjangan Pajak Kendaraan Bermotor</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Pembayaran premi asuransi</span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman""> </span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman"">1.2.2<span style="mso-tab-count: 1"> </span>Seputar kartu ATM Bank DKI </span></b></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l0 level1 lfo3"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Transaksi dapat dilakukan di ATM Bank DKI atau ATM Bersama</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l0 level1 lfo3"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Untuk kemudahan dan kecepatan pelayanan dan efisiensi biaya transaksi, </span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>manfaatkan Kartu dan Mesin ATM Bank DKI untuk bertransaksi</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l2 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Untuk mendapatkan Kartu ATM Bank DKI, anda cukup mengajukan </span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>permohonan Kartu ATM dan membuka rekening Tabungan SIMPEDA dan</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span><span style="mso-spacerun:yes"> </span>Tabungan MONAS di kantor layanan Bank DKI terdekat.</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l2 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Setelah anda menerima Kartu ATM Bank DKI tidak dapat langsung </span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>dipergunakan untuk bertransaksi, karena harus diaktifkan terlebih dahulu oleh</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span><span style="mso-spacerun:yes"> </span>Kantor Layanan Bank DKI maksimal 2 hari setelah kartu diterima.</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l2 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">Segera hubungi Call Center Bank DKI (021-2354 5555) untuk pemblokiran </span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l2 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"">kartu, apabila Kartu ATM Bank DKI atau ATM berlogo ATM Bersama.</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>Segera hubungi Call Center Bank DKI (021-2354 5555) atau Kantor Layanan </span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>Bank DKI terdekat, apabila saat bertransaksi uang tidak keluar tetapi rekening </span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:24.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>terdebet</span></p> <p 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mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin:0cm; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Calibri","sans-serif";} </style> <![endif]--> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span class="Apple-style-span" style="line-height: 18px;"></span></p><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span class="apple-converted-space"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM Bank BRI<o:p></o:p></span></b></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; color:black">Nasabah BANK BRI sebagai Pemilik Tabungan BRI BritAma dan Tabungan BRI Simpedes dapat menikmati layanan e-Banking BRI dengan kemudahan, kenyamanan, dan kecepatan bertransaksi. Layanan e-Banking BRI kini semakin lengkap sehingga memudahkan Anda dalam bertransaksi. Seperti Internet Banking BRI, selama terhubung dengan internet, ''kebutuhan'' finansial Anda bisa diatur dari depan komputer, kapan saja, di mana saja tanpa batasan waktu. Seperti transfer dana ke rekening lain, membayar tagihan, cek saldo, sampai beli pulsa bisa dilakukan sama seperti berhadapan dengan ATM atau</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">teller</span></i></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">di</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">counter</span></i></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">bank. Internet Banking BRI menawarkan kemudahan, kenyamanan, dan kecepatan bertransaksi.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; color:black">Nasabah BRI juga dapat memanfaatkan fasilitas SMS Banking BRI (Mobile Banking BRI), di mana nasabah dapat bertransaksi hanya dengan menekan keypad handphone, kapanpun dan dimanapun berada. Fasilitas kemudahan lainnya adalah Phone Banking BRI. Nasabah dapat melakukan berbagai transaksi dan memperoleh informasi produk BRI lainnya dengan menghubungi 14017 atau 500 017 atau 021- 57 987 400 yang siap 24 jam sehari, tujuh hari seminggu.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; color:black">Selain itu <span style="mso-spacerun:yes"> </span>bisa juga menggunakan fasilitas ATM BRI. Dengan BRI Card yang dimiliki, nasabah Bank BRI dapat mengakses ATM BRI di seluruh Indonesia, serta jaringan ATM Link, PRIMA, ATM Bersama dan beberapa jaringan kerja sama Internasional, yaitu ATM Cirrus dan BankCard. Jadi dimana pun Anda berada, Jaringan ATM BRI selalu tersedia. Ada juga Mini ATM BRI yaitu e-channel untuk transaksi perbankan non-tunai menggunakan sarana</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; color:black"> </span></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; color:black">electronic data capture</span></i></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">(EDC).</span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; color:black"><br /><span class="apple-style-span">Fasilitas selain</span><span class="apple-converted-space"> </span><span class="apple-style-span"><i>e-banking</i></span><span class="apple-converted-space"> </span><span class="apple-style-span">adalah Kiosk BRI. Sebuah layanan transaksi perbankan non-tunai yang menggunakan sarana mesin mirip ATM dan bersifat touch screen untuk memilih fitur-fitur transaksi yang akan dilakukan. Tampilan multi media yang interaktif ini menjadi daya tarik tersendiri bagi nasabah maupun non-nasabah BRI untuk melakukan simulasi produk simpanan (Deposito BRI) maupun produk pinjaman (KPR BRI dan KKB BRI). Selain itu terdapat fitur Informasi, ketentuan produk perbankan dan fitur promosi perbankan. Sedangkan fitur non-tunai lainnya mirip dengan fitur yang ada di mesin ATM BRI, kecuali fitur</span><span class="apple-converted-space"> </span><span class="apple-style-span"><i>top up</i>/pembelian Isi Ulang Pulsa Kartu Blitz Megaplex (Blitzcard).<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Selain untuk transaksi di ATM, Kartu ATM/Kartu Debit BRI juga parktis dibawa berbelanja kebutuhan sehari-hari di mall maupun supermarket atau untuk bersantap di restoran saat perjalanan mudik ke kampung halaman. Ada ratusan ribu merchant di seluruh dunia yang menerima Kartu ATM/Kartu Debit BRI melalui jaringan Maestro dan MasterCard.</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif";color:black"><o:p> </o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">1.3.1<span style="mso-tab-count:1"> </span>Fitur ATM BRI<o:p></o:p></span></b></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-bidi-font-weight:bold">Fitur-fitur ATM BRI beragam fitur yang bisa dimanfaatkan untuk bertransaksi di ATM BRI:<o:p></o:p></span></span></p> <ol style="margin-top:0cm" start="1" type="1"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Info Saldo menggunakan berbagai jenis kartu ATM berlogo BRI, ATM Bersama, Prima, Link, Cirrus dan Bankcard.</span></span><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif";mso-bidi-font-weight: bold"><o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold"><span style="mso-spacerun:yes"> </span>Transfer antar rekening BRI<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Transfer antar Bank menggunakan berbagai jenis kartu ATM berlogo BRI, ATM Bersama, ataupun ATM Prima<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Tarik Tunai menggunakan berbagai jenis kartu ATM berlogo BRI, ATM Bersama, ATM Prima, ATM Link, Cirrus dan Bankcard.<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Telepon dan Speedy<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Listrik<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Tagihan Ponsel Pasca Bayar (HALO, Matrix dan Telkom Flexy)<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Universitas Terbuka dan Universitas Padjadjaran<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembelian Pulsa Isi Ulang (IM3, XL, simPATI, Mentari, Star One, AS dan Flexi)<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Tagihan Kartu Kredit (BRI, ANZ, Standard Chartered Bank, HSBC, Citibank dan RBS/ABN Amro)<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Pinjaman (KTA Standard Chartered Bank, Personal Loan & Ready Cash Citibank, Citi Financial, Personal Loan HSBC dan RBS/ABN Amro)<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Cicilan Kendaraan Bermotor (Federal International Finance, Bussan Auto Finance, Summit Oto Finance, Verena dan Finansia/Kreditplus)<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Tiket Pesawat Garuda Indonesia, Mandala dan Lion Air<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran Tiket Kereta Api<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran TV Berlangganan (Indovision/Top TV/Oke Vision dan Astro)<o:p></o:p></span></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-bidi-font-weight:bold">Pembayaran SIM, STNK dan BPKB17. Registrasi E-Banking dan Autopayment<o:p></o:p></span></span></li> </ol> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">1.4<span style="mso-tab-count:1"> </span>ATM Bank Mandiri<o:p></o:p></span></b></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman"">Anda dapat melakukan aktivitas perbankan melalui lebih dari 2.500 Mandiri ATM yang tersebar di lokasi-lokasi yang strategis di seluruh propinsi di Indonesia. Berbagai jenis transaksi dapat dilakukan di Mandiri ATM, mulai dari pembayaran tagihan, isi ulang pulsa, pembelian tiket, inquiry, transfer antar rekening, cetak 5 transaksi terakhir, dll. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman"">Layanan Mandiri ATM dapat dimanfaatkan setiap saat, 24 jam sehari 7 hari seminggu. Selain menggunakan Kartu Mandiri, Mandiri ATM juga melayani transaksi menggunakan kartu Mandiri VISA, Kartu BSM, kartu berlogo Link serta kartu berlogo Visa/Plus/Visa Electron<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman""><span style="mso-spacerun:yes"> </span>Layanan Mandiri ATM tersedia dengan gratis (kecuali untuk pembayaran listrik dan pencetakan mutasi). Untuk informasi lengkap atau apabila terdapat permasalahan dalam penggunaan Mandiri ATM, nasabah dapat menghubungi layanan Call Mandiri 14000<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-outline-level:2"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">1.4.1<span style="mso-tab-count: 1"> </span><span style="mso-bidi-font-weight:bold">Fitur dan Layanan Mandiri ATM<o:p></o:p></span></span></b></p> <ol style="margin-top:0cm" start="1" type="1"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-weight:bold">Fitur Standar / Akses ke Rekening</span><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman""><br /> Penarikan Tunai, Inquiry Saldo, Transfer Antar Rekening, Penggantian PIN, Inquiry Rek. Valuta Asing, Inquiry Rek. Pinjaman, Cetak 5 Transaksi Terakhir<o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-weight:bold">Payment Umum/Utilities/Open Payment</span><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman""><br /> Mandiri Visa, PLN, Tiket Garuda, Kompas, XL Kita, OTO-Multiartha, AXA Mandiri, BSI, AMIKOM, Indovision, Indosatnet, CBN, Air Efata<o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-weight:bold">Pembayaran Tagihan Telepon</span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""><br /> Telkom, kartu Halo, Matrix, IM3 Bright, XL/Xplor, FREN, Esia, Telkom Flexi <o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-weight:bold">Isi Ulang Pulsa;</span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""><br /> Simpati, Mentari, IM3 Smart, FREN, Esia, Flexi Trendy, XL/bebas<o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-weight:bold">Registrasi</span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman""><br /> SMS Banking Mandiri, Internet Banking Mandiri, Call Mandiri<o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-weight:bold">Kartu Mandiri Visa</span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman""><br /> Cash Advance, Inquiry Tagihan<o:p></o:p></span></li> </ol> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">1.4.2<span style="mso-tab-count:1"> </span>Layanan mATM Bank Mandiri</span></b></span><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p></o:p></span></b></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; color:black">Dengan Layanan mATM Bank Mandiri, nasabah Bank Mandiri yang telah menjadi pengguna SMS Banking Mandiri sekaligus pelanggan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><em><span style="font-size:12.0pt;line-height:150%;color:black">kartuHalo naviGator 64</span></em><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">Telkomsel bisa melakukan pembelian barang dan tarik tunai di pedagang yang berlogo mATM Mandiri langsung dari ponselnya. Pedagang/merchant mATM Mandiri adalah nasabah Bank Mandiri pengguna SMS Banking yang sekaligus menjadi pelanggan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><em><span style="font-size:12.0pt;line-height:150%;color:black">kartuHALO mPOS</span></em><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">. Dengan layanan mATM ini merchant dapat melayani pembelian barang dan tarik tunai pengguna SMS Banking Mandiri pelanggan</span></span><em><span style="font-size:12.0pt;line-height: 150%;color:black">kartuHALO naviGator 64</span></em><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">Telkomsel. Untuk memperoleh sim card</span></span><span class="apple-converted-space"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif";color:black"> </span></span><em><span style="font-size:12.0pt;line-height:150%;color:black">kartuHalo naviGator 64</span></em><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">atau</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><em><span style="font-size:12.0pt;line-height:150%;color:black">kartuHALO mPOS</span></em><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";color:black">Telkomsel pelanggan harus datang ke outlet graPARI terdekat.<o:p></o:p></span></span></p> <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:36.0pt; line-height:150%"><span class="text1"><span style="color:black">Layanan mATM bisa dinikmati di semua pedagang yang sudah ikut program mATM. Pedagang mATM bisa dikenal dari Logo Layanan mATM di toko mereka. </span></span><span style="color:black">Untuk melakukan pembayaran barang di pedagang mATM atau menarik uang tunai di merchant mATM, nasabah hanya perlu memberikan nomor ponselnya ke merchant tersebut. Setelah transaksi dikirim oleh merchant, Bank Mandiri akan meminta nasabah pembeli untuk otorisasi transaksi tersebut di ponsel anda. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black">Nasabah dianjurkan untuk review transaksi tersebut sebelum memasukkan PIN. Setelah PIN dimasukkan, Bank Mandiri akan mengirim notifikasi SMS bahwa transaksi pembayaran sudah BERHASIL dan rekening nasabah sudah didebit senilai jumlah pembelian barang/jasa. Pada SMS notifikasi/konfirmasi transaksi tersebut terdapat detil transaksi termasuk nomor referensi yang dikemudian hari dapat dipakai untuk menanyakan transaksi tersebut di Call Mandiri 14000 atau (021) 52997777.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black">Setelah transaksi selesai diproses oleh sistim Bank Mandiri, merchant mATM Mandiri akan menerima notifikasi SMS yang sama bahwa pembayaran sudah BERHASIL dan dikredit ke rekening merchant. Sesudah menerima notifikasi SMS dari Bank Mandiri, nasabah pembeli akan menerima barang yang dibeli atau menerima uang tunai dari pedagang tersebut.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black">Fitur SMS Banking Mandiri yang dapat dinikmati oleh merchant mATM Mandiri dengan <i>kartuHALO mPOS </i>adalah transaksi m-Banking dan transaksi mATM. Adapun fitur mATM Mandiri terdiri dari pembelian barang dan tarik tunai, dan akan menyusul fitur pengiriman uang (<i>mobile remittance</i>). Sementara fitur transaksi perbankan yang dapat dinikmati sangat beragam mulai dari cek saldo, 5 transaksi terakhir, sampai dengan pembayaran tagihan Telkom, PLN, pembayaran tagihan semua GSM/CDMA, pembelian pulsa isi ulang semua GSM/CDMA, pembelian tiket Garuda dan notifikasi SMS secara <i>real time on line </i>24 jam sehari 7 hari seminggu.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black">Dalam kerjasama merchant mATM ini, Bank Mandiri menunjuk PT e-Mobile Indonesia dalam melakukan pendaftaran merchant mATM Mandiri di seluruh Indonesia. Bagi Anda nasabah Bank Mandiri yang memiliki bisnis/toko dan tertarik untuk menjadi pedagang/merchant mATM Mandiri, silakan hubungi :<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black;mso-bidi-font-weight:bold">PT eMobile Indonesia <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black;mso-bidi-font-weight:bold">Telp : 021-3503936<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black;mso-bidi-font-weight:bold">Fax : 021-3506079<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black;mso-bidi-font-weight:bold">E-mail : <a href="mailto:matm@emobile.co.id%20"><span style="color:#000066">matm@emobile.co.id</span><span style="color:#000066;text-decoration:none;text-underline:none"> </span></a><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black;mso-bidi-font-weight:bold">Nama PIC : Mungna, Meliesa, Taty & Teddy<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black;mso-bidi-font-weight:bold"><br /></span></p><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black;mso-bidi-font-weight:bold"></span></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Times New Roman","serif"">2. Pembahasan <span style="mso-spacerun:yes"> </span></span></b><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p></o:p></span></b></p> <p class="MsoBodyText" style="line-height:150%;tab-stops:36.0pt"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">2.1<span style="mso-tab-count:1"> </span>Unit Analisi Penilaian ATM yang digunakan pada kelompok ini<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count:1"> </span></span></b><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Berdasarkan teori – teori yang <span style="mso-spacerun:yes"> </span>kami dapatkan, pada penilaian analisis ATM ini kami menggunakan unit analisis Correctness (kebenaran), efficiency (efesiensi), reliability (keandalan), Empathy (empati). Unit analisis yang kami ambil disesuaikan dengan kebutuhan dalam analisis.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">2.1.1<span style="mso-tab-count:1"> </span>Kategori dalam unit analisis<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count:1"> </span></span></b><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Dalam unit analisis, kami bagi kembali menjadi beberapa kategori.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">2.2.2<span style="mso-tab-count:1"> </span>Unit analisis correctness<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span>Pada unit analisis correctness, kategorinya adalah kelengkapan informasi dan fitur tambahan.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo2;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">kelengkapan informasi <i style="mso-bidi-font-style:normal">(completeness)</i><o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">dimana informasi yang harus tersedia yaitu, adanya konfirmasi transaksi, informasi sisa saldo, struk transaksi, no yang dapat dihubungi jika terjadi masalah.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo2;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fitur tambahan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Apakah sisa saldo tercetak pada struk transaksi dan apakah ada fitur – fitur tambahan yang lain.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">2.2.3<span style="mso-tab-count:1"> </span> Unit analisis Reliability <o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count:1"> </span></span></b><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Pada unit analisis reliability, kategorinya adalah ATM online 24 jam, keragaman layanan, <span style="mso-spacerun:yes"> </span>jaringan ATM, fasilitas ATM bersama dan penanganan error.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM online 24 jam<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Apakah ATM tersebut beroperasi selama 24 jam<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Keragaman layanan<b style="mso-bidi-font-weight:normal"><o:p></o:p></b></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">keragaman layanan meliputi, layanan pembayaran listrik, pembayaran telepon, pembelian pulsa, pembayaran pajak, pembayaran angsuran, pembayaran tiket pesawat, transfer rekening sesama bank dan antar bank, debet card, dan lain - lain.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Jaringan ATM<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Apakah tergabung dalam jaringan ATM lain dan jumlah jaringan ATM<span style="mso-spacerun:yes"> </span>yang bekerja sama.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fasilitas ATM bersama<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Apakah termasuk dalam ATM bersama<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Penanganan error<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Penanganan apabila terjadi kesalahan, seperti uang tidak tersedia atau uang tidak mencukupi atas permintaan transaksi di ATM.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">2.2.4<span style="mso-tab-count:1"> </span>Unit analisis efficiency<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">Pada unit analisis efficiency, kategorinya adalah kecepatan proses, yang terdiri dari kecepatan akses, kecepatan transfer, dan kecepatan transaksi penarikan. Dibandingkan kecepatan transaksi antara tiga ATM Bank yang dianalisis.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">2.2.5<span style="mso-tab-count:1"> </span>Unit analisis usability<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">Pada unit analisis usability, kategorinya adalah kemudahan proses, penggunaan, <i style="mso-bidi-font-style:normal">communicativeness, </i>dan petunjuk penggunaan<i style="mso-bidi-font-style:normal"><o:p></o:p></i></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Kemudahan penggunaannya<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">apakah alur menu atau tahapan – tahapannya jelas dan mudah dimengerti<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><i style="mso-bidi-font-style: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">communicativeness<o:p></o:p></span></i></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">pemilihan bahasa dan peringatan untuk mencabut kartu setelah transaksi.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Petunjuk penggunaan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">dilihat apakah dari ketiga ATM Bank yang dianalisis terdapat petunjuk penggunaan, antara lain petunjuk – petunjuk yang ada pada setiap menu dan cara memasukan kartu.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><span style="mso-tab-count:1"> </span><b style="mso-bidi-font-weight:normal"><o:p></o:p></b></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">2.2.6<span style="mso-tab-count:1"> </span>Unit analisis integrity<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count:1"> </span></span></b><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Pada unit analisis integrity, kategorinya adalah security ,yaitu pengingat penggantian PIN dan penutup tombol.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">2.2<span style="mso-tab-count:1"> </span>Rumus Perhitungan<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count:1"> </span></span></b><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Rumus pengukuran yang digunakan adalah: <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif"">Fa = w1c1 + w2c2 + … + wncn <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif"">Dimana: <o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fa adalah nilai total dari faktor a <o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">wi adalah bobot untuk kriteria i <o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ci adalah nilai untuk kriteria i<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif"">Kemudian tahapan yang harus kita tempuh dalam pengukuran adalah sebagai berikut: <o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tahap 1: Tentukan kriteria yang digunakan untuk mengukur suatu faktor <o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tahap 2: Tentukan bobot (w) dari setiap kriteria (biasanya 0 ≤ w ≤ 1) <o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tahap 3: Tentukan skala dari nilai kriteria (misalnya, 0 ≤ nilai kriteria ≤ 10) <o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tahap 4: Berikan nilai pada tiap kriteria <o:p></o:p></span></li> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tahap 5: Hitung nilai total dengan rumus<span style="mso-spacerun:yes"> </span>Fa = w1c1 + w2c2 + … + wncn</span></li></ul> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt; line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b></p> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Times New Roman","serif"">3. Analisis ATM</span></b><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">3.1<span style="mso-tab-count:1"> </span>Analisis ATM Bank DKI<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span></span></b><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif"">Aspek – aspek yang dianalisis antara lain :<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Correctness<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l1 level1 lfo3"><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif"">Kelengkapan informasi<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Pada ATM Bank DKI informasi yang ada antara lain, jika telah selesai melakukan transaksi maka ada konfirmasi yang menyatakan transaksi berhasil dan transaksi selesai , informasi sisa saldo akan muncul jika selesai melakukan transaksi, informasi sisa saldo juga bisa dilihat dengan menggunakan kartu ATM tanpa harus melakukan transaksi, struk transaksi akan keluar jika telah selesai melakukan transaksi, tetapi tidak ada nomer yang dapat dihubungi jika terjadi masalah, seperti kartu tertelan.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo3;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fitur tambahan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat keterangan sisa saldo pada bagian bawah struk transaksi dan berita – berita terbaru mengenai pengguna ATM.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Reliability<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM online 24 jam<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM Bank DKI<span style="mso-spacerun:yes"> </span>beroperasi selama 24 jam.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Keragaman layanan<b style="mso-bidi-font-weight:normal"><o:p></o:p></b></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat layanan pembayaran flexi trendy, pembayaran telepon, speedy, PLN, PBB, pembelian pulsa antara lain Mentari, Matrix, Halo, Simpati, Mobile 8, dan XL, transaksi valuta asing, terdapat layanan transfer sesama DKI dan antar bank yang termasuk ATM bersama, tetapi tidak bisa debet card.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Jaringan ATM<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">tergabung dalam jaringan BPD Net online, jackcard, Western union, dan Samsat Drive Thru, <o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fasilitas ATM bersama<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tergabung dalam ATM bersama.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Penanganan error<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Jika ketersedianan uang habis di ATM akan muncul pesan ketika melakukan transaksi, seperti jika uang di ATM tidak mencukupi untuk transaksi maka akan muncul pesan saat ini uang tidak tersedia.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Efficiency</span></b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Kecepatan transaksi<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Dibandingkan dengan dua<span style="mso-spacerun:yes"> </span>ATM yang dianalisis, yaitu ATM MAndiri dan ATM BRI, kecepatan transaksi ATM DKI lebih lama dibandingkan ATM Mandiri dan ATM BRI.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Usability<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Kemudahan penggunaannya<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">terdapat panah yang mengarah ke tombol dan setiap tahapan – tahapannya jelas. Dimulai dari opening yang berisi informasi ATM kepada pengguna, pemilihan bahasan, informasi keragaman layanan, konfirmasi untuk masukan PIN, menu pengambilan tunai, menu utama. Terdapat konfirmasi kesalahan memasukan PIN, jika PIN yang dimasukan salah tidak akan bisa masuk ke menu utama atau pemilihan paket penarikan.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><i style="mso-bidi-font-style: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">communicativeness<o:p></o:p></span></i></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">terdapat dua pemilihan bahasa, yaitu bahasa Indonesia dan bahasa Inggris dan tidak ada peringatan untuk mencabut kartu setelah transaksi.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Petunjuk penggunaan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat petunjuk penggunaan berupa teks.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Integrity<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l2 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Security <o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tidak terdapat pengingat penggantian PIN pada menu awal atau ketika ATM pertama kali dibuka dan tidak ada penutup tombol.<o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><br /></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tabel Penilaian<br /></span> </p><div align="center"> <table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="505" style="width:379.0pt;margin-left:4.65pt;border-collapse:collapse;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 5.4pt 0cm 5.4pt"> <tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:solid windowtext 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:solid black 1.0pt; border-right:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">NO.<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:solid windowtext 1.0pt; border-bottom:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Unit <o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="2" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:solid windowtext .5pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kategori<o:p></o:p></span></p> </td> <td width="69" nowrap="" valign="bottom" style="width:52.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Bobot<o:p></o:p></span></p> </td> <td width="77" nowrap="" valign="bottom" style="width:58.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Nilai<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Total<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:1;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">analisi<o:p></o:p></span></p> </td> <td width="69" nowrap="" valign="bottom" style="width:52.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 1)<o:p></o:p></span></p> </td> <td width="77" nowrap="" valign="bottom" style="width:58.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 10 )<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:2;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Correctness<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kelengkapan <o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="77" nowrap="" rowspan="2" style="width:58.0pt;border:none;border-bottom: solid black 1.0pt;mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="3" style="width:48.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">11.96<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:3;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Kebenaran )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">informasi<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:4;height:15.0pt"> <td width="43" nowrap="" style="width:32.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fitur tambahan<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="77" nowrap="" style="width:58.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:5;height:15.0pt"> <td width="43" nowrap="" rowspan="7" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">2<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">ATM online 24 jam<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="77" nowrap="" style="width:58.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="7" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">33.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:6;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keragaman <o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="77" nowrap="" rowspan="2" style="width:58.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:7;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Reliability<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">layanan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:8;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Keandalan )<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:solid windowtext 1.0pt; border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Jaringan ATM<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="77" nowrap="" style="width:58.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:9;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fasilitas ATM <o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="77" nowrap="" rowspan="2" style="width:58.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:10;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">bersama<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:11;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Penanganan error<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="77" nowrap="" style="width:58.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:12;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">3<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Efficiency<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kecepatan<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="77" nowrap="" rowspan="2" style="width:58.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">3.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:13;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Efesiensi )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">transaksi<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:14;height:15.0pt"> <td width="43" nowrap="" rowspan="5" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">4<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kemudahan <o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="77" nowrap="" rowspan="2" style="width:58.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">9<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="5" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">15.5<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:15;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Usability<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"><span style="mso-spacerun:yes"> </span>penggunaan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:16;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( penggunaan )<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Komunikasi<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="77" nowrap="" style="width:58.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">4<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:17;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Petunjuk <o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="77" nowrap="" rowspan="2" style="width:58.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:18;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">penggunaan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:19;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td width="107" nowrap="" style="width:80.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Integrity<o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="2" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keamanan<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="77" nowrap="" rowspan="2" style="width:58.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:20;height:15.0pt"> <td width="107" nowrap="" style="width:80.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( integritas )<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:21;height:15.0pt"> <td width="441" nowrap="" colspan="5" rowspan="2" style="width:331.0pt;border-top: none;border-left:solid windowtext 1.0pt;border-bottom:solid black 1.0pt; border-right:none;mso-border-top-alt:solid windowtext .5pt;mso-border-top-alt: solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Total <o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">64.66<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:22;mso-yfti-lastrow:yes;height:15.0pt"> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> </tbody></table> </div> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;tab-stops:45.75pt"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><span style="mso-tab-count:1"> </span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">3.2<span style="mso-tab-count:1"> </span>Analisis ATM Bank BRI<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span></span></b><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif"">Aspek – aspek yang dianalisis antara lain :<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Correctness<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif"">Kelengkapan informasi<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Pada ATM Bank DKI informasi yang ada antara lain, jika telah selesai melakukan transaksi maka ada konfirmasi yang menyatakan transaksi berhasil dan transaksi selesai , informasi sisa saldo akan muncul jika selesai melakukan transaksi, informasi sisa saldo juga bisa dilihat dengan menggunakan kartu ATM tanpa harus melakukan transaksi, struk transaksi akan keluar jika telah selesai melakukan transaksi, terdapat nomer yang dapat dihubungi jika terjadi masalah seperti kartu tertelan.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo2;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fitur tambahan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">terdapat keterangan sisa saldo pada struk transaksi dan tips aman bertransaksi dengan ATM.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Reliability<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM online 24 jam<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM Bank DKI<span style="mso-spacerun:yes"> </span>beroperasi selama 24 jam.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Keragaman layanan<b style="mso-bidi-font-weight:normal"><o:p></o:p></b></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat layanan pembayaran tagihan listrik, pembayaran tagihan telepon, pembayaran tagihan seluler antara lain </span><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Flexi, Kartu Halo, Matrix, Star one (in progres), Explore (in progres), Fren (in progres), dan Esia (in progres), pembayaran angsuran kendaraan bermotor, antara lain FIF (Federal Internasional Finance), BAF (Busan Auto Finance), dan SOF (Summit Oto Finance), pembayaran tagihan kartu kredit, seperti Kartu Kredit BRI</span><span style="font-size:8.5pt;line-height:150%; font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"; color:black">, </span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Kartu Kredit Standard Chartered Bank</span><span style="font-size: 8.5pt;line-height:150%;font-family:"Tahoma","sans-serif";mso-fareast-font-family: "Times New Roman";color:black">, </span><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black">Kredit Tanpa Agunan Standard Chartered Bank</span><span style="font-size:8.5pt;line-height:150%;font-family:"Tahoma","sans-serif"; mso-fareast-font-family:"Times New Roman";color:black">, </span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kartu Kredit ANZ Panin Bank</span><span style="font-size:8.5pt;line-height:150%;font-family:"Tahoma","sans-serif"; mso-fareast-font-family:"Times New Roman";color:black">, </span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kartu Kredit Citibank</span><span style="font-size:8.5pt;line-height:150%;font-family:"Tahoma","sans-serif"; mso-fareast-font-family:"Times New Roman";color:black">, </span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Personal Loan dan Citi Financial Citibank</span><span style="font-size:8.5pt;line-height:150%; font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"; color:black">, </span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Ready Cash Citibank</span><span style="font-size:8.5pt;line-height: 150%;font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"; color:black">, </span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Kartu Kredit HSBC</span><span style="font-size:8.5pt;line-height: 150%;font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"; color:black">, </span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Personal Loan HSBC</span><span style="font-size:8.5pt;line-height: 150%;font-family:"Tahoma","sans-serif";mso-fareast-font-family:"Times New Roman"; color:black">, </span><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Kartu Kredit ABN AMRO</span><span style="font-size:8.5pt; line-height:150%;font-family:"Tahoma","sans-serif";mso-fareast-font-family: "Times New Roman";color:black">, </span><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black">Kredit Tanpa Agunan ABN AMRO, pembayaran tiket maskapai penerbangan, seperti Garuda, Lion air , dan Mandala, </span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">speedy, pembelian pulsa, terdapat layanan transfer sesama DKI dan antar bank yang termasuk ATM bersama, terdapat layanan e-Banking BRI untuk kemudahan bertransaksi, dan juga bisa debet card.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Jaringan ATM<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">tergabung dalam jaringan BPD online, prima, mastercard, maestro, ATM link, <span class="apple-style-span"><span style="color:black">BANKCARD (MEPS)</span></span> dan cirrus<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fasilitas ATM bersama<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tergabung dalam ATM bersama.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Penanganan error<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Jika ketersedianan uang habis di ATM akan muncul pesan ketika melakukan transaksi, seperti jika uang di ATM tidak tersedia<span style="mso-spacerun:yes"> </span>maka akan muncul pesan saat ini uang tidak tersedia<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Efficiency</span></b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Kecepatan transaksi<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Dibandingkan dengan dua<span style="mso-spacerun:yes"> </span>ATM yang dianalisis, yaitu ATM MAndiri dan ATM DKI, kecepatan transaksi ATM BRI lebih lama dibandingkan ATM Mandiri, tetapi lebih cepat dibandingkan ATM BRI.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Usability</span></b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Kemudahan penggunaannya<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat panah yang mengarah ke tombol dan setiap tahapan – tahapannya jelas. Dimulai dari opening iklan – iklan BRI, pemilihan bahasa, fitur tambahan berupa tips aman bertransaksi di ATM, konfirmasi masukan PIN, pemilihan paket penarikan, pemilihan jenis transaksi. Terdapat konfirmasi kesalahan memasukan PIN, jika PIN yang dimasukan salah tidak akan bisa masuk ke menu utama atau pemilihan paket penarikan.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><i style="mso-bidi-font-style: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">communicativeness<o:p></o:p></span></i></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat dua pemilihan bahasa, yaitu bahasa Indonesia dan bahasa Inggris dan terdapat peringatan pada layar untuk mencabut kartu setelah transaksi, berupa gambar lepas kartu, disertai peringatan berupa bunyi.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Petunjuk penggunaan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat petunjuk penggunaan berupa teks dan animasi gambar seperti animasi cara memasukan kartu, cara memasukan PIN, dan melepas kartu.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Integrity<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Security <o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tidak terdapat pengingat penggantian PIN dan tidak ada penutup tombol.<o:p></o:p></span>Tabel Penilaian</p> <div align="center"> <table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="483" style="width:362.0pt;margin-left:4.65pt;border-collapse:collapse;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 5.4pt 0cm 5.4pt"> <tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:solid windowtext 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:solid black 1.0pt; border-right:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">NO.<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:solid windowtext 1.0pt; border-bottom:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Unit <o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="2" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:solid windowtext .5pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kategori<o:p></o:p></span></p> </td> <td width="55" nowrap="" valign="bottom" style="width:41.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Bobot<o:p></o:p></span></p> </td> <td width="69" nowrap="" valign="bottom" style="width:52.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Nilai<o:p></o:p></span></p> </td> <td width="64" nowrap="" valign="bottom" style="width:48.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Total<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:1;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">analisi<o:p></o:p></span></p> </td> <td width="55" nowrap="" valign="bottom" style="width:41.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 1)<o:p></o:p></span></p> </td> <td width="69" nowrap="" valign="bottom" style="width:52.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 10 )<o:p></o:p></span></p> </td> <td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:none;border-right: solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:2;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Correctness<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kelengkapan <o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="2" style="width:41.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border:none;border-bottom: solid black 1.0pt;mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="3" style="width:48.0pt;border:solid windowtext 1.0pt; border-bottom:solid black 1.0pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">13,6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:3;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Kebenaran )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">informasi<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:4;height:15.0pt"> <td width="43" nowrap="" style="width:32.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fitur tambahan<o:p></o:p></span></p> </td> <td width="55" nowrap="" style="width:41.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:5;height:15.0pt"> <td width="43" nowrap="" rowspan="7" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">2<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">ATM online 24 jam<o:p></o:p></span></p> </td> <td width="55" nowrap="" style="width:41.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="7" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">38<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:6;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keragaman <o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="2" style="width:41.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:7;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Reliability<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">layanan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:8;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Keandalan )<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:solid windowtext 1.0pt; border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Jaringan ATM<o:p></o:p></span></p> </td> <td width="55" nowrap="" style="width:41.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:9;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fasilitas ATM <o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="2" style="width:41.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:10;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">bersama<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:11;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Penanganan error<o:p></o:p></span></p> </td> <td width="55" nowrap="" style="width:41.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:12;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">3<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Efficiency<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kecepatan<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="2" style="width:41.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">4.8<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:13;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Efesiensi )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">transaksi<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:14;height:15.0pt"> <td width="43" nowrap="" rowspan="5" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">4<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kemudahan <o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="2" style="width:41.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">9<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="5" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">24<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:15;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Usability<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"><span style="mso-spacerun:yes"> </span>penggunaan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:16;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( penggunaan )<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Komunikasi<o:p></o:p></span></p> </td> <td width="55" nowrap="" style="width:41.0pt;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:17;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Petunjuk <o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="2" style="width:41.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:18;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">penggunaan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:19;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td width="107" nowrap="" style="width:80.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Integrity<o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="2" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keamanan<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="2" style="width:41.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" rowspan="2" style="width:52.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:20;height:15.0pt"> <td width="107" nowrap="" style="width:80.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( integritas )<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:21;height:15.0pt"> <td width="419" nowrap="" colspan="5" rowspan="2" style="width:314.0pt;border-top: none;border-left:solid windowtext 1.0pt;border-bottom:solid black 1.0pt; border-right:none;mso-border-top-alt:solid windowtext .5pt;mso-border-top-alt: solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Total <o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">80.4<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:22;mso-yfti-lastrow:yes;height:15.0pt"> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> </tbody></table> </div> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">3.3<span style="mso-tab-count:1"> </span>Analisis ATM Bank Mandiri<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span></span></b><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif"">Aspek – aspek yang dianalisis antara lain :<b style="mso-bidi-font-weight:normal"><o:p></o:p></b></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Correctness<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif"">Kelengkapan informasi<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Pada ATM Bank DKI informasi yang ada antara lain, jika telah selesai melakukan transaksi maka ada konfirmasi yang menyatakan transaksi berhasil dan transaksi selesai , informasi sisa saldo akan muncul jika selesai melakukan transaksi, informasi sisa saldo juga bisa dilihat dengan menggunakan kartu ATM tanpa harus melakukan transaksi, struk transaksi akan keluar jika telah selesai melakukan transaksi, terdapat nomer yang dapat dihubungi jika terjadi masalah seperti kartu tertelan.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l0 level1 lfo2;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fitur tambahan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">terdapat keterangan sisa saldo pada struk transaksi dan terdapat informasi baru bagi pengguna pada struk transaksi. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Reliability<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM online 24 jam<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">ATM Bank DKI<span style="mso-spacerun:yes"> </span>beroperasi selama 24 jam.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Keragaman layanan<b style="mso-bidi-font-weight:normal"><o:p></o:p></b></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat layanan pembayaran tagihan listrik, pembayaran tagihan telepon, pembelian voucher Handphone antara lain </span><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Flexi, Fren , 3, dan Esia, pembayaran tagihan kartu kredit, pembayaran tiket maskapai penerbangan, multipayment, PAM, mandiri prabayar, pajak, travel agent,</span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""> terdapat layanan transfer sesama bank dan antar bank yang termasuk ATM bersama, terdapat layanan e-BankingI untuk kemudahan bertransaksi, dan juga bisa debet card. </span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">Selain menggunakan Kartu Mandiri, Mandiri ATM juga melayani transaksi menggunakan kartu Mandiri VISA, Kartu BSM, kartu berlogo Link serta kartu berlogo Visa/Plus/Visa Electron.</span><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Jaringan ATM<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">tergabung dalam jaringan ATM link dan ATM visa<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Fasilitas ATM bersama<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tergabung dalam ATM bersama.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Penanganan error<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Jika ketersedianan uang habis di ATM atau tidak mencukupi untuk permintaan transaksi akan muncul pesan transaksi tidak dapat dilakukan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Efficiency</span></b><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1;tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Kecepatan transaksi<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Dibandingkan dengan dua<span style="mso-spacerun:yes"> </span>ATM yang dianalisis, yaitu ATM BRI dan ATM DKI, kecepatan transaksi ATM Mandiri lebih cepat dibandingkan ATM DKI dan ATM BRI.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%; tab-stops:0cm"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span> </p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Usability<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Kemudahan penggunaannya<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat panah yang mengarah ke tombol dan setiap tahapan – tahapannya jelas. Dimulai dari pemilihan bahasa, masukan PIN, menu utama, pemilihan penarikan, tetapi tidak ada konfirmasi kesalahan memasukan PIN, jika PIN yang dimasukan salah tetap akan masuk ke menu utama, PIN baru ketahuan salah ketika mau melakukan transaksi<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><i style="mso-bidi-font-style: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">communicativeness<o:p></o:p></span></i></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat dua pemilihan bahasa, yaitu bahasa Indonesia dan bahasa Inggris dan terdapat peringatan pada layar untuk mencabut kartu setelah transaksi, berupa gambar lepas kartu, disertai peringatan berupa bunyi.<o:p></o:p></span></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Petunjuk penggunaan<o:p></o:p></span></li> </ul> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Terdapat petunjuk penggunaan berupa teks dan gambar cara memasukan kartu.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;tab-stops:0cm"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><span style="mso-tab-count: 1"> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Integrity<o:p></o:p></span></b></p> <ul style="margin-top:0cm" type="disc"> <li class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size: 12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Security <o:p></o:p></span></li> </ul> <span style="font-size:12.0pt;line-height:115%;font-family:"Times New Roman","serif"; mso-fareast-font-family:Calibri;mso-ansi-language:EN-US;mso-fareast-language: EN-US;mso-bidi-language:AR-SA">Tidak terdapat pengingat penggantian PIN, tetapi terdapat penutup tombol.</span><p></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:115%;font-family:"Times New Roman","serif"; mso-fareast-font-family:Calibri;mso-ansi-language:EN-US;mso-fareast-language: EN-US;mso-bidi-language:AR-SA"><br /></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Tabel Penilaian</span></p> <div align="center"> <table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="483" style="width:362.0pt;margin-left:4.65pt;border-collapse:collapse;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 5.4pt 0cm 5.4pt"> <tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:solid windowtext 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:solid black 1.0pt; border-right:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">NO.<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:solid windowtext 1.0pt; border-bottom:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Unit <o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="2" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:solid windowtext .5pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kategori<o:p></o:p></span></p> </td> <td width="66" nowrap="" valign="bottom" style="width:49.35pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Bobot<o:p></o:p></span></p> </td> <td width="66" nowrap="" valign="bottom" style="width:49.5pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Nilai<o:p></o:p></span></p> </td> <td width="56" nowrap="" valign="bottom" style="width:42.15pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Total<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:1;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">analisi<o:p></o:p></span></p> </td> <td width="66" nowrap="" valign="bottom" style="width:49.35pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 1)<o:p></o:p></span></p> </td> <td width="66" nowrap="" valign="bottom" style="width:49.5pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 10 )<o:p></o:p></span></p> </td> <td width="56" nowrap="" valign="bottom" style="width:42.15pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:2;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Correctness<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kelengkapan <o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.35pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.5pt;border:none;border-bottom: solid black 1.0pt;mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="56" nowrap="" rowspan="3" style="width:42.15pt;border:solid windowtext 1.0pt; border-bottom:solid black 1.0pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">13.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:3;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Kebenaran )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">informasi<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:4;height:15.0pt"> <td width="43" nowrap="" style="width:32.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fitur tambahan<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.35pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:5;height:15.0pt"> <td width="43" nowrap="" rowspan="7" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">2<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">ATM online 24 jam<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.35pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.5pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="56" nowrap="" rowspan="7" style="width:42.15pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">34.4<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:6;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keragaman <o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.35pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.5pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">9<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:7;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Reliability<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">layanan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:8;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Keandalan )<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:solid windowtext 1.0pt; border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Jaringan ATM<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.35pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.5pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">3<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:9;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fasilitas ATM <o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.35pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.5pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:10;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">bersama<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:11;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Penanganan error<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.35pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.5pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:12;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">3<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Efficiency<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kecepatan<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.35pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.5pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="56" nowrap="" rowspan="2" style="width:42.15pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:13;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Efesiensi )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">transaksi<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:14;height:15.0pt"> <td width="43" nowrap="" rowspan="5" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">4<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kemudahan <o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.35pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.5pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> <td width="56" nowrap="" rowspan="5" style="width:42.15pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">19.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:15;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Usability<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"><span style="mso-spacerun:yes"> </span>penggunaan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:16;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( penggunaan )<o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Komunikasi<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.35pt;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="66" nowrap="" style="width:49.5pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:17;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Petunjuk <o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.35pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.5pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:18;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">penggunaan<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:19;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td width="107" nowrap="" style="width:80.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Integrity<o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="2" style="width:109.0pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keamanan<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.35pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="66" nowrap="" rowspan="2" style="width:49.5pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td width="56" nowrap="" rowspan="2" style="width:42.15pt;border-top:none; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:20;height:15.0pt"> <td width="107" nowrap="" style="width:80.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( integritas )<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:21;height:15.0pt"> <td width="426" nowrap="" colspan="5" rowspan="2" style="width:319.85pt;border-top: none;border-left:solid windowtext 1.0pt;border-bottom:solid black 1.0pt; border-right:none;mso-border-top-alt:solid windowtext .5pt;mso-border-top-alt: solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Total <o:p></o:p></span></p> </td> <td width="56" nowrap="" rowspan="2" style="width:42.15pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:solid black 1.0pt; border-right:solid windowtext 1.0pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">78.6<o:p></o:p></span></p> </td> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> <tr style="mso-yfti-irow:22;mso-yfti-lastrow:yes;height:15.0pt"> <td style="height:15.0pt;border:none" width="0" height="20"></td> </tr> </tbody></table> </div> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p> </o:p></span></p><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p><br /></o:p></span></p> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Times New Roman","serif"">4. Kesimpulan<span style="mso-spacerun:yes"> </span></span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"">Rekapitulasi Tabel<o:p></o:p></span></p> <table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660" style="width:495.0pt;margin-left:-39.5pt;border-collapse:collapse;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 5.4pt 0cm 5.4pt"> <tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:solid windowtext 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:none; mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">NO.<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:solid windowtext 1.0pt; border-bottom:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Unit <o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="2" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:solid windowtext .5pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kategori<o:p></o:p></span></p> </td> <td width="111" nowrap="" style="width:83.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Nama<o:p></o:p></span></p> </td> <td width="55" nowrap="" valign="bottom" style="width:41.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Bobot<o:p></o:p></span></p> </td> <td width="69" nowrap="" valign="bottom" style="width:52.0pt;border:none;border-top: solid windowtext 1.0pt;mso-border-top-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Nilai<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="2" valign="bottom" style="width:50.0pt;border:solid windowtext 1.0pt; border-bottom:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:solid windowtext .5pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">Total<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:1;height:15.75pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">analisi<o:p></o:p></span></p> </td> <td width="111" nowrap="" style="width:83.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Bank<o:p></o:p></span></p> </td> <td width="55" nowrap="" valign="bottom" style="width:41.0pt;border:none;border-right: solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 1)<o:p></o:p></span></p> </td> <td width="69" nowrap="" valign="bottom" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( 0 - 10 )<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:2;height:15.0pt"> <td width="43" nowrap="" rowspan="2" style="width:32.0pt;border-top:solid #0070C0 1.0pt; border-left:solid #0070C0 1.0pt;border-bottom:none;border-right:none; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:solid #0070C0 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #0070C0 1.0pt;mso-border-left-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-top:solid #0070C0 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kelengkapan <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-top:solid #0070C0 1.0pt;mso-border-alt:solid windowtext .5pt; mso-border-top-alt:solid #0070C0 1.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border-top:solid #0070C0 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:#0070C0 1.0pt; mso-border-left-alt:windowtext .5pt;mso-border-bottom-alt:black .5pt; mso-border-right-alt:windowtext .5pt;mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-top:solid #0070C0 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="2" style="width:50.0pt;border-top:solid #0070C0 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:none; mso-border-top-alt:solid #0070C0 1.0pt;mso-border-left-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:#0070C0; border-left:windowtext;border-bottom:black;border-right:#0070C0;border-style: solid;border-width:1.0pt;mso-border-top-alt:#0070C0 1.0pt;mso-border-left-alt: windowtext .5pt;mso-border-bottom-alt:black .5pt;mso-border-right-alt:#0070C0 1.0pt; mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">11.96<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:3;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">informasi<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:4;height:15.0pt"> <td width="43" nowrap="" style="width:32.0pt;border:none;border-left:solid #0070C0 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Correctness<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"></td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="2" style="width:50.0pt;border:solid windowtext 1.0pt; border-bottom:solid black 1.0pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid #0070C0 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid #0070C0 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">13.6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:5;height:15.0pt"> <td width="43" nowrap="" style="width:32.0pt;border:none;border-left:solid #0070C0 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Kebenaran )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border:none;border-right: solid windowtext 1.0pt;mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6.6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:6;height:15.0pt"> <td width="43" nowrap="" style="width:32.0pt;border:none;border-left:solid #0070C0 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fitur tambahan<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6.6<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="2" style="width:50.0pt;border:none;border-left: solid windowtext 1.0pt;mso-border-left-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="2" style="width:48.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:solid black 1.0pt;border-right:solid #0070C0 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; mso-border-right-alt:solid #0070C0 1.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">13.6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:7;height:15.75pt"> <td width="43" nowrap="" style="width:32.0pt;border:none;border-left:solid #0070C0 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6.6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:8;height:15.75pt"> <td width="43" nowrap="" rowspan="15" style="width:32.0pt;border-top:solid #00B050 1.0pt; border-left:solid #00B050 1.0pt;border-bottom:none;border-right:none; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">2<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:solid #00B050 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #00B050 1.0pt;mso-border-left-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="3" style="width:109.0pt;border-top:solid #00B050 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:#00B050 1.0pt; mso-border-left-alt:windowtext .5pt;mso-border-bottom-alt:black .5pt; mso-border-right-alt:windowtext .5pt;mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">ATM online 24 jam<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:solid #00B050 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #00B050 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border-top:solid #00B050 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:#00B050 1.0pt; mso-border-left-alt:windowtext .5pt;mso-border-bottom-alt:black .5pt; mso-border-right-alt:windowtext .5pt;mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-top:solid #00B050 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="5" style="width:50.0pt;border-top:solid #00B050 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #00B050 1.0pt;mso-border-left-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="5" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid #00B050 1.0pt; mso-border-top-alt:solid #00B050 1.0pt;mso-border-left-alt:solid windowtext .5pt; mso-border-top-alt:#00B050 1.0pt;mso-border-left-alt:windowtext .5pt; mso-border-bottom-alt:black .5pt;mso-border-right-alt:#00B050 1.0pt; mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">33.6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:9;height:15.75pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-top:solid #00B050 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:10;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-top:solid #00B050 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:11;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keragaman <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none; mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:12;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">layanan<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:13;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">9<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="5" style="width:50.0pt;border:solid windowtext 1.0pt; border-bottom:solid black 1.0pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="5" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid #00B050 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid #00B050 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">38<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:14;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Reliability<o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="3" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Jaringan ATM<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border:none;border-right: solid windowtext 1.0pt;mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:15;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Keandalan )<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:16;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-top:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">3<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:17;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-top:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Fasilitas ATM <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:none; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:solid windowtext .5pt; mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:solid black .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:solid windowtext 1.0pt; border-right:none;mso-border-top-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:18;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">bersama<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:solid windowtext 1.0pt; border-bottom:solid windowtext 1.0pt;border-right:none;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="5" style="width:50.0pt;border-top:none;border-left: solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="5" style="width:48.0pt;border:none;border-right: solid #00B050 1.0pt;mso-border-left-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">34.4<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:19;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"></td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:solid windowtext 1.0pt; border-bottom:solid windowtext 1.0pt;border-right:none;mso-border-left-alt: solid windowtext .5pt;mso-border-bottom-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:20;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="3" style="width:109.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Penanganan error<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border:none;border-right: solid windowtext 1.0pt;mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:21;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:22;height:15.75pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:23;height:15.0pt"> <td width="43" nowrap="" rowspan="3" style="width:32.0pt;border-top:solid #7030A0 1.0pt; border-left:solid #7030A0 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #7030A0 1.0pt;mso-border-left-alt:solid #7030A0 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">3<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border-top:solid #7030A0 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #7030A0 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Efficiency<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border-top:solid #7030A0 1.0pt; border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #7030A0 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kecepatan<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:solid #7030A0 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #7030A0 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border-top:solid #7030A0 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-top-alt:solid #7030A0 1.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.6<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:solid #7030A0 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #7030A0 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">6<o:p></o:p></span></p> </td> <td width="67" nowrap="" style="width:50.0pt;border-top:solid #7030A0 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #7030A0 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="64" nowrap="" valign="bottom" style="width:48.0pt;border-top:solid #7030A0 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid #7030A0 1.0pt; mso-border-top-alt:solid #7030A0 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid #7030A0 1.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">3.6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:24;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( Efesiensi )<o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">transaksi<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">8<o:p></o:p></span></p> </td> <td width="67" nowrap="" style="width:50.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="64" nowrap="" valign="bottom" style="width:48.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid #7030A0 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid #7030A0 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">3.8<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:25;height:15.75pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> <td width="67" nowrap="" style="width:50.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:none;border-right: solid #7030A0 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:26;height:15.0pt"> <td width="43" nowrap="" rowspan="9" style="width:32.0pt;border-top:solid yellow 1.0pt; border-left:solid yellow 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid yellow 1.0pt;mso-border-left-alt:solid yellow 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">4<o:p></o:p></span></p> </td> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-top:solid yellow 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border-top:solid yellow 1.0pt; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:none; mso-border-top-alt:solid yellow 1.0pt;mso-border-left-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Kemudahan <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-top:solid yellow 1.0pt;mso-border-alt:solid windowtext .5pt; mso-border-top-alt:solid yellow 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height: 15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border:none;border-right: solid windowtext 1.0pt;mso-border-top-alt:solid yellow 1.0pt;mso-border-left-alt: solid windowtext .5pt;mso-border-top-alt:solid yellow 1.0pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:solid yellow 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid yellow 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">9<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="3" style="width:50.0pt;border-top:solid yellow 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:yellow 1.0pt; mso-border-left-alt:windowtext .5pt;mso-border-bottom-alt:black .5pt; mso-border-right-alt:windowtext .5pt;mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="3" style="width:48.0pt;border-top:solid yellow 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid yellow 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:yellow 1.0pt; mso-border-left-alt:windowtext .5pt;mso-border-bottom-alt:black .5pt; mso-border-right-alt:yellow 1.0pt;mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">15.5<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:27;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-left:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"><span style="mso-spacerun:yes"> </span>penggunaan<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">9<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:28;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" style="width:109.0pt;border:none;border-left:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:solid windowtext 1.0pt;border-bottom:none;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:29;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Usability<o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="3" style="width:109.0pt;border:solid windowtext 1.0pt; border-bottom:solid black 1.0pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Komunikasi<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:solid windowtext 1.0pt; border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border-top:solid windowtext 1.0pt; border-left:none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.7<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">4<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="3" style="width:50.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="3" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid black 1.0pt;border-right:solid yellow 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid black .5pt;mso-border-right-alt:solid yellow 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">24<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:30;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( penggunaan )<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:31;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:32;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Petunjuk <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border:none;border-right: solid windowtext 1.0pt;mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt: solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding: 0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0.8<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td width="67" nowrap="" rowspan="3" style="width:50.0pt;border-top:none;border-left: none;border-bottom:solid #002060 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-left-alt:solid windowtext .5pt; mso-border-bottom-alt:solid #002060 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="64" nowrap="" rowspan="3" style="width:48.0pt;border-top:none;border-left: none;border-bottom:solid #002060 1.0pt;border-right:solid yellow 1.0pt; mso-border-left-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">19.6<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:33;height:15.0pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">penggunaan<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">10<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:34;height:15.75pt"> <td width="107" nowrap="" valign="bottom" style="width:80.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="145" nowrap="" valign="bottom" style="width:109.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border:none; border-right:solid windowtext 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">7<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:35;height:15.0pt"> <td width="43" nowrap="" rowspan="3" style="width:32.0pt;border:solid #002060 1.0pt; border-right:solid windowtext 1.0pt;mso-border-alt:solid #002060 1.0pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td width="107" nowrap="" style="width:80.0pt;border:none;border-top:solid #002060 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Integrity<o:p></o:p></span></p> </td> <td width="145" nowrap="" rowspan="3" style="width:109.0pt;border-top:#002060; border-left:windowtext;border-bottom:#002060;border-right:windowtext; border-style:solid;border-width:1.0pt;mso-border-top-alt:#002060 1.0pt; mso-border-left-alt:windowtext .5pt;mso-border-bottom-alt:#002060 1.0pt; mso-border-right-alt:windowtext .5pt;mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Keamanan<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:solid #002060 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #002060 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="55" nowrap="" rowspan="3" style="width:41.0pt;border-top:solid #002060 1.0pt; border-left:none;border-bottom:solid #002060 1.0pt;border-right:solid windowtext 1.0pt; mso-border-left-alt:solid windowtext .5pt;mso-border-top-alt:#002060 1.0pt; mso-border-left-alt:windowtext .5pt;mso-border-bottom-alt:#002060 1.0pt; mso-border-right-alt:windowtext .5pt;mso-border-style-alt:solid;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">1<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:solid #002060 1.0pt; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-top-alt:solid #002060 1.0pt;mso-border-bottom-alt:solid windowtext .5pt; mso-border-right-alt:solid windowtext .5pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0<o:p></o:p></span></p> </td> <td width="67" nowrap="" style="width:50.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">DKI<o:p></o:p></span></p> </td> <td width="64" nowrap="" style="width:48.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid #002060 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid #002060 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">0<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:36;height:15.0pt"> <td width="107" nowrap="" style="width:80.0pt;padding:0cm 5.4pt 0cm 5.4pt; height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">( integritas )<o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">0<o:p></o:p></span></p> </td> <td width="67" nowrap="" style="width:50.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">BRI<o:p></o:p></span></p> </td> <td width="64" nowrap="" style="width:48.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid #002060 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid #002060 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.0pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">0<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:37;mso-yfti-lastrow:yes;height:15.75pt"> <td width="107" nowrap="" style="width:80.0pt;border:none;border-bottom:solid #002060 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black"> <o:p></o:p></span></p> </td> <td width="111" nowrap="" valign="bottom" style="width:83.0pt;border-top:none; border-left:none;border-bottom:solid #002060 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid #002060 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="69" nowrap="" style="width:52.0pt;border-top:none;border-left:none; border-bottom:solid #002060 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid #002060 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">5<o:p></o:p></span></p> </td> <td width="67" nowrap="" style="width:50.0pt;border-top:none;border-left:none; border-bottom:solid #002060 1.0pt;border-right:solid windowtext 1.0pt; mso-border-bottom-alt:solid #002060 1.0pt;mso-border-right-alt:solid windowtext .5pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";color:black">Mandiri<o:p></o:p></span></p> </td> <td width="64" nowrap="" style="width:48.0pt;border-top:none;border-left:none; border-bottom:solid #002060 1.0pt;border-right:solid #002060 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="mso-fareast-font-family: "Times New Roman";color:black">5<o:p></o:p></span></p> </td> </tr> </tbody></table> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <div align="center"> <table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="401" style="width:301.0pt;margin-left:4.65pt;border-collapse:collapse;mso-yfti-tbllook: 1184;mso-padding-alt:0cm 5.4pt 0cm 5.4pt"> <tbody><tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:16.5pt"> <td width="179" nowrap="" style="width:134.0pt;border:solid windowtext 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Nama ATM<o:p></o:p></span></p> </td> <td width="223" nowrap="" style="width:167.0pt;border:solid windowtext 1.0pt; border-left:none;padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Jumlah Total Nilai<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:1;height:16.5pt"> <td width="179" nowrap="" style="width:134.0pt;border:solid windowtext 1.0pt; border-top:none;padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">DKI<o:p></o:p></span></p> </td> <td width="223" nowrap="" style="width:167.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">64.66<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:2;height:16.5pt"> <td width="179" nowrap="" style="width:134.0pt;border:solid windowtext 1.0pt; border-top:none;padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">BRI<o:p></o:p></span></p> </td> <td width="223" nowrap="" style="width:167.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">80.4<o:p></o:p></span></p> </td> </tr> <tr style="mso-yfti-irow:3;mso-yfti-lastrow:yes;height:16.5pt"> <td width="179" nowrap="" style="width:134.0pt;border:solid windowtext 1.0pt; border-top:none;padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">Mandiri<o:p></o:p></span></p> </td> <td width="223" nowrap="" style="width:167.0pt;border-top:none;border-left:none; border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt; padding:0cm 5.4pt 0cm 5.4pt;height:16.5pt"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span style="font-size:12.0pt; font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; color:black">78.6</span></p></td></tr></tbody></table></div> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">Berdasarkan hasil analisis terhadap tiga ATM, yaitu ATM DKI, ATM BRI,dan ATM Mandiri dapat disimpulkan bahwa ATM BRI memiliki nilai tertinggi dengan 80.4. Dimana pada ATM BRI memiliki lebih banyak jaringan ATM, yaitu BPD online, ATM prima, mastercard, maestro, ATM link, <span class="apple-style-span"><span style="color:black">BANKCARD (MEPS)</span></span> dan cirrus. Pada petunjuk penggunaannya terdapat petunjuk berupa teks dan animasi gambar, animasi cara memasukan kartu, cara memasukan PIN, dan melepas kartu.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">Dala hal kemudahan penggunaannya terdapat konfirmasi kesalahan memasukan PIN, jika PIN yang dimasukan salah tidak akan bisa masuk ke menu utama atau pemilihan paket penarikan, dan terdapat peringatan pada layar untuk mencabut kartu setelah transaksi, berupa gambar lepas kartu, disertai peringatan berupa bunyi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span><b style="mso-bidi-font-weight: normal"><span style="font-size:16.0pt;line-height:150%;font-family:"Times New Roman","serif""><o:p> </o:p></span></b></p> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:16.0pt;line-height:150%;font-family:"Times New Roman","serif"">Daftar Pustaka<o:p></o:p></span></b></p> <p class="MsoNormal"><a href="http://www.ayuliana_st.staff.gunadarma.ac.id/"><span style="font-size:12.0pt;line-height:115%;font-family:"Times New Roman","serif"">http://www.ayuliana_st.staff.gunadarma.ac.id</span></a><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Times New Roman","serif""><o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:150%"><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 19px; line-height: 28px; "><b><br /></b></span></span></p><p></p><p></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-51272955975055934222011-11-16T05:29:00.000-08:002011-11-16T06:20:15.816-08:00SPEECH RECOGNITION<div style="text-align: center;"><br /></div><div style="text-align: justify;"><p class="MsoListParagraphCxSpFirst" style="margin-left:14.2pt;mso-add-space: auto;text-align:justify;text-indent:-14.2pt;line-height:150%;mso-list:l0 level1 lfo1; tab-stops:14.2pt 49.65pt"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">PENGERTIAN SPEECH RECOGNITION<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:14.2pt;mso-add-space: auto;text-align:justify;line-height:150%;tab-stops:14.2pt 49.65pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><span style="mso-tab-count:1"> </span>Speech Recognition adalah proses identifikasi suara berdasarkan kata yang diucapkan dengan melakukan konversi sebuah sinyal akustik, yang ditangkap oleh audio device (perangkat input suara). <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:14.2pt;mso-add-space: auto;text-align:justify;line-height:150%;tab-stops:14.2pt 49.65pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Speech Recognition juga merupakan sistem yang digunakan untuk mengenali<br />perintah kata dari suara manusia dan kemudian diterjemahkan menjadi suatu data<br />yang dimengerti oleh komputer. Pada saat ini, sistem ini digunakan untuk<br />menggantikan peranan input dari keyboard dan mouse. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:14.2pt;mso-add-space: auto;text-align:justify;line-height:150%;tab-stops:14.2pt 49.65pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Keuntungan dari sistem ini adalah pada kecepatan dan kemudahan dalam penggunaannya. Kata – kata yang ditangkap dan dikenali bisa jadi sebagai hasil akhir, untuk sebuah aplikasi seperti command & control, penginputan data, dan persiapan dokumen. Parameter yang dibandingkan ialah tingkat penekanan suara yang kemudian akan dicocokkan dengan template database yang tersedia. Sedangkan sistem pengenalan suara berdasarkan orang yang berbicara dinamakan speaker recognition. Pada makalah ini hanya akan dibahas mengenai speech recognition karena kompleksitas algoritma yang diimplementasikan lebih sederhana daripada speaker recognition. Algoritma yang akan diimplementasikan pada bahasan mengenai proses speech recognition ini adalah algoritma FFT (Fast Fourier Transform), yaitu algoritma yang cukup efisien dalam pemrosesan sinyal digital (dalam hal ini suara) dalam bentuk diskrit. Algoritma ini mengimplementasikan algoritma Divide and Conquer untuk pemrosesannya. Konsep utama algoritma ini adalah mengubah sinyal suara yang berbasis waktu menjadi berbasis frekuensi dengan membagi masalah menjadi beberapa upa masalah yang lebih kecil. Kemudian, setiap upa masalah diselesaikan dengan cara melakukan pencocokan pola digital suara.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:14.2pt;mso-add-space: auto;text-align:justify;line-height:150%;tab-stops:14.2pt 49.65pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:14.2pt;mso-add-space:auto; text-align:justify;text-indent:-14.2pt;line-height:150%;mso-list:l0 level1 lfo1; tab-stops:14.2pt 49.65pt"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">SEJARAH SPEECH RECOGNITION<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Biometrik, termasuk di dalamnya speech recognition, secara umum digunakan untuk identifikasi dan verifikasi. Identifikasi ialah mengenali identitas subyek, dilakukan perbandingan kecocokan antara data biometric subyek dalam database berisi record karakter subyek. Sedangkan verifikasi adalah menentukan apakah subyek sesuai dengan apa yang dikatakan terhadap dirinya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Biometrik merupakan suatu metoda untuk mengenali manusia berdasarkan pada satu atau lebih ciri-ciri fisik atau tingkah laku yang unik. Biometric Recognition atau biasa disebut dengan Sistem pengenalan biometric mengacu pada identifikasi secara otomatis terhadap manusia berdasarkan psikological atau karakteristik tingkah laku manusia. Ada beberapa jenis teknologi biometric antara lain suara (speech recognition).<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Metode Hidden Markov Model mulai diperkenalkan dan dipelajari pada akhir tahun 1960, metode yang berupa model statistik dari rantai Markov ini semakin banyak dipakai pada tahun-tahun terakhir terutama dalam bidang speech recognition, seperti dijelaskan oleh Lawrence R. Rabiner dalam laporannya yang berjudul “A Tutorial on Hidden Markov Models and Selected Applications in Speech Recognition”<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Proses dalam dunia nyata secara umum menghasilkan observable output yang dapat dikarakterisasikan sebagai signal. Signal bisa bersifat diskrit (karakter dalam alfabet) maupun kontinu (pengukuran temperatur, alunan musik). Signal bisa bersifat stabil (nilai statistiknya tidak berubah terhadap waktu) maupun nonstabil (nilai signal berubah-ubah terhadap waktu). Dengan melakukan pemodelan terhadap signal secara benar, dapat dilakukan simulasi terhadap sumber dan pelatihan sebanyak mungkin melalui proses simulasi tersebut. Sehingga model dapat diterapkan dalam sistem prediksi, sistem pengenalan, maupun sistem identifikasi. Secara garis besar model signal dapat dikategorikan menjadi 2 golongan yaitu : model deterministik dan model statistikal. Model deterministik menggunakan nilai-nilai properti dari sebuah signal seperti : <span style="mso-spacerun:yes"> </span>amplitudo, frekuensi, fase dari gelombang sinus. Sedangkan model statistikal menggunakan nilai-nilai statistik dari sebuah signal seperti: proses Gaussian, proses Poisson, proses Markov, dan proses Hidden Markov.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Suatu model HMM secara umum memiliki unsur-unsur sebagai berikut:<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">N, yaitu jumlah state dalam model. Secara umum state saling terhubung satu dengan yang lain, dan suatu state bisa mencapai semua state yang lain dan sebaliknya (disebut model ergodic). Namun hal tersebut tidak mutlak, terdapat kondisi lain dimana suatu state hanya bisa berputar ke diri sendiri dan berpindah ke satu state berikutnya, hal ini bergantung pada implementasi dari model. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">M, yaitu jumlah observation symbol secara unik pada tiap statenya, misalnya: karakter dalam alfabet, dimana state adalah huruf dalam kata. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">State Transition Probability { } -> ij A a <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Observation Symbol Probability pada state j, { } () -> j Bb k <o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Initial State Distribution -> i p p<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 14.15pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Dengan memberikan nilai pada N, M, A, B, dan p , HMM dapat digunakan sebagai generator untuk menghasilkan urutan observasi. dimana tiap observasi t o adalah salah satu simbol dari V, dan T adalah jumlah observasi dalam suatu sequence.<o:p></o:p></span></p> <p class="MsoListParagraph" style="margin-left:14.2pt;mso-add-space:auto; text-align:justify;text-indent:-14.2pt;line-height:150%;mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">SKEMA UTAMA DAN ALGORITMA SPEECH RECOGNITION<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Terdapat 4 langkah utama dalam sistem pengenalan suara: <o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l2 level1 lfo3"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Penerimaan data input <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l2 level1 lfo3"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Ekstraksi, yaitu penyimpanan data masukan sekaligus pembuatan database untuk template. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l2 level1 lfo3"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Pembandingan / pencocokan, yaitu tahap pencocokan data baru dengan data suara (pencocokan tata bahasa) pada template. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l2 level1 lfo3"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Validasi identitas pengguna.<o:p></o:p></span></p></div><div><br /></div><div><br /></div><div><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYGy9EpBXo4u1NyF5lV7piIEriLS0cc4EMCIZzYK5cyZyQIpTTZwAkeTxYiBu_UjAX-IhGiuZYiDXQxdk-Z-v1vahZT1ndUSWDlMO4w7hKU_6ZqNu9qOHgYXg_ogBCzh3GXltMxhLkb4A/s320/1.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 267px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5675588114594809298" /></div><div style="text-align: center;"><br /></div><div style="text-align: justify;"><p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Secara umum, speech recognizer memproses sinyal suara yang masuk dan menyimpannya dalam bentuk digital. Hasit proses digitalisasi tersebut kemudian dikonversi dalam bentuk spektrum suara yang akan dianalisa dengan membandingkannya dengan template suara pada database sistem.<o:p></o:p></span></p></div><div><br /></div><div><br /></div><div><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik_4Rq4NGYXHPilB0dHgnl-i9EweYuHWUkwsaA9dTGoDHPI2k_qW8c8__5PK2Tzo0BCmGKQUF9OIXpurBqmmGCI6qKpHYFQU3NBoOCkxh9LWHOZQVBD02qIRz1s87aVfO678NEkCWleLo/s320/2.jpg" style="text-align: center;display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; cursor: pointer; width: 300px; height: 252px; " border="0" alt="" id="BLOGGER_PHOTO_ID_5675588235056334130" /></div><div style="text-align: center;"><p class="MsoNormal" align="center" style="margin-left:14.2pt;text-align:center; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif"">Gambar 2. Spektrum Suara<o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-left:14.2pt;text-align:center; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif""><br /></span></p><p class="MsoNormal" align="center" style="text-align: justify;margin-left: 14.2pt; line-height: 150%; "><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif""></span></p><p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%;tab-stops:284.25pt"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Sebelumnya, data suara masukan dipilah-pilah dan diproses satu per satu berdasarkan urutannya. Pemilahan ini dilakukan agar proses analisis dapat dilakukan secara paralel. Proses yang pertama kali dilakukan ialah memproses gelombang kontinu spektrum suara ke dalam bentuk diskrit. Langkah berikutnya ialah proses kalkulasi yang dibagi menjadi dua bagian :<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l0 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Transformasi gelombang diskrit menjadi array data. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l0 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Untuk masing-masing elemen pada aiTay data, hitung "ketinggian" gelombang (frekuensi).<br />Objek permasaiahan yang akan dibagi adalah masukan berukuran n, berupa data diskrit gelombang suara.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 14.15pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Ketika mengkonversi gelombang suara ke dalam bentuk diskrit, gelombang diperlebar dengan cara memperinci berdasarkan waktu. Hal ini dilakukan agar proses algontma seianjutnya (pencocokan) lebih mudah diiakukan. Namun, efek buruknya ialah array of array data yang terbentuk akan lebih banyak.<o:p></o:p></span></p><p></p></div><div><br /></div><div><br /></div><div><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw1WwF7bDDtczOgt1iYWbJtm8hMk9MSdtkqrXtPF-KPoGejuhhhws-iQHXYgfKXTlyBOBB-DxwbivkUEjjiyEnnlgQwIcJr63QxI_To3fS3EmfrVC0ZN37AkSVBSVWMGWS5jykQ44zU60/s320/3.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 300px; height: 189px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5675589054854774322" /></div><div style="text-align: center;"><p class="MsoNormal" align="center" style="margin-left:14.2pt;text-align:center; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif"">Gambar 3. Contoh Hasit Konversi Sinyal Diskrit<o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-left:14.2pt;text-align:center; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif""><br /></span></p><p class="MsoNormal" align="center" style="text-align: justify;margin-left: 14.2pt; line-height: 150%; "><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif""></span></p><p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 14.15pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Dari tiap elemen array data tersebut, dikonversi ke dalam bentuk bilangan biner. Data biner tersebut yang nantinya akan dibandingkan dengan template data suara.<br />Proses divide and conquer: <o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Pilih sebuah angkaN, dimana N merupakan bilangan bulat kelipatan 2.Bilangan ini berfungsi untuk menghitung jumlah elemen transformasi FFT. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Bagi dua data diskrit secara (dengan menerapkan algoritma divide and conquer) menjadi data diskrit yang lebih kecii berukuran N = N,.N2. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Objek data dimasukkan ke dalam table (sebagai elemen tabel). <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Untuk setiap eiemen data, dicocokkan dengan data pada template (pada data template juga dilakukan pemrosesan digitaiisasi menjadi data diskrit, dengan cara yang sama dengan proses digitaiisasi data masukan bam yang ingin dicocokkan). <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Setiap upa masalah disatukan kembali dan dianalisis secara keseluruhan, kecocokan dari segi tata bahasa dan apakah data yang diucapkan sesuai dengan kata yang tersedia pada template data. <o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l1 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Verifikasi data. Jika sesuai, proses iebih lanjut, sesuai dengan aplikasi yang mengimplementasikan algoritma ini.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: -14.2pt;line-height:150%;tab-stops:36.0pt 72.0pt 108.0pt 144.0pt 180.0pt 216.0pt 252.0pt 349.5pt"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">4.<span style="mso-tab-count:1"> </span>IMPLEMENTASI SPEECH RECOGNITION<span style="mso-tab-count:1"> </span></span></b><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Hardware yang dibutuhkan dalam implementasi Speech Recognition :<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Sound card : Merupakan perangkat yang ditambahkan dalam suatu Komputer yang fungsinya sebagai perangkat input dan output suara untuk mengubah sinyal elektrik, menjadi analog maupun menjadi digital.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0cm;mso-add-space: auto;text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Microphone : Perangkat input suara yang berfungsi untuk mengubah suara yang melewati udara, air dari benda orang menjadi sinyal elektrik.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:1.0cm;mso-add-space:auto; text-align:justify;text-indent:-14.15pt;line-height:150%;mso-list:l0 level1 lfo2"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">Komputer atau Komputer Server : Dalam proses suara digital menterjemahkan gelombang suara menjadi suatu simbol biasanya menjadi suatu nomor biner yang dapat diproses lagi kemudian diidentifikasikan dan dicocokan dengan <b style="mso-bidi-font-weight:normal">database</b> yang berisi berkas suara agar dapat dikenali<span class="apple-style-span"><span style="background:#FAF7ED">.</span><o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Contoh Implementasi teknologi Speech Recognition :<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Saat ini pada tahun 2010 Microsoft windows vista dan windows 7 , speech recognition telah disertakan dalam system operasinya . sebagaimana fungsi dari speech recognition menterjemahkan pengucapan kata – kata kedalam bentuk teks digital. <span style="mso-spacerun:yes"> </span>Salah satu implementasi speech recognition adalah pada konfrensi PBB dimana seluruh Negara tergabung dalam keanggotaan nya , fungsi speech recognition dalam hal ini menterjemahkan bahasa pembicara dari suatu Negara kedalam bahasa yang dipahami pendengar . Contoh penggunaan lain speech recognition adalah Perawatan kesehatan. <o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Dalam perawatan kesehatan domain, bahkan di bangun meningkatkan teknologi pengenalan suara, transcriptionists medis (MTs) belum menjadi usang. Layanan yang diberikan dapat didistribusikan daripada diganti. <span style="mso-spacerun:yes"> </span>Pengenalan pembicaraan dapat diimplementasikan di front-end atau back-end dari proses dokumentasi medis. Front-End SR adalah salah satu alat untuk mengidentifikasi kata-kata yang ucapkan dan ditampilkan tepat setelah mereka berbicara Back-End SR atau SR tangguhan adalah di mana penyedia menentukan menjadi sebuah sistem dikte digital, dan suara yang diarahkan melalui pidato-mesin pengakuan dan draft dokumen diakui dirutekan bersama dengan file suara yang asli ke MT / editor, yang mengedit draft dan memfinalisasi laporan. Ditangguhkan SR sedang banyak digunakan dalam industri saat ini.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;text-indent: 21.8pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Banyak aplikasi Electronic Medical Records (EMR) dapat menjadi lebih efektif dan dapat dilakukan lebih mudah bila digunakan dalam hubungannya dengan pengenalan-mesin bicara. Pencarian, query, dan pengisian formulir semua bisa lebih cepat untuk melakukan dengan suara dibandingkan dengan menggunakan keyboard.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif"">SUMBER :<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><a href="http://kuliah319.blogspot.com/2011/02/speech-recognition-dengan-algoritma-fft.html"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><span class="Apple-style-span" >http://kuliah319.blogspot.com/2011/02/speech-recognition-dengan-algoritma-fft.html</span></span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><a href="http://citraanindya.blog.upi.edu/2009/06/25/tugas-artikel-300-kata/"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><span class="Apple-style-span" >http://citraanindya.blog.upi.edu/2009/06/25/tugas-artikel-300-kata/</span></span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><a href="http://kuliah319.blogspot.com/2011/02/speech-recognition-dengan-algoritma-fft.html"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><span class="Apple-style-span" >http://kuliah319.blogspot.com/2011/02/speech-recognition-dengan-algoritma-fft.html</span></span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:14.2pt;text-align:justify;line-height: 150%"><a href="http://kaichitaro.blogspot.com/2010/11/speech-recognition.html"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><span class="Apple-style-span" >http://kaichitaro.blogspot.com/2010/11/speech-recognition.html</span></span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p><p></p></div><div><br /></div><div style="text-align: center;"><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div style="text-align: center;"><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div style="text-align: left;"><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div style="text-align: center;"><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik_4Rq4NGYXHPilB0dHgnl-i9EweYuHWUkwsaA9dTGoDHPI2k_qW8c8__5PK2Tzo0BCmGKQUF9OIXpurBqmmGCI6qKpHYFQU3NBoOCkxh9LWHOZQVBD02qIRz1s87aVfO678NEkCWleLo/s1600/2.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"></a><div><br /></div><div><br /></div><div><br /><div style="text-align: center;"><br /></div></div>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-82417137864312103292011-11-05T22:07:00.000-07:002011-11-05T22:20:28.749-07:00PERBEDAAN SISTEM PEDEKATAN TERSTRUKTUR DAN BERORIENTASI OBJEK<div><span class="Apple-style-span" style="line-height: 24px; ">Pada dasarnya saat ini pengembangan sistem dapat kita kategorikan dalam 2 pendekatan pengembangan, yaitu</span></div><div><ol start="1" type="1"><li class="MsoNormal" style="text-align: justify; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Pengembangan secara terstruktur; dan<o:p></o:p></span></li><li class="MsoNormal" style="text-align: justify; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Pengembangan secara object oriented<o:p></o:p></span></li></ol><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 24px; "><b><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; "><o:p></o:p></span></b></p><p class="MsoListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: 24px; "><b><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; "><span> 1.<span style="font: normal normal normal 7pt/normal 'Times New Roman'; "> </span></span></span></b><b><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Metode Pendekatan Terstruktur<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 18pt; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Pendekatan ini yang dimulai dari awal tahun 1970 disebut dengan pendekatan terstruktur<i>(structured approach)</i>. Pendekatan terstruktur dilengkapi dengan alat-alat <i>(tools) </i>dan teknikteknik <i>(techniques) </i>yang dibutuhkan dalam pengembangan sistem, sehingga hasil akhir dari sistem yang dikembangkan akan didapatkan sistem yang strukturnya didefinisikan dengan baik dan jelas.</span><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; "> Konsep pengembangan sistem terstruktur bukan merupakan konsep yang baru. Teknik perakitan di pabrik-pabrik dan perancangan sirkuit untuk alat-alat elektronik adalah dua contoh baru konsep ini yang banyak digunakan di industri-industri. Konsep ini memang relatif masih baru digunakan dalam mengembangkan sistem informasi untuk dihasilkan produk sistem yang memuaskan pemakainya. Melalui pendekatan terstruktur, permasalahanpermasalahan yang kompleks dalam organisasi dapat dipecahkan dan hasil dari sistem akan mudah untuk dipelihara, fleksibel, lebih memuaskan<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Salah satu tools dan teknik dalam pengembangan sistem terstruktur adalah menggunakan DFD (Data Flow Diagram = Diagram Arus Data, DAD).<o:p></o:p></span></p><p class="MsoListParagraphCxSpFirst" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; "><o:p></o:p></span></p><p class="MsoListParagraphCxSpLast" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; "><span> </span><b>2</b><span>.<span style="font: normal normal normal 7pt/normal 'Times New Roman'; "> </span></span></span><b><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Metode Pendekatan Berobjek</span></b><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; "><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 18pt; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Suatu teknik atau cara pendekatan baru dalam melihat permasalahan dan sistem (system perangkat lunak. Sistem informasi, atau sistem lainnya). Pendekatan berorientasi objek akan memandang sistem yang akan dikembangkan sebagai suatu kumpulan objek yang berkorespondensi dengan objek-objek dunia nyata.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Ada banyak cara untuk mengabstraksikan dan memodelkan objek-objek tersebut, mulai </span>dari abstraksi objek sampai dengan kelas. hubungan antar kelas sampai abstraksi sistem. Saat mengabstraksikan dan memodelkan objek, data dan proses-proses yang dipunyai oleh objek akan dienkapsulasi (dibungkus) menjadi satu kesatuan. Dari penjelasan metode pendekatan system diatas, dalam penyusunan serta analisa laporan mengenai website BBPPK ini diambil metode pendekatan sistem secara terstruktur, dalam metode ini digunakan tools-tools yang dapat membantu dalam proses perancangan diantaranya DFD (Data Flow Diagram) dan juga DK (Diagram Konteks).</p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 24px; "><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; "><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: 36pt; line-height: 24px; "><span class="apple-style-span"><span style="font-size: 12pt; line-height: 24px; font-family: Georgia, serif; ">Dalam pengembangan sistem tersebut, perlu di perhatikan beberapa hal yang menyangkut, bagaimana dan apa yang dibutuhkan terlebih dahulu dalam mendesain sistem, yaitu bagaimana kita dapat mendefinisikan event, Usecase, dan event table terlebih dahulu sebelum memulai pengembangan sistem yang akan kita pilih, lalu bagaimana kita menentukan things sebagai dasar dari pengembangan sistem, baru kemudian memilih pendekatan pengembangan sistem mana yang akan kita gunakan. Adapun secara logika alur pengembangan sistem di gambarkan sebagai berikut :</span></span></p></div><div><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTupaA8NFVVeQsl03xbKV4TF97LPeewEhdH3wNjJUclbyzQZyz6E6I1Y0FOug7lMcTLhmUVZ4e0BUyB-2T1VlV4JClODJyLh7UzU5pQwWWZ6dLA_2DoJtQaK9UvUhyphenhyphen1kIEP0gSwo0p0XQ/s1600/gambar1.gif" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 366px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTupaA8NFVVeQsl03xbKV4TF97LPeewEhdH3wNjJUclbyzQZyz6E6I1Y0FOug7lMcTLhmUVZ4e0BUyB-2T1VlV4JClODJyLh7UzU5pQwWWZ6dLA_2DoJtQaK9UvUhyphenhyphen1kIEP0gSwo0p0XQ/s400/gambar1.gif" border="0" alt="" id="BLOGGER_PHOTO_ID_5671747276794475058" /></a><div><div style="text-align: left;"><span class="Apple-tab-span" style="white-space:pre"> </span> <span class="Apple-style-span" style="font-family: Arial, Helvetica; font-size: 12px; line-height: 20px; ">Sumber : Satzinger, 2007</span></div><span class="Apple-style-span" style="font-family: Arial, Helvetica; font-size: 12px; line-height: 20px; "><p style="text-align: center;margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; "><b>Gambar 1. Model Pendekatan Pengembangan Sistem</b></p><p style="text-align: center;margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; "><b><br /></b></p><p style="text-align: center;margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; "><b><br /></b></p><p style="text-align: center;margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; "><b><br /></b></p><p style="text-align: justify;margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; "><b></b></p><b><p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">SUMBER :<o:p></o:p></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://elib.unikom.ac.id/files/disk1/503/jbptunikompp-gdl-mochichsan-25102-2-unikom_m-2.pdf"><span style="color:windowtext">http://elib.unikom.ac.id/files/disk1/503/jbptunikompp-gdl-mochichsan-25102-2-unikom_m-2.pdf</span></a><o:p></o:p></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://mugi.or.id/blogs/oke/archive/2009/11/21/desain-sistem-pendekatan-terstruktur-vs-object-oriented.aspx"><span style="color:windowtext">http://mugi.or.id/blogs/oke/archive/2009/11/21/desain-sistem-pendekatan-terstruktur-vs-object-oriented.aspx</span></a><o:p></o:p></span></p></b><p></p><div><b><br /></b></div></span><div style="text-align: center;"><div style="text-align: left;"><br /></div></div><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%;mso-layout-grid-align:none; text-autospace:none"><span class="apple-style-span"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><br /></span></span></p><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;text-indent:36.0pt;line-height:150%;mso-layout-grid-align:none; text-autospace:none"><span class="apple-style-span"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><br /></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p> </o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span class="apple-style-span"><span 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name="Bibliography"> <w:lsdexception locked="false" priority="39" qformat="true" name="TOC Heading"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin-top:0cm; mso-para-margin-right:0cm; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0cm; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--> <p class="MsoNormal" style="text-align:center;line-height:150%" align="center"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height: 150%;font-family:"Georgia","serif"">WiMAX</span></b></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">WiMAX</span></b></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">adalah singkatan dari</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><b><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">W</span></i></b></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">orldwide</span></i></span><span class="apple-converted-space"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></i></span><span class="apple-style-span"><b><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">I</span></i></b></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">nteroperability for</span></i></span><span class="apple-converted-space"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></i></span><span class="apple-style-span"><b><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">M</span></i></b></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">icrowave</span></i></span><span class="apple-converted-space"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></i></span><span class="apple-style-span"><b><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Acc</span></i></b></span><span class="apple-style-span"><i><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">ess</span></i></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">, merupakan teknologi akses nirkabel pita lebar (</span></span><a href="http://id.wikipedia.org/w/index.php?title=Broadband_wireless_access&action=edit&redlink=1" title="Broadband wireless access (halaman belum tersedia)"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial;color:windowtext;text-decoration:none;text-underline: none">broadband wireless access</span></a><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">atau disingkat</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/w/index.php?title=BWA&action=edit&redlink=1" title="BWA (halaman belum tersedia)"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial;color:windowtext; text-decoration:none;text-underline:none">BWA</span></a><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">) yang memiliki kecepatan akses yang tinggi dengan jangkauan yang luas. WiMAX merupakan evolusi dari teknologi BWA sebelumnya dengan fitur-fitur yang lebih menarik. Disamping kecepatan data yang tinggi mampu diberikan, WiMAX juga merupakan teknologi dengan open standar. Dalam arti komunikasi perangkat WiMAX di antara beberapa vendor yang berbeda tetap dapat dilakukan (tidak proprietary). Dengan kecepatan data yang besar (sampai 70 MBps), WiMAX dapat diaplikasikan untuk koneksi broadband ‘last mile’, ataupun</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/wiki/Backhaul" title="Backhaul"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial;color:windowtext;text-decoration:none;text-underline: none">backhaul</span></a><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial">.</span></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">WiMAX</span></b></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(<b>W</b>orldwide</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">I</span></b></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">nteroperability for</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">M</span></b></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">icrowave</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><b><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Acc</span></b></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">ess) adalah sebuah tanda sertifikasi untuk produk-produk yang lulus tes cocok dan sesuai dengan standar</span></span><span class="apple-converted-space"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial"> </span></span><a href="http://id.wikipedia.org/w/index.php?title=IEEE_802.16&action=edit&redlink=1" title="IEEE 802.16 (halaman belum tersedia)"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial; color:windowtext;text-decoration:none;text-underline:none">IEEE 802.16</span></a><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">. WiMAX merupakan teknologi nirkabel yang menyediakan hubungan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/wiki/Jalur_lebar" title="Jalur lebar"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial;color:windowtext;text-decoration:none;text-underline: none">jalur lebar</span></a><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">dalam jarak jauh. WiMAX merupakan teknologi</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/wiki/Broadband" title="Broadband"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial;color:windowtext;text-decoration:none;text-underline: none">broadband</span></a><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">yang memiliki kecepatan akses yang tinggi dan jangkauan yang luas. WiMAX merupakan evolusi dari teknologi</span></span><a href="http://id.wikipedia.org/w/index.php?title=BWA&action=edit&redlink=1" title="BWA (halaman belum tersedia)"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial;color:windowtext; text-decoration:none;text-underline:none">BWA</span></a><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">sebelumnya dengan fitur-fitur yang lebih menarik. Disamping kecepatan data yang tinggi mampu diberikan, WiMAX juga membawa isu open standar. Dalam arti komunikasi perangkat WiMAX di antara beberapa vendor yang berbeda tetap dapat dilakukan (tidak proprietary). Dengan kecepatan data yang besar (sampai 70 MBps), WiMAX layak diaplikasikan untuk</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/w/index.php?title=%E2%80%98last_mile%E2%80%99_broadband_connections&action=edit&redlink=1" title="‘last mile’ broadband connections (halaman belum tersedia)"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial;color:windowtext;text-decoration:none;text-underline: none">‘last mile’ broadband connections</span></a><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">,</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/wiki/Backhaul" title="Backhaul"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial;color:windowtext;text-decoration:none;text-underline: none">backhaul</span></a><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial">, dan</span></span><a href="http://id.wikipedia.org/w/index.php?title=High_speed_enterprise&action=edit&redlink=1" title="High speed enterprise (halaman belum tersedia)"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial;color:windowtext;text-decoration:none;text-underline:none">high speed enterprise</span></a><span class="apple-style-span"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">.</span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Calibri;mso-bidi-font-family:"Times New Roman""></span></p> <span style="font-weight: bold;"></span><p class="MsoListParagraph" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l0 level1 lfo3"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Calibri;mso-bidi-font-family:"Times New Roman""> A. ELEMEN PERANGKAT WIMAX</span></b></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Elemen/ perangkat WiMAX secara umum terdiri dari</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/w/index.php?title=BS&action=edit&redlink=1" title="BS (halaman belum tersedia)"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial;color:windowtext; text-decoration:none;text-underline:none">BS</span></a><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">di sisi pusat dan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><a href="http://id.wikipedia.org/w/index.php?title=CPE&action=edit&redlink=1" title="CPE (halaman belum tersedia)"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial;color:windowtext; text-decoration:none;text-underline:none">CPE</span></a><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">di sisi pelanggan. Namun demikian masih ada perangkat tambahan seperti antena, kabel dan asesoris lainnya.</span></span></p> <p class="MsoListParagraph" style="margin-top:4.8pt;margin-right:0cm;margin-bottom: 6.0pt;margin-left:36.0pt;mso-add-space:auto;text-align:justify;text-indent: -18.0pt;line-height:150%;mso-list:l0 level1 lfo3"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">B.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial">TEKNOLOGI WIMAX DAN LAYANANNYA</span></b></p> <p class="MsoNormal" style="margin-top:4.8pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:0cm;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:Arial">BWA WiMAX adalah standards-based technology yang memungkinkan penyaluran akses broadband melalui penggunaan wireless sebagai komplemen wireline. WiMAX menyediakan akses last mile secara fixed, nomadic, portable dan mobile tanpa syarat LOS (NLOS) antara user dan base station. WiMAX juga merupakan sistem BWA yang memiliki kemampuan interoperabilty antar perangkat yang berbeda. WiMAX dirancang untuk dapat memberikan layanan Point to Multipoint (PMP) maupun Point to Point (PTP). Dengan kemampuan pengiriman data hingga 10 Mbps/user.</span></p> <p class="MsoNormal" style="margin-top:4.8pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:0cm;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:Arial">Pengembangan WiMAX berada dalam range kemampuan yang cukup lebar. Fixed WiMAX pada prinsipnya dikembangkan dari sistem WiFi, sehingga keterbatasan WiFi dapat dilengkapi melalui sistem ini, terutama dalam hal coverage/jarak, kualitas dan garansi layanan (QoS). Sementara itu Mobile WiMAX dikembangkan untuk dapat mengimbangi teknologi selular seperti GSM, CDMA 2000 maupun 3G. Keunggulan Mobile WiMAX terdapat pada konfigurasi sistem yang jauh lebih sederhana serta kemampuan pengiriman data yang lebih tinggi. Oleh karena itu sistem WiMAX sangat mungkin dan mudah diselenggarakan oleh operator baru atau pun service provider skala kecil.</span></p> <p class="MsoListParagraph" style="margin-top:4.8pt;margin-right:0cm;margin-bottom: 6.0pt;margin-left:36.0pt;mso-add-space:auto;text-align:justify;text-indent: -18.0pt;line-height:150%;mso-list:l0 level1 lfo3"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">C.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial">PERUSAHAAN PEMBUATAN PERANGKAT WIMAX</span></b></p> <p class="MsoNormal" style="margin-top:4.8pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:0cm;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:Arial">berikut ini adalah perusahaan pembuata perangkat wimax :</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia; mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial"> 1. Motorola</span><span style="font-size: 12pt; line-height: 150%; font-family: "Georgia","serif"; letter-spacing: -0.75pt;"><br /></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height: 150%;mso-list:l2 level1 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial; letter-spacing:-.75pt"> 2. InfiNet Wireless</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial"></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height: 150%;mso-list:l2 level1 lfo1"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia; mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial; letter-spacing:-.75pt"> 3. Aperto</span><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial"></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height: 150%;mso-list:l2 level1 lfo1"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia; mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial; letter-spacing:-.75pt"> 4. EION</span><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial"></span></p> <p class="MsoListParagraphCxSpLast" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height:150%; mso-list:l2 level1 lfo1"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia; mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial; letter-spacing:-.75pt"> 5. Axxcelera</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial"></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Calibri;mso-bidi-font-family:"Times New Roman""> </span></p> <p class="MsoListParagraph" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l0 level1 lfo3"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> D. TEKNOLOGI WIMAX</span></b></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:NL" lang="NL">WiMAX merupakan teknologi yang sangat baru. Bahkan pengujian perangkat dari beberapa vendor untuk mendapat sertifikat ”WiMAX” baru dimulai sekitar bulan Agustus 2005. Untuk standar WiMAX mobile (IEEE 802.16e) baru disahkan sekitar pertengahan tahun 2006. Sementaa itu WiMAX yang akan berkembang saat ini masih <i>comply</i> ke standar IEEE 802.16-2004 yang diaplikasikan untuk solusi <i>fixed</i>. </span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoListParagraph" style="margin-bottom: 0.0001pt; text-align: justify; text-indent: -18pt; line-height: 150%;"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:NL" lang="NL">Sedangkan di teknologi WiMAX diawali dengan standar 802.16 kemudian diperbaharui ke 802.16 (REVd) dan dikembangkan ke untuk melayani pelanggan mobile (802.16e).</span><b><span style="font-size: 12pt; line-height: 150%; font-family: "Georgia","serif";"><span style=""><span style="font: 7pt "Times New Roman";"></span></span></span></b></p><p class="MsoListParagraph" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height:150%; mso-list:l0 level1 lfo3"><b><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia; mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""> </span></span></span></b><b><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial">E. Operator 4G WiMAX Pertama di Indonesia</span></b></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial">Sitra WiMAX adalah operator 4G WiMAX pertama di Indonesia yang meluncurkan layanan 4G WirelessBroadband di bulan Juni 2010. Sitra WiMAX adalah bagian dari Lippo Group dan merek dagang terbaru dari PT.<span style="letter-spacing:-.75pt">Firstmedia Tbk. Sitra WiMAX akan melayani 4G Wireless Broadband pertama di Indonesia di daerah terpadat</span>dan sekaligus memiliki hak izin BWA termahal yaitu di coverage Jakarta, Bogor, Depok, Tangerang, Bekasi,Propinsi Banten, Sumatera Utara, dan Propinsi NAD.</span></p> <p class="MsoListParagraph" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l0 level1 lfo3"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia; mso-bidi-font-family:Georgia;mso-ansi-language:NL" lang="NL"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:NL" lang="NL"> F. CARA KERJA WIMAX</span></b></p> <p class="MsoNormal" style="margin-bottom:18.0pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Wimax bekerja seperti wifi tetapi dengan kecepatan lebih cepat, jangkauannya lebih luas dan jumlah penggunanya bisa lebih banyak. Wimax berpotensi meniadakan wilayah pinggiran yang saat ini kurang mendapatkan layanan broadband internet, karena perusahaan telekomunikasi belum menarik kabel ke lokasi terpencil atau pinggiran.</span></p> <p class="MsoNormal" style="margin-bottom:18.0pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">System WiMAX terdiri dari 2 bagian yaitu:</span></p> <ul style="margin-top:0cm" type="square"><li class="MsoNormal" style="margin-bottom:18.0pt;text-align:justify;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">WiMAX Tower, sama dengan konsep tower handphone yang dapat mencakup coverage seluas 8000 Km persegi</span></li><li class="MsoNormal" style="margin-bottom:18.0pt;text-align:justify;line-height: 150%;mso-list:l1 level1 lfo2;tab-stops:list 36.0pt"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">WiMAX Receiver, berupa kotak mini atau PCMCIA card ata ditanam langsung ke laptop sebagai akses WiFi saat ini</span></li></ul> <p class="MsoNormal" style="margin-bottom: 18pt; text-align: justify; line-height: 150%;"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Wimax tower station dapat terhubung langsung ke internet menggunakan high bandwidth, koneksi wired (ex : T3 line). Ia juga bisa terkoneksi ke WiMAX tower lain menggunakan microwave </span><a href="http://malfinaz.com/link/" title="link"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:windowtext">link</span></a><span style="font-size: 12pt; line-height: 150%; font-family: "Georgia","serif";">. Koneksi ini ke tower kedua sering disebut backhaul.Bersama kemampuan 1 tower mengcover sampai 8000km persegi inilah yang memungkinkan wimax menghadirkan coverage ke wilayah pinggiran.</span></p><p class="MsoNormal" style="margin-bottom:18.0pt;text-align:justify;line-height: 150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><br /></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:NL" lang="NL"><span style="mso-spacerun:yes"> </span>SUMBER :</span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><a href="http://id.wikipedia.org/wiki/WiMAX"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";color:windowtext">http://id.wikipedia.org/wiki/WiMAX</span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><a href="http://www.scribd.com/doc/54331720/Makalah-Wimax"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";color:windowtext">http://www.scribd.com/doc/54331720/Makalah-Wimax</span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><a href="http://malfinaz.com/cara-kerja-sinyal-wimax/"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";color:windowtext">http://malfinaz.com/cara-kerja-sinyal-wimax/</span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-53545779263572053522011-10-23T03:13:00.000-07:002011-10-23T07:39:22.387-07:00TELEMATIKA<!--[if gte mso 9]><xml> <o:documentproperties> <o:author>davin</o:Author> <o:version>12.00</o:Version> </o:DocumentProperties> </xml><![endif]--><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:donotpromoteqf/> <w:lidthemeother>EN-US</w:LidThemeOther> <w:lidthemeasian>X-NONE</w:LidThemeAsian> <w:lidthemecomplexscript>X-NONE</w:LidThemeComplexScript> <w:compatibility> <w:breakwrappedtables/> 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{mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin-top:0cm; mso-para-margin-right:0cm; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0cm; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--> <p class="MsoNormal" style="text-align:center;line-height:150%" align="center"><b style="mso-bidi-font-weight:normal"><span style="font-size:16.0pt;line-height: 150%;font-family:"Georgia","serif"">TELEMATIKA</span></b></p> <p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">A.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"">PERKEMBANGAN TELEMATIKA</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: ArialMT">Perkembangan telematika talah begitu pesat. Itu sesuatu fakta yang tidak bisa dipungkiri. Berbagai produk barang dan jasa telematika begitu luas tersebar di masyarakat. Bahkan kita sendiri adalah bagian dari konsumen yang disasar oleh perusahaan-perusahaan telematika.</span></p> <p class="MsoListParagraphCxSpLast" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height:150%; mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:ArialMT">Terkait dengan itulah sejatinya, setiap kebijakan yang terkait dengan telematika akan berpengaruh bagi kita. Kebijakan telematika tidak hanya berurusan dengan persoalan teknis semata. Ada dimensi Hak Asasi Manusia (HAM) dan juga ekonomi politik global.</span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:36.0pt; line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT">Kebijakan telematika dengan agenda ekonomi-politik neoliberal juga tidak lagi disembunyikan. Publik perlu tahu siapa yang untung dan siapa yang buntung ketika muncul kebijakan telematika itu.</span></p> <p class="MsoListParagraphCxSpFirst" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height:150%; mso-layout-grid-align:none;text-autospace:none"><span class="fullpost"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">penggunaan sistem komputer dan sistem komunikasi ternyata juga menghindarkan media komunikasi baru. Lebih jauh lagi istilah Telematika kemudian merujuk pada perkembangan konvergensi antara telekomunikasi, media dan informatika yang semula masing-masing berkembang secara terpisah.</span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span class="fullpost"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Konvergensi Telematika kemudian dipahami sebagai sistem elektronik berbasiskan teknologi digital atau “The Net”. Dalam perkembangannya istilah “media” dalam Telematika berkembang menjadi wacana “multimedia”. Hal ini sedikit membingungkan masyarakat, karena istilah “multimedia” semula hanya merujuk pada kemampuan sistem computer untuk mengolah informasi dalam berbagai medium. Adalah suatu ambigus jika istilah Telematika dipahami sebagai akronim Telekomunikasi, Multimedia dan Informatika.</span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span class="fullpost"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Jadi , dapat disimpulkan bahwa Telematika merupakan konvergensi antara teknologi Telekomunikasi , Media dan Informatika yang digunakan untuk keperluan pemrosesan data dengan sistem binary / digital.</span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT"></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: ArialMT"> </span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height: 150%;mso-list:l1 level1 lfo1;mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">B.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT">PENGERTIAN TELEMATIKA</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><i><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: Arial-ItalicMT;mso-bidi-font-family:Arial-ItalicMT"><span style="mso-spacerun:yes"> </span></span></i><span class="fullpost"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">“Telematics“ adalah singkatan dari “Telecommunication” and “informatics” sebagai wujud dari perpaduan konsep Computing and Communication. Telematika berasal dari bahasa perancis “Telematique” yang merujuk pada bertemunya sistem jaringan komunikasi dengan teknologi informasi.</span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""> T<span class="fullpost">eknologi Informasi merujuk pada sarana prasarana, sistem dan metode untuk perolehan, pengiriman, penerimaan, pengolahan, penafsiran, penyimpanan, pengorganisasian, dan penggunaan data yang bermakna ( Miarso, 2007 ).</span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span class="fullpost"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Istilah Telematics juga dikenal sebagai “the new hybrid technology” yang lahir karena perkembangan teknologi digital. Perkembangan ini memicu perkembangan teknologi telekomunikasi dan informatika menjadi semakin terpadu ( konvergensi ). Semula media masih belum menjadi bagian integral dari isu konvergensi teknologi informasi komunikasi pada saat itu.</span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span class="fullpost"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> </span></span></p> <p class="MsoListParagraphCxSpLast" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height:150%; mso-list:l1 level1 lfo1;mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">C.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT">ARSITEKTUR CLIENT-SERVER TELEMATIKA</span></b></p><p class="Default" style="margin-left:36.0pt;text-align:justify"><span style="font-family:"Georgia","serif"">Arsitektur klien-server telematika terdiri dari 2 buah arsitektur yakni, arsitektur sisi client dan sisi servernya. </span></p> <p class="MsoListParagraph" style="margin-top:0cm;margin-right:0cm;margin-bottom: 0cm;margin-left:54.0pt;margin-bottom:.0001pt;mso-add-space:auto;text-align: justify;text-indent:-18.0pt;line-height:150%;mso-list:l2 level1 lfo2; mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;mso-bidi-font-family:Calibri;mso-bidi-theme-font:minor-latin"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">Asitektur Sisi klien</span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:ArialMT"></span></b></p> <p class="Default" style="margin-left:54.0pt;text-align:justify;text-indent:18.0pt"><span style="font-family:"Georgia","serif"">Istilah ini merujuk pada pelaksanaan atau penyimpanan data pada browser (atau klien) sisi koneksi HTTP. JavaScript adalah sebuah contoh dari sisi klien eksekusi, dan cookie adalah contoh dari sisi klien penyimpanan. Lihat Cookie, Server Side. Karakteristik Klien : </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Selalu memulai permintaan ke server. </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Menunggu balasan. </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Menerima balasan. </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Biasanya terhubung ke sejumlah kecil dari server pada satu waktu. </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Biasanya berinteraksi langsung dengan pengguna akhir dengan menggunakan antarmuka pengguna seperti antarmuka pengguna grafis. </span></p> <p class="Default" style="margin-left:72.0pt;text-align:justify;text-indent:-18.0pt; mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family: "Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Khusus jenis klien mencakup: web browser, e-mail klien, dan online chat klien. </span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:ArialMT"> </span></b></p> <p class="Default" style="margin-left:54.0pt;text-align:justify;text-indent:-18.0pt; mso-list:l2 level1 lfo2"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Calibri","sans-serif";mso-ascii-theme-font: minor-latin;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:Calibri; mso-bidi-theme-font:minor-latin"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b><span style="font-family:"Georgia","serif"">Arsitektur Sisi Server </span></b><span style="font-family:"Georgia","serif""></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:2.0cm;margin-bottom:.0001pt;text-align:justify;text-indent:36.0pt; line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Sebuah eksekusi sisi server adalah server Web khusus eksekusi yang melampaui standar metode HTTP itu harus mendukung. Sebagai contoh, penggunaan CGI script sisi server khusus tag tertanam di halaman HTML; tag ini memicu tindakan terjadi atau program untuk mengeksekusi.</span></p> <p class="Default" style="margin-left:2.0cm;text-align:justify;text-indent:-2.0cm"><span style="font-family:"Georgia","serif""><span style="mso-tab-count:1"> </span>Karakteristik Server: </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Selalu menunggu permintaan dari salah satu klien. </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Melayani klien permintaan kemudian menjawab dengan data yang diminta ke klien. </span></p> <p class="Default" style="margin-top:0cm;margin-right:0cm;margin-bottom:8.25pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Sebuah server dapat berkomunikasi dengan server lain untuk melayani permintaan klien. </span></p> <p class="Default" style="margin-left:72.0pt;text-align:justify;text-indent:-18.0pt; mso-list:l0 level1 lfo3"><span style="mso-fareast-font-family: "Times New Roman""><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-family:"Georgia","serif"">Jenis server khusus mencakup: web server, FTP server, database server, E-mail server, file server, print server. Kebanyakan web layanan ini juga jenis server. </span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:ArialMT"> </span></b></p> <p class="MsoListParagraphCxSpFirst" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height:150%; mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif"">Jadi, secara umum Arsitektur Klien-server atau jaringan komputer adalah sebuah aplikasi terdistribusi arsitektur yang partisi tugas atau beban kerja antara penyedia layanan (server) dan pelayanan pemohon, disebut klien.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif"">Dalam perkembangannya, client/ server dikembangkan oleh dominasi perusahaan software besar yaitu Baan, Informix, Lotus, Microsoft, Novell, Oracle, PeopleSoft, SAP, Sun, dan Sybase.</span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT"></span></p> <span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: ArialMT"> </span> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0cm;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: ArialMT"> </span></p> <p class="MsoListParagraphCxSpLast" style="margin-bottom:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;text-indent:36.0pt;line-height:150%; mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:ArialMT"><br /></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT">SUMBER :</span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT"> </span></p> <p class="MsoListParagraphCxSpFirst" style="margin:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;line-height:150%;mso-layout-grid-align: none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:ArialMT"><a href="http://www.satudunia.net/system/files/Question%20and%20Answer%20Kebijakan%20Telematika%20di%20Indonesia.pdf">http://www.satudunia.net/system/files/Question%20and%20Answer%20Kebijakan%20Telematika%20di%20Indonesia.pdf</a></span></p> <p class="MsoListParagraphCxSpLast" style="margin:0cm;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;line-height:150%;mso-layout-grid-align: none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:ArialMT"><a href="http://www.gudangmateri.com/2010/08/perkembangan-telematika-di-indonesia.html">http://www.gudangmateri.com/2010/08/perkembangan-telematika-di-indonesia.html</a></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT"><a href="http://download1319.mediafire.com/khwakl6cwpqg/by1imja9eg9urm6/Arsitektur+telematika.pdf">http://download1319.mediafire.com/khwakl6cwpqg/by1imja9eg9urm6/Arsitektur+telematika.pdf</a></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:ArialMT"> </span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-13999761380075947312011-05-25T22:35:00.000-07:002011-05-25T22:39:14.340-07:00CONTOH PROPOSAL<!--[if gte mso 9]><xml> <w:worddocument> 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mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} </style> <![endif]--> <p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom: 0in;margin-bottom:.0001pt;text-align:center;line-height:14.05pt;mso-outline-level: 1" align="center"><b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV" lang="SV">ORGANISASI SISWA INTRA SEKOLAH</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;text-align:center;line-height:17.75pt" align="center"><b><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV">(OSIS)</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;text-align:center;line-height:17.75pt" align="center"><b><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV">SMA NEGERI 1 BENGKULU</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;text-align:center;line-height:17.75pt" align="center"><b><i><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: FI" lang="FI">Jalan Gamprit Jatiwaringin Asri Pondok Gede Telp (021)8460810 </span></i></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""> </span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.75in;text-align:justify;text-indent:-.5in;line-height:17.75pt"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman"">VII. </span></b><b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV">PENDAHULUAN</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV"> Puji dan syukur kita panjatkan kehadirat Allah SWT yang telah memberikan limpahan karunia-Nya kepada kita semua.</span><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;text-indent:27.0pt;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV">Budaya merupakan hal yang perlu di lestarikan. Indonesia memiliki beranekaragam budaya yang indah dan tak lepas dari karya seni.</span><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV"> Sesuai dengan program kerja Organisasi Siswa Intra Sekolah (OSIS) SMA Negeri 1 Bengkulu<span style="mso-spacerun:yes"> </span>masa bakti 2009/2010, kami bermaksud menyelenggarakan Pentas Seni (PENSI).</span><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV"> Dalam rangka meningkatkan apresiasi dan kecintaan para siswa terhadap kesenian dan kebudayaan. Sesuai dengan program kerja OSIS SMA Negeri 1 Bengkulu, dan untuk mengisi libur tengah semester tahun ini, kami merencanakan untuk mengadakan kegiatan Pentas Seni (PENSI). Melalui beberapa kegiatan ini diharapkan dapat menumbuhkan rasa kecintaan terhadap kesenian dan menjadi <i>refreshing</i> setelah menempuh Ulangan Tengah Semester.</span><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""> </span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:17.75pt"><b><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">II. TUJUAN</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:45.0pt;text-align:justify;text-indent:-.25in;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: FI" lang="FI">1. </span><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""> </span><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: FI" lang="FI">Untuk meningkatkan rasa kecintaan terhadap kesenian Indonesia.</span><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="margin-left: 45pt; text-align: justify; text-indent: -0.25in; line-height: 17.75pt;"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV">2. </span><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""> </span><span style="font-size: 12pt; font-family: "Georgia","serif";" lang="SV">Menyalurkan bakat dan minat terhadap kesenian.</span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:45.0pt;text-align:justify;text-indent:-.25in;line-height:17.75pt"><br /><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV"></span><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:17.75pt"><b><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:NO-BOK" lang="NO-BOK">III. JENIS KEGIATAN</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:27.0pt;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK">Pentas Seni siswa SMA Negeri </span><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV">1 Bengkulu</span><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="SV"> </span><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:NO-BOK" lang="NO-BOK">yang terdiri :</span><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:27.0pt;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK">1. Band.</span><span style="font-size:12.0pt;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:27.0pt;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK">2. Modern Dance.</span><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:27.0pt;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK">3. Tari Tradisional.</span><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:27.0pt;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK"> </span><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:17.75pt"><b><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:NO-BOK" lang="NO-BOK">IV. WAKTU DAN PELAKSANAAN</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;text-indent:-27.0pt;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK"> Hari dan Tanggal :Sabtu, 11 Juni 2011</span><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK">Waktu : 08.00WIB – Selesai.</span><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="margin-left: 27pt; text-align: justify; line-height: 17.75pt;"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: NO-BOK" lang="NO-BOK">Tempat :Lapangan upacara SMA Negeri </span><span style="font-size:12.0pt;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman";mso-ansi-language:SV" lang="SV">1 Bengkulu</span><span style="font-size: 12pt; font-family: "Georgia","serif";"><br /></span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:27.0pt;text-align:justify;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""><br /></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:normal"><b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">V. SUSUNAN PANITIA</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Ketua : Winda Utari</span><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Sekretaris : 1. Rahma Eka Putri</span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> 2. Sheila Rizka</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Bendahara : 1. Septiana Dewi Saputri</span><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> 2. Titik Rahayu Mariani</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> </span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><span style="mso-tab-count:1"> </span></span><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: FI" lang="FI"> Seksi Acara : Lisda</span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.5in;text-indent:.5in;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI" lang="FI">Seksi Konsumsi : 1. </span><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman";mso-ansi-language:SV" lang="SV">Satrio Wibisono</span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV"> 2. Melisa Ardhiani</span><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV"> </span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI" lang="FI">Seksi Perlengkapan : 1. Haikal Rifqi</span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> 2. Adib Naufal</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Seksi Dekorasi dan : 1. Rangga Adhitya Pradipta</span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Dokumentasi 2. Atria Farastiwi</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Seksi Humas : 1. Dini Ika Pratiwi</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Seksi Keamanan : 1. Fitri Amalia Hutami</span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> 2. Hizgion Dofesto</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Seksi PPPK : 1. Faishalia Asta Rasyadi</span><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> 2. Chintya Syan</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"> Pembantu umun : 1. M.Ginta Putra Persada</span><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""></span></p> <p class="MsoNormal" style="line-height: 150%;"><span style="font-size: 12pt; line-height: 150%; font-family: "Georgia","serif";" lang="FI"> 2. Putri Meidya Perdana</span></p><p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; line-height:150%"><br /><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI"></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""></span><b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: IT" lang="IT">VI. ESTIMASI BIAYA</span></b><span style="font-size:12.0pt;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""></span> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:28.35pt;text-align:justify;line-height:17.75pt"><b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: IT" lang="IT">Pemasukan<span style="mso-tab-count:1"> </span>:</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:46.35pt;text-align:justify;text-indent:-.25in;line-height:17.75pt"><b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman"">- </span></b><b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:IT" lang="IT">Uang kas <span style="mso-tab-count:6"> </span>Rp 2.000.000,-</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:46.35pt;text-align:justify;text-indent:-.25in;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman"">- </span><b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:IT" lang="IT">Iuran siswa </span></b><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">@ Rp 15.000,- X 1400 <span style="mso-tab-count:2"> </span> <b style="mso-bidi-font-weight: normal">Rp 21.000.000,-</b></span><span style="font-size:12.0pt;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:46.35pt;text-align:justify;text-indent:-.25in;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman"">- </span><b style="mso-bidi-font-weight:normal"><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">Donatur sekolah<span style="mso-tab-count:5"> </span>Rp .................</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:46.35pt;text-align:justify;text-indent:-.25in;line-height:17.75pt"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman"">- </span><b style="mso-bidi-font-weight:normal"><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">Sponsor<span style="mso-tab-count:6"> </span><span style="mso-tab-count:1"> </span>Rp .................</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:17.75pt"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: FI" lang="FI">TOTAL <span style="mso-tab-count:7"> </span><span style="mso-tab-count:1"> </span>Rp 22.000.000,-</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:28.35pt;line-height:17.75pt"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">Pengeluaran :</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:28.35pt;line-height:17.75pt"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">- </span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";mso-ansi-language: SV" lang="SV"> <b style="mso-bidi-font-weight:normal">Konsumsi @ Rp 7.000,- X 1500<span style="mso-tab-count:1"> </span><span style="mso-tab-count:2"> </span>Rp 10.500.000,-</b></span><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:42.55pt;text-align:justify;text-indent:-14.2pt;line-height:17.75pt; tab-stops:49.65pt"><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV" lang="SV">- </span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:DE" lang="DE">Panggung dan sound system 3 hari<span style="mso-tab-count:1"> </span><span style="mso-tab-count:2"> </span>Rp 5.000.000,-</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:42.55pt;text-align:justify;text-indent:-14.2pt;line-height:17.75pt; tab-stops:49.65pt"><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV" lang="SV">- </span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">Bintang tamu <span style="mso-tab-count:5"> </span><span style="mso-tab-count:1"> </span>Rp 8.000.000,-</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:42.55pt;text-align:justify;text-indent:-14.2pt;line-height:17.75pt; tab-stops:49.65pt"><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV" lang="SV">- </span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI" lang="FI">Tak terduga <span style="mso-tab-count:5"> </span><span style="mso-tab-count:1"> </span>Rp 2.000.000,</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:17.75pt;tab-stops:49.65pt"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI" lang="FI">TOTAL<span style="mso-tab-count:8"> </span><span style="mso-tab-count:1"> </span>Rp<span style="mso-spacerun:yes"> </span>25.500.000,-</span></b><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:17.75pt;tab-stops:49.65pt"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI" lang="FI"> </span></b><span style="font-size:12.0pt; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:150%"><b><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:IT" lang="IT">VII. PENUTUP </span></b><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:IT" lang="IT"> Demikian proposal kegiatan ini kami buat agar menjadi dasar pertimbangan dalam menyetujui dan mundukung kegiatan ini.</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:IT" lang="IT"> Proposal ini masih jauh dari sempurna, maka kritik dan saran serta masukan yang dapat membantu menyempurnakan pelaksanaan kegiatan selanjutnya sangat kami harapkan.</span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:IT" lang="IT"> </span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV">Atas kesalahan dan kekurangan kami mohon maaf yang sebesar-besarnya.</span><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;text-align:right;line-height:150%" align="right"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV"> </span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;text-align:right;line-height:150%" align="right"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV">Bengkulu, 20 April 2011</span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;text-align:right;line-height:150%" align="right"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV"> </span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><i style="mso-bidi-font-style:normal"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:SV" lang="SV">SUMBER :</span></i></b><b style="mso-bidi-font-weight:normal"><i style="mso-bidi-font-style:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""></span></i></b></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""><a href="http://badutmabok.blogspot.com/2009/10/contoh-proposal-pensi.html">http://badutmabok.blogspot.com/2009/10/contoh-proposal-pensi.html</a></span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""> </span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""> </span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""> </span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-52121084073572118272011-04-19T06:49:00.000-07:002011-04-19T06:54:32.199-07:00PROPOSAL<p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l5 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">PENGERTIAN PROPOSAL<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l8 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Proposal adalah usulan untuk melakukan suatu kegiatan.</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l8 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Proposal adalah sebuah tulisan yang dibuat oleh si penulis yang bertujuan untuk menjabarkan atau menjelasan sebuah tujuan kepada si pembaca (individu atau perusahaan) sehingga mereka memperoleh pemahaman mengenai tujuan tersebut lebih mendetail.</span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:54.0pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l8 level1 lfo2"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Proposal adalah rencana kerja yang disusun secara sistematis dan terinci untuk</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">suatu kegiatan yang bersifat formal.</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l5 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">JENIS-JENIS PROPOSAL<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Berdasarkan bentuknya, proposal dapat dibedakan menjadi 3 jenis, yaitu: <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l1 level1 lfo3"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Verdana","sans-serif";mso-fareast-font-family: Verdana;mso-bidi-font-family:Verdana;color:#555555"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">proposal berbentuk formal</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Proposal berbentuk formal terdiri atas tiga bagian utama, yaitu: <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l0 level1 lfo5"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">1)<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">bagian pendahuluan, yang terdiri atas<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>sampul dan halaman judul, <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>surat pengantar (kata pengantar),<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>ikhtisar, daftar isi, dan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>pengesahan permohonan<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l0 level1 lfo5"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">2)<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">isi proposal, terdiri atas:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>latar belakang, pembatasan masalah,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>tujuan, ruang lingkup,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>pemikiran dasar (anggapan dasar), <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">-<span style="mso-spacerun:yes"> </span>metodologi, fasilitas,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>personalia (susunan panitia),<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">- <span style="mso-spacerun:yes"> </span>keuntungan dan kerugian, <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">-<span style="mso-spacerun:yes"> </span>waktu, dan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">-<span style="mso-spacerun:yes"> </span>biaya<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:72.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l0 level1 lfo5"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">3)<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">bagian pelengkap penutup, yang berisi daftar pustaka, lampiran, tabel, dan sebagainya.</span></span> </p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l1 level1 lfo3"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Verdana","sans-serif";mso-fareast-font-family: Verdana;mso-bidi-font-family:Verdana;color:#555555"><span style="mso-list:Ignore">b.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Semiformal</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l1 level1 lfo3"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Verdana","sans-serif";mso-fareast-font-family: Verdana;mso-bidi-font-family:Verdana;color:#555555"><span style="mso-list:Ignore">c.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Nonformal</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:54.0pt;mso-add-space:auto; text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Proposal semiformal dan nonformal merupakan variasi atau bentuk lain dari bentuk proposal formal karena tidak memenuhi syarat-syarat tertentu atau tidak selengkap seperti proposal bentuk formal.</span><o:p></o:p></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l5 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">SYARAT-SYARAT PROPOSAL<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l4 level1 lfo4"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Helvetica","sans-serif";mso-fareast-font-family: Helvetica;color:#634320"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">Jelas (Clear)</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">yang dimaksud jelas, proposal harus dapat memaparkan kegiatan usaha secara jelas, terutama mengenai :<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">- bidang usaha,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">ˉ status kepemilikan,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">ˉ surat izin badan usaha yang diperlukan,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">ˉ bentuk kerja sama yang ditawarkan,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">ˉ pasar produk yang ditawarkan,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">ˉ tenaga kerja,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">ˉ pesaing,<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">ˉ bahan baku.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica"> </span></span><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Helvetica"><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l4 level1 lfo4"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Helvetica","sans-serif";mso-fareast-font-family: Helvetica;color:#634320"><span style="mso-list:Ignore">b.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><span style="mso-spacerun:yes"> </span>Singkat (Consice)</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Proposal harus ditulis singkat tanpa melupakan kaidah-kaidah penulisan dan mengurangi kejelasan dan kelengkapan proposal. Harap diingat, bahwa dunia usaha selalu harus mengikuti perkembangan, karenanya penyampaian sesuatu secara singkat dan tepat pada sasaran merupakan sesuatu keharusan</span></span><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l4 level1 lfo4"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Helvetica","sans-serif";mso-fareast-font-family: Helvetica;color:#634320"><span style="mso-list:Ignore">c.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><span style="mso-spacerun:yes"> </span>Lengkap (Complette)</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Propposal harus dibuat secara lengkap, artinya proposal harus dibua dengan informasi pendukug. Kelengkapan informasi terutama mengenai pesaing dan peluang pasar akan sangat membantu pelaksanaan usaha. Usaha menutup-nutupi informasi akan menjadikan bumerang bagi pengelola usaha, karena pada waktunya akan diketahui juga.</span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l4 level1 lfo4"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Helvetica","sans-serif";mso-fareast-font-family: Helvetica;color:#634320"><span style="mso-list:Ignore">d.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">Benar (Correct)</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Kebenaran proposal sangat dipengaruhi oleh nurani pembuat. Jangan sampai karena ingin meyakinkan dan membuat proposal semenarik mungkin, penyusun menyembunyikan informasi-informasi yang yang dirasa kurang menguntungkan. Bila pada suatu waktu diketahui ketidkbenaran proposal, nama baik dan kredibilitas penyusun sangat dipertaruhkan. Adalah sesuatu hal yang sangat sulit meyakinkan orang, bila pernah membohonginya, dasar utama dari bisnis adalah kepercayaan, karenanya kepercayaan adalah sesuatu yang sangat mahal.</span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l4 level1 lfo4"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:150%;font-family:"Helvetica","sans-serif";mso-fareast-font-family: Helvetica;color:#634320"><span style="mso-list:Ignore">e.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><span style="mso-spacerun:yes"> </span>Tidak kadaluwarsa (up to date)</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Keakuratan dan ketepatan data pendukungsangat diperlukan dalam penyusunan usaha. Perkembangan ilmu dan teknologi yang sangat pesat mengharuskan kegiatanusaha mengikutinya. Proposal usahapun demikian, ia harus dibuat sesuai perkembangan. Perkembangan tidak hanya sebatas pada perkembangan ilmu dan teknoligi saja, tetapi juga perkembangan pranatadan nilai-nilai yang dianut masyarakat.</span></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica"></span></span> </p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l5 level1 lfo1"><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">4.<span style="font:7.0pt "Times New Roman""> </span></span></span></b></span><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">SISTEMATIKA PROPOSAL<o:p></o:p></span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>Pendahuluan<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l3 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Berisi tentang hal-hal dan kondisi umum yang melatarbelakangi <span style="mso-spacerun:yes"> </span>dilaksanakan kegiatan tersebut.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l3 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Hubungan kegiatan tersebut dalam kehidupan sehari-hari(nyata)<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l3 level1 lfo6"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Point-point pembahasan pada pendahuluan ini, mengacu pada komponen S-W-O-T yang telah dibahas sebelumnya.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">b.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Dasar Pemikiran<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l10 level1 lfo7"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Berisi tentang dasar yang digunakan dalam pelaksanaan, misalnya: Tri Darma Perguruan Tinggi, program kerja pengurus dan lain-lain<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l10 level1 lfo7"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Jika kegiatan tersebut bukan dari organisasi, maka didasarkan secara umum, misalnya : Peraturan Pemerintah No sekian<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">c.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>Tujuan<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l2 level1 lfo8"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Tujuan yang ingin dicapai dalam kegiatan tersebut ( umum dan khusus)<o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:78.6pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l2 level1 lfo8"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Tentukan juga keluaran ( output ) yang dikehendaki seperti apa<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.6pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Contoh :<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:93.75pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l6 level1 lfo9"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Memperoleh kader-kader KMHDI<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:93.75pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l6 level1 lfo9"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Memberi pengetahuan manajerial dan leadership bagi calon anggota KMHDI<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:93.75pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">d.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Tema<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Tema yang diangkat dalam kegiatan tersebut<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">e.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Jenis Kegiatan<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Diperlukan untuk menjelaskan rangkaian kegiatan yang akan dilaksanakan jika kegiatannya lebih dari satu,<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Menjelaskan bentuk dari kegiatan tersebut. Misal: berupa Seminar, Pelatihan, penyampain materi secara lisan, Tanya jawab dan simulasi dll.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">f.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Target<o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Berisi uraian yang lebih terperinci dari Tujuan (Point 3) terutama mengenai ukuran-ukuran yang digunakan sebagai penilaian tercapai atau tidaknya tujuan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:42.6pt;margin-bottom:.0001pt;text-align:justify;text-indent:29.4pt; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman"">Contoh :<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm; margin-left:72.0pt;margin-bottom:.0001pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Target acara ini adalah untuk mencetak minimal 25 orang pelatih KMHDI yang masing-masing diantaranya, memiliki kemampuan yang sesuai dengan standar yang Buku Pedoman Kaderisasi Jilid I KMHDI, dan setiap pelatih tersebut memiliki nilai rata-rata diatas 7 (dengan range 10) dalam setiap materi pelatihan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">g.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Sasaran/Peserta<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Menjelaskan tentang objek atau siapa yang akan mengikuti kegiatan tersebut ( atau lebih kenal dengan peserta)<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">h.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Waktu dan Tempat Pelaksanaan<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Tentukan dimana, hari, tanggal, bulan, tahun serta pukul berapa akan dilaksanakan kegiatan tersebut.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">i.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Anggaran Dana<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Dalam anggaran disini, hanya disebutkan jumlah total pemasukan dan pengeluaran yang diperkirakan oleh panitia, sedangkan rinciannya dibuat dalam lampiran tersendiri<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">j.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Susunan Panitia<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Dalam halaman atau bagaian susuna panitia, biasanya hanya ditulis posisi yang penting-penting saja, seperti Pelindung Kegiatan, Ketua panitia, Streering Commite dll, sedangkan kepanitian lengkap dicantumkan dalam lampiran.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">k.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>Jadwal Kegiatan<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Dibuat sesuai dengan perencanaan dalam kalender Kegiatan yang telah disusun sebelumnya<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l9 level1 lfo10"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Atau bisa juga ditulis terlampir, jika jadwalnya banyak.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l5 level2 lfo1"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">l.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>Penutup<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l7 level1 lfo11"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Berisi tentang harapan yang ingin dicapai dan mohon dukungan bagi semua pihak.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l7 level1 lfo11"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Ditutup dengan lembar pengesahan proposal<o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l7 level1 lfo11"><span style="font-size:12.0pt;line-height:150%;font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Terakhir, diikuti dengan lampiran.<o:p></o:p></span></p><p class="MsoListParagraphCxSpLast" style="margin-top:0cm;margin-right:0cm; margin-bottom:0cm;margin-left:72.0pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l7 level1 lfo11"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><br /></span></p> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";color:#444444"><o:p> </o:p></span><span class="Apple-style-span" style="color: rgb(68, 68, 68); "> </span><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">SUMBER</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://id.shvoong.com/society-and-news/environment/2043788-pengertian-proposal/">http://id.shvoong.com/society-and-news/environment/2043788-pengertian-proposal/</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://indonesialanguage.blogspot.com/2008/03/materi-bahasa-indonesia_07.html">http://indonesialanguage.blogspot.com/2008/03/materi-bahasa-indonesia_07.html</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://drsbusraelgeri.blogspot.com/2009/08/materi-pelajaran-kewirausahaan-smk.html">http://drsbusraelgeri.blogspot.com/2009/08/materi-pelajaran-kewirausahaan-smk.html</a></span></p> <p class="MsoListParagraphCxSpLast" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://mystroberi.blogspot.com/2010/10/sistematika-proposal.html">http://mystroberi.blogspot.com/2010/10/sistematika-proposal.html</a><o:p></o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-80082751950469890742011-04-17T07:43:00.000-07:002011-04-17T07:50:01.725-07:00LAPORAN<p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-18.0pt; line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">PENGERTIAN LAPORAN<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;mso-ascii-font-family:Calibri; mso-fareast-font-family:Calibri;mso-hansi-font-family:Calibri;mso-bidi-font-family: Calibri"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Laporan adalah suatu bentuk penyampaian berita, keterangan, pemberitahuan ataupun pertanggungjawaban baik secara lisan maupun secara tertulis dari bawahan kepada atasan sesuai dengan hubungan wewenang (authority) dan tanggungjawab (responsibility) yang ada pada mereka.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;mso-ascii-font-family:Calibri; mso-fareast-font-family:Calibri;mso-hansi-font-family:Calibri;mso-bidi-font-family: Calibri"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Salah satu cara pelaksanaan komunikasi dari pihak yang satu ke pihak yang lain.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:54.0pt;mso-add-space: auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-bottom:6.0pt;mso-add-space: auto;text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia;color:#333333"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">DASAR- DASAR MEMBUAT LAPORAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:36.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">Laporan pada dasarnya adalah alat komunikasi, agar dapat digunakan sebagai alat komunikasi yang efektif, sebuah lapran harus memenuhi syarat-syarat sebagai berikut:<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Data dan akta dalam laporan harus lengkap.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan yang dibuat harus jelas.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan yang dibuat harus benar/ akurat.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Sistematis,laporan harus diorganisasikan sedemikian rupa dengan system pengkodean yang teratur. Laporan yang sistematis juga menunjang unsur kejelasan yang sudah diciptakan oleh unsur – unsur bahasa.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Objektif<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Tepat waktu, ketepatan waktu mutlak diperlukan. Karena keterlambatan laporan bisa mengakibatkan keterlambatan pengambilan keputusan.<o:p></o:p></span></p> <p class="MsoListParagraph" style="margin-bottom:6.0pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia;color:#333333"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">MACAM-MACAM LAPORAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:36.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">1. Berdasarkan bentuk laporan:<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan berbentuk Memo<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">Biasanya laporan pendek yang memuat hal – hal pokok saja, dan beredar di kalangan intern organisasi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan berbentuk Surat<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">Isinya lebih panjang daripada laporan yang berbentuk memo, sekitar tiga lembar folio. Bisa ditujukan ke luar organisasi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan berbentuk naskah<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">Laporan ini bisa panjang atau pendek. Bila panjang dibuat dalam format buku, dan dalam penyampaiannya mutlak diperlukan surat atau memo pengantar.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan berbentuk Campuran<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">Laporan ini tidak lain gabungan antara bentuk naskah dengan memo atau surat. Dibuat begini karena isinya cukup kompleks sehingga harus dipadukan dengan bentuk naskah agar pengkodean bagian – baiannya lebih mudah dilakukan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:36.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">2. Berdasarkan Waktu Penyampaian<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan Insidental<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">Laporan ini tidak disampaikan secara rutin, hanya sekali- sekali saja dalam rangka suatu kegiatan yang tidak terjadwal tetap.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan Periodik<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">Ditulis dalam suatu periode tertentu dan dinamai sesuai periodenya pula. Contoh: Laporan harian, Mingguan, Bulanan dan seterusnya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:35.7pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">3. Berdasarkan Maksud pelaporan<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan informativ, yaitu laporan yang dimaksudkan untuk memberi informasi dan bukan dimaksudkan untuk memberi analisis atau rekomendasi. Titik pentingnya adalah pemberian informasi yang akurat dan terinci.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:5.0pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan rekomendasi, yaitu laporan yang di samping memberikan informasi juga menyertakan pendapat si pelapor, dengan maksud memberikan rekomendsasi (usul yang tidak mengikat). Meski demikian akurasi dan rincian informasi tetap diperlukan supaya rekomendasi yang diberikan juga meyakinkan.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:5.0pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan analitis, yaitu laporan yang memuat sumbangan pikiran si pelapor, bisa berupa pendapat atau saran, setelah melalui analitis yang matang dan mendalam. Kebanyakan laporan akademis berada pada kategori ini.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:5.0pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan Pertanggung jawaban, dii mana si pelapor memberi gambaran tentang pekerjaan yang sedang dilaksanakan (Progress report) atau sudah dilaksanakan (bersifat evaluatif). <o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:5.0pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:72.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan Kelayakan (feasibility report), Pelapor menganalisis suatu situasi atau masalah secara mendalam untuk menuju penilaian yang bersifat pilihan: layak atau tidak. Berbagai alternative dinanalisis, kemudian ditentukan mana yang lebih baik.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:5.0pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:36.0pt;text-align:justify;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">4. Laporan menurut bahasa yang digunakan<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:5.0pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:75.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan yang ditulis secara popular, yaitu menggunakan kata-kata sederhana, kadang-kadang diselingi dengan kalimat humor/lucu. Bentuk laporan ini bisa disebut juga dengan laporan non formal, yaitu laporan yang tidak memenuhi beberapa unsure formal. Laporan ini bersifat pribadi yang disesuaikan dengan kepentingan penulisannya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:5.0pt;margin-right:0cm;margin-bottom:6.0pt; margin-left:75.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">· Laporan yang ditulis secara ilmiah, yaitu sebagai hasil peneliti. Biasanya isinya singkat tetapi padat dan sistematis serta logis. Bentuk laporan ini disebut dengan laporan formal.<o:p></o:p></span></p> <p class="MsoListParagraph" style="mso-margin-top-alt:auto;margin-bottom:6.0pt; mso-add-space:auto;text-align:justify;text-indent:-18.0pt;line-height:150%; mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia;color:#333333"><span style="mso-list:Ignore">4.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">FUNGSI LAPORAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:6.0pt; margin-left:36.0pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">Penyampaian laporan biasanya dilakukan oleh seorang bawahan kepada atasan, dalam hal ini adalah atasan yang memberikan tugas / perintah atau yang mempunyai fungsi kontrol dan pengawasan atas dirinya atau atas kegiatan yang dilaporkan. Laporan juga bisa bersifat koordinatif (komunikasi horizontal) bila ditulis oleh petugas dengan posisi sejajar dengan pembacanaya.<br />Atas dasar itu pelaporan mengandung empat fungsi:<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:90.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">1. Fungsi informatif, laporan digunakan sebagai sumber informasi bagi pembacanya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:90.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">2. Fungsi pertanggung jawaban, laporan merupakan suatu bentuk pertanggungjawaban penulis terhadap pembaca laporan / atasannya, atau tugas yang harus dan telah dilaksanakannya.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:90.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">3. Fungsi pengawasan, dengan membaca laporan seorang atasan bisa mengawasi bawahan serta tugas yang dilakukan bawahan tanpa harus melihat langsung.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:90.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">4. Fungsi pengambilan keputusan, Laporan dari bawahan dapat digunakan oleh atasan sebagai bahan pertimbangan pengambilan keputusan. Juga berlaku untuk laporan koordinatif. Seorang Kepala Bagian atau Manajer dapat menggunakan laporan Manajer lain untuk membuat keputusan di bagiannya sendiri.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:6.0pt; margin-left:90.0pt;text-align:justify;text-indent:-18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333"><o:p> </o:p></span></p> <p class="MsoListParagraph" style="margin-bottom:6.0pt;mso-add-space:auto; text-align:justify;text-indent:-18.0pt;line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia;color:#333333"><span style="mso-list:Ignore">5.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">SISTEMATIKA LAPORAN<o:p></o:p></span></b></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:36.0pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">Hendaknya dalam membuat laporan, laporan tersebut dapat menjawab semua pertanyaan mengenai: apa (WHAT), mengapa(WHY), siapa(WHO), dimana(WHERE), kapan (WHEN), dan bagaimana (HOW). Dalam penyusunan laporan, urutan isi laporan sebaiknya diatur, sehingga penerima laporan dapat mudah memahaminya. Urutan isi laporan, sebagai berikut :<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">1. Pendahuluan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:18.0pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">Pada bagian pendahuluan, harus disebutkan tentang:<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:18.0pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">a. Latar belakang kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:18.0pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">b. Dasar hukum kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:18.0pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">c. Tujuan kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:18.0pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">d. Ruang lingkup isi laporan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:18.0pt;text-align:justify;text-indent:18.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">2. Isi laporan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:36.0pt;text-align:justify;text-indent:13.65pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">Pada bagian ini, harus dimuat segala sesuatu yang ingin dilaporkan, antara lain:<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">a. Jenis kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">b. Tempat dan waktu kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">c. Petugas kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">d. Persiapan dan rencana kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">e. Peseta kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">f. Pelaksanaan kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">g. Kesulitan dan hambatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">h. Hasil kegiatan<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:13.65pt;text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">i. Kesimpulan dan saran.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:35.45pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">3. Penutup<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:49.65pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333">Pada bagian ini, penulis dapat menuliskan ucapan terima kasih serta menambahkan kesimpulan dan saran.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:49.65pt;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; color:#333333"><o:p> </o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; text-align:justify;text-indent:36.0pt;line-height:150%"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman";color:#333333">SUMBER :<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><a href="http://elearning.gunadarma.ac.id/docmodul/pengantar_organisasi_dan_metode/bab8_penulisan_laporan.pdf">http://elearning.gunadarma.ac.id/docmodul/pengantar_organisasi_dan_metode/bab8_penulisan_laporan.pdf</a><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><a href="http://wartawarga.gunadarma.ac.id/2010/06/pengertian-laporan/">http://wartawarga.gunadarma.ac.id/2010/06/pengertian-laporan/</a><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><a href="http://www.pusdiknakes.or.id/info/ujian/bhsindo.pdf">http://www.pusdiknakes.or.id/info/ujian/bhsindo.pdf</a><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpLast" style="text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><a href="http://jilena.blogdetik.com/2009/03/10/membuat-laporan/">http://jilena.blogdetik.com/2009/03/10/membuat-laporan/</a><o:p></o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-49018101754918758672011-03-25T09:05:00.000-07:002011-03-25T09:07:45.814-07:00PENGUMPULAN DATA<p class="MsoNormal" style="line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">METODE PENGUMPULAN DATA<o:p></o:p></span></b></p> <p class="MsoNormal" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Untuk mengumpulkan data dari sampel penelitian, dilakukan dengan metode tertentu sesuai dengan tujuannya. Dalam proses pengumpulan data tentu diperlukan sebuah alat atau instrumen pengumpul data. Alat pengumpul data dapat dibedakan menjadi dua yaitu pertama alat pengumpul data dengan menggunakan metode tes dan metode non tes.</span><o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in; margin-bottom:.0001pt;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1; vertical-align:baseline"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Georgia","serif";mso-fareast-font-family: Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Pengumpulan Data Dengan Metode Test<o:p></o:p></span></b></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in; margin-bottom:.0001pt;line-height:150%;vertical-align:baseline"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica"><o:p> </o:p></span></b></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">Test merupakan suatu metode penelitian psikologis untuk memperoleh informasi tentang berbagai aspek dalam tingkah laku dan kehidupan batin seseorang, dengan menggunakan pengukuran (measurement) yang menghasilkan suatu deskripsi kuantitatif tentang aspek yang diteliti.<br />Keunggulan metode ini adalah :<br />- Lebih akurat karena test berulang-ulang direvisi.<br />- Instrument penelitian yang objektif.<br />- Sedangkan kelemahan metode ini adalah :<br />- Hanya mengukur satu aspek data.<br />- Memerlukan jangka waktu yang panjang karena harus dilakukan secara berulang-ulang.<br />- Hanya mengukur keadaan siswa pada saat test itu dilakukan.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica"><o:p> </o:p></span></b></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica"><span style="mso-spacerun:yes"> </span>1.1. Jenis-jenis Tes<o:p></o:p></span></b></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">a. Tes Intelegensi<br />Tes kemampuan intelektual, mengukur taraf kemampuan berfikir, terutama berkaitan dengan potensi untuk mencapi taraf prestasi tertentu dalam belajar di sekolah (Mental ability Test; Intelegence Test; Academic Ability Test; Scholastic Aptitude Test). Jenis data yang dapat diambil dari tes ini adalah kemampuan intelektual atau kemampuan akademik.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">b. Tes Bakat<br />Tes kemampuan bakat, mengukur taraf kemampuan seseorang untuk berhasil dalam bidang studi tertentu, program pendidikan vokasional tertentu atau bidang pekerjaan tertentu, lingkupnya lebih terbatas dari tes kemampuan intelektual (Test of Specific Ability; Aptitude Test ). Kemampuan khusus yang diteliti itu mencakup unsur-unsur intelegensi, hasil belajar, minat dan kepribadian yang bersama-sama memungkinkan untuk maju dan berhasil dalam suatu bidang tertentu dan mengambil manfaat dari pengalaman belajar dibidang itu.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">c. Tes Minat<br />Tes minat, mengukur kegiatan-kegiatan macam apa paling disukai seseorang. Tes macam ini bertujuan membantu orang muda dalam memilih macam pekerjaan yang kiranya paling sesuai baginya (Test of Vocational Interest).<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">d. Tes Kepribadian<br />Tes kepribadian, mengukur ciri-ciri kepribadian yang bukan khas bersifat kognitif, seperti sifat karakter, sifat temperamen, corak kehidupan emosional, kesehatan mental, relasi-relasi social dengan orang lain, serta bidang-bidang kehidupan yang menimbulkan kesukaran dalam penyesuaian diri. Tes Proyektif, meneliti sifat-sifat kepribadian seseorangmelalui reaksi-reaksinya terhadap suatu kisah, suatu gambar atau suatu kata; angket kepribadian, meneliti berbagai ciri kepribadian seseorang dengan menganalisa jawaban-jawaban tertulis atas sejumlah pertanyaan untuk menemukan suatu pola bersikap, bermotivasi atau bereaksi emosional, yang khas untuk orang itu.<br />Kelemahan Tes Proyektif hanya diadministrasi oleh seorang psikolog yang berpengalaman dalam menggunakan alat itu dan ahli dalam menafsirkannya.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">e.Tes Perkembangan Vokasional<br />Tes vokasional, mengukur taraf perkembangan orang muda dalam hal kesadaran kelak akan memangku suatu pekerjaan atau jabatan (vocation); dalam memikirkan hubungan antara memangku suatu jabatan dan cirri-ciri kepribadiannya serta tuntutan-tuntutan social-ekonomis; dan dalam menyusun serta mengimplementasikan rencana pembangunan masa depannya sendiri. Kelebihan tes semacam ini meneliti taraf kedewasaan orang muda dalam mempersiapkan diri bagi partisipasinya dalam dunia pekerjaan (career maturity).<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:27.0pt;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">f. Tes Hasil Belajar (Achievement Test)<br />Tes yang mengukur apa yang telah dipelajari pada berbagai bidang studi, jenis data yang dapat diambil menggunakan tes hasil belajar (Achievement Test) ini adalah taraf prestasi dalam belajar.<o:p></o:p></span></p> <p class="MsoNormal" style="line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in; margin-bottom:.0001pt;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1; vertical-align:baseline"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Georgia","serif";mso-fareast-font-family: Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Pengumpulan Data Dengan Metode Non Test<o:p></o:p></span></b></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in; margin-bottom:.0001pt;line-height:150%;vertical-align:baseline;border-style: initial;border-color:initial;outline-width: 0px;outline-style: initial; outline-color: initial;background-image:initial;background-attachment:initial; background-origin: initial;background-clip: initial;background-position:initial initial; background-repeat:initial initial"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><o:p> </o:p></span></b></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica">Untuk melengkapi data hasil tes akan lebih akurat hasilnya bila dipadukan dengan data-data yang dihasilkan dengan menggunakan tehnik yang berbeda, berikut disajikan alat pengumpul data dalam bentuk non tes.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.25in;line-height:150%; mso-list:l1 level1 lfo2;vertical-align:baseline;border-style:initial; border-color:initial;outline-width: 0px;outline-style: initial;outline-color: initial; background-image:initial;background-attachment:initial;background-origin: initial; background-clip: initial;background-position:initial initial;background-repeat: initial initial"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif";mso-fareast-font-family:Georgia; mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Observasi</span></b><span style="font-family: "Georgia","serif";mso-bidi-font-family:Helvetica"><br />Observasi diartikan pengamatan dan pencatatan secara sistematik terhadap gejala yang tampak pada objek penelitian. Berikut alat dan cara melaksanakan observasi :<br /><b style="mso-bidi-font-weight:normal">Keunggulan metode ini adalah :<br /></b>- Banyak gejala yang hanya dapat diselidiki dengan observasi, hasilnya lebih akurat dan sulit dibantah.<br />- Banyak objek yang hanya bersedia diambil datanya hanya dengan observasi, misalnya terlalu sibuk dan kurang waktu untuk diwawancarai atau menisci kuisioner.<br />- Kejadian yang serempak dapat diamati dan dan dicatat serempak pula dengan memperbanyak observer.<br />- Banyak kejadian yang dipandang kecil yang tidak dapat ditangkap oleh alat pengumpul <span style="mso-spacerun:yes"> </span>data yang lain, yang ternyata sangat menentukan hasil penelitian.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Kelemahan metode ini adalah :<br /></span></b><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica">- Observasi tergantung pada kemampuan pengamatan dan mengingat.<br />- Kelemahan-kelemahan observer dalam pencatatan.<br />- Banyak kejadian dan keadaan objek yang sulit diobservasi, terutama yang menyangkut kehidupan peribadi yang sangat rahasia.<br />- Oberservasi sering menjumpai observee yang bertingkah laku baik dan menyenangkan karena tahu bahwa ia sedang diobservasi.<br />- Banyak gejala yang hanya dapat diamati dalam kondisi lingkungan tertentu, sehingga dapat terjadi gangguan yang menyebabkan observasi tidak dapat dilakukan.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">b. Kuesioner<br /></span></b><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica">Alat ini memuat sejumlah item atau pertanyaan yang harus dijawab oleh siswa secara tertulis juga. Dengan mengisi angket ini siswa memberikan keterangan tentang sejumlah hal yang relevan bagi keperluan bimbingan, seperti keterangan tentang keluarga, kesehatan jasmani, riwayat pendidikan, pengalaman belajar sekolah dan dirumah, pergaulan social, rencana pendidikan lanjutan, kegiatan diluar sekolah, hobi dan mungkin kesukaran yang mungkin dihadapi.<br /><b style="mso-bidi-font-weight:normal">Keunggulan :<br /></b>- Dalam waktu singkat diperoleh banyak keterangan.<br />- Pengisiannya dapat dilakukan dikelas, siswa dapat menjawab sesuai dengan keadaannya tanpa dipengaruhi oleh orang lain.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica"><o:p> </o:p></span></b></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Kelemahan :<br /></span></b><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica">- Siswa tidak dapat memberikan keterangan lebih lanjut karena jawaban terbatas pada hal-hal yang ditanyakan.<br />- Siswa dapat menjawab tidak sesuai dengan keadaan yang sebenarnya jika dia menghendaki demikian.<br />- Jawaban hanya mengungkap keadaan siswa pada saat angket diisi.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">c. Wawancara Informasi</span></b><span style="font-family:"Georgia","serif";mso-bidi-font-family:Helvetica"><br />Wawancara informasi merupakan salah satu metode pengumpulan data untuk memperoleh data dan informasi dari siswa secara lisan. Proses wawancara dilakukan dengan cara tatap muka secara langsung dengan siswa. Selama proses wawancara petugas bimbingan mengajukan pertanyaan, meminta penjelasan dan jawaban dari pertanyaan yang diberikan dan membuat catatan mengenai hal-hal yang diungkapkan kepadanya.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica"><br /><b style="mso-bidi-font-weight:normal">Keunggulan :</b><br />- Diperoleh informasi dalam suasana komunikasi secara langsung, yang memungkinkan siswa selain memberikan data factual seperti yang ditulis dalan angket, juga mengungkapkan sikap, pikiran, harapan, dan perasaan.<br />- Rumusan pertanyaan dapat disesuaikan dengan daya tangkap siswa.<br />- Dapat ditanyakan hal-hal yang bersifat sensitive, seperti suasana keluarga, corak pergaulan dengan saudara kandung dan teman sebaya, penggunaan bahan narkotika, pengalaman seksual, dsb.<br />- Interview penting untuk memperoleh informasi, tidak hanya merngenai item-item yang factual seperti yang biasa tercakup pada kuesioner pengumpul data-siswa, namun juga mengenai sikap, ambisi dan hal afektif lain yang menyusun studi kasus ini.<br />- Fact-Finding interview dapat digunakan karena data sebelumnya tidak jelas atau karena perasaan yang mendasari perlu ditemukan dan dipahami.<o:p></o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%; vertical-align:baseline"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica"><o:p> </o:p></span></p> <p style="margin:0in;margin-bottom:.0001pt;line-height:150%;vertical-align: baseline;border-style:initial;border-color:initial;outline-width: 0px; outline-style: initial;outline-color: initial;background-image:initial; background-attachment:initial;background-origin: initial;background-clip: initial; background-position:initial initial;background-repeat:initial initial"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Georgia","serif"; mso-bidi-font-family:Helvetica">Kelemahan :<br /></span></b><span style="font-family:"Georgia","serif";mso-bidi-font-family: Helvetica">- Memakan banyak waktu bagi petugas bimbingan.<br />- Siswa berprasangka terhadap petugas bimbingan dan memberikan informasi yang tidak sesuai dengan kenyataan.<br />- Petugas bimbingan mendengarkan terlalu selektif atau bertanya-tanya dengan cara yang sugestif.<br />pembuatan catatan memberikan kesan kepada siswa bahwa dia sedang berhadapan dengan petugas kepolisian.<br />- Interview mungkin mengubah informasi mengenai interview mereka sendiri, reaksi mereka, dan pengalaman mereka.<br />- Interview dapat menjadikan sumber kesalahan. Mereka dapat mencatat informasi karena “pendengaran yang selektif”. Mungkin mereka hanya gagal mendengarkan pernyataan interviewee yang bertentangan dengan opini,reaksi, sikap atau ide tentang situasi mereka sendiri.<o:p></o:p></span></p> <p class="MsoNormal"><o:p> </o:p></p> <p class="MsoNormal" style="text-indent:-9.0pt"><span style="font-size:12.0pt; line-height:115%;font-family:"Georgia","serif"">SUMBER :<o:p></o:p></span></p> <p class="MsoNormal" style="text-indent:-9.0pt"><span style="font-size:12.0pt; line-height:115%;font-family:"Georgia","serif""><a href="http://dinulislamjamilah.wordpress.com/2010/04/12/metode-pengumpulan-data/">http://dinulislamjamilah.wordpress.com/2010/04/12/metode-pengumpulan-data/</a><o:p></o:p></span></p> <p class="MsoNormal" style="text-indent:-9.0pt"><span style="font-size:12.0pt; line-height:115%;font-family:"Georgia","serif""><a href="http://eko13.wordpress.com/2008/03/18/jenis-data-dan-metode-pengumpulan-data/">http://eko13.wordpress.com/2008/03/18/jenis-data-dan-metode-pengumpulan-data/</a><o:p></o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-52841005425699241912011-03-18T08:05:00.000-07:002011-03-18T08:25:17.923-07:00TAHAPAN DALAM MENULIS KARYA TULIS ILMIAH<p class="MsoNormal" style="line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif"">Tahapan-tahapannya adalah</span></p><p class="MsoNormal" style="line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">A. MENENTUKAN TOPIK</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Pengertian Topik<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:.25in;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Topik adalah </span><span class="apple-style-span"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Inti"><span style="color:windowtext">inti</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">utama dari seluruh isi</span></span><span class="apple-converted-space"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Tulisan" title="Tulisan" style="background-attachment: initial;background-origin: initial;background-clip: initial;background-color: initial;background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">tulisan</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">yang hendak disampaikan atau lebih dikenal dengan dengan topik</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/w/index.php?title=Pembicaraan&action=edit&redlink=1" title="Pembicaraan (halaman belum tersedia)" style="background-attachment:initial; background-origin: initial;background-clip: initial;background-color:initial; background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">pembicaraan</span></a>. Topik adalah hal yang pertama kali ditentukan ketika</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Penulis" style="background-attachment:initial;background-origin: initial;background-clip: initial; background-color:initial;background-position:initial initial;background-repeat: initial initial"><span style="color:windowtext">penulis</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">akan membuat tulisan. Topik yang masih awal tersebut, selanjutnya dikembangkan dengan membuat cakupan yang lebih</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/w/index.php?title=Sempit&action=edit&redlink=1" title="Sempit (halaman belum tersedia)" style="background-attachment:initial; background-origin: initial;background-clip: initial;background-color:initial; background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">sempit</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">atau lebih</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Luas" style="background-attachment:initial; background-origin: initial;background-clip: initial;background-color:initial; background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">luas</span></a>.Terdapat beberapa kriteria untuk sebuah topik yang dikatakan baik, diantaranya adalah topik tersebut harus mencakup keseluruhan isi tulisan, yakni mampu menjawab</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Pertanyaan" style="background-attachment: initial;background-origin: initial;background-clip: initial;background-color: initial;background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">pertanyaan</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">akan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Masalah" style="background-attachment:initial; background-origin: initial;background-clip: initial;background-color:initial; background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">masalah</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">apa yang hendak ditulis.Ciri utama dari topik adalah cakupannya atas suatu permasalahan msih bersifat</span></span><span class="apple-converted-space"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial"> </span></span><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial"><a href="http://id.wikipedia.org/wiki/Umum" style="background-attachment: initial;background-origin: initial;background-clip: initial;background-color: initial;background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">umum</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">dan belum diuraikan secara lebih men<a href="http://id.wikipedia.org/w/index.php?title=Detail&action=edit&redlink=1" title="Detail (halaman belum tersedia)" style="background-attachment:initial; background-origin: initial;background-clip: initial;background-color:initial; background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext">detail</span></a>.<sup id="cite_ref-Karangan_0-2"><o:p></o:p></sup></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><sup><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p> </o:p></span></sup></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">Syarat topik yang baik</span></b></span><b style="mso-bidi-font-weight:normal"><sup><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></sup></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:40.5pt;mso-add-space: auto;line-height:150%"><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif"">a. Topik harus menarik perhatian penulis.</span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><br /><span class="apple-style-span">Topik yang menarik perhatian akan memotivasi pengarang penulis secara terus-menerus mencari data-data untuk memecahkan masalah-masalah yang dihadapinya.Penulis akan didorong agar dapat menyelesaikan tulisan itu sebaik-baiknya.Suatu topik sama sekali tidak disenangi penulis akan menimbulkan kesalahan.Bila terdapat hambatan ,penulis tidak akan berusaha denngan sekuat tenaga untuk mengumpulkan data dan fakta yang akan digunakan untuk memecahka masalah.</span><br /><span class="apple-style-span">b. Diketahui oleh penulis.</span><br /><span class="apple-style-span">Penulis hendaklah mengerti atau mengetahui meskipun baru prinsip-perinsip ilmiahnya.</span><br /><span class="apple-style-span">Contoh:</span><br /><span class="apple-style-span">• Mencari sumber-sumber data .</span><br /><span class="apple-style-span">• Metode atau penerapan yang digunakan.</span><br /><span class="apple-style-span">• Metode analisis yang akan digunakan.</span><br /><span class="apple-style-span">• Buku-buku referensi yang digunakan.</span><br /><span class="apple-style-span">c. Jangan terlalu baru,jangan terlalu teknis dan jangan terlalu kontroversial.</span><br /><span class="apple-style-span">Bagi penulis pemula,topik yang baru kemungkinan belum ada referensinya dalam kepustakaan.Topik yang terlalu teknis kemungkinan dapat menjebak penulis bila tidak benar-benar menguasai bahan penulisannya.Topik yang kontroversial akan menimbulkan kesulitan untuk bertindak secara objektif.</span><br /><span class="apple-style-span">d. Bermanfaat.</span><br /><span class="apple-style-span">Topik yang dipilih hendaknya bermanfaat. Ditinjau dari segi akademis dapat mengembangkan ilmu pengetahuan dan dapat berguna dalam ehidupan sehari-hari maupun dari segi praktis.</span><br /><span class="apple-style-span">e. Jangan terlau luas.</span><br /><span class="apple-style-span">Penulis harus membatasi topik yang akan ditulis.Setipa penulis harus betul-betul yakin bahwa topik yang dipilihnya cukup sempit dan berbatas untuk digarap sehingga tulisannya dapat terfokus.</span><br /><span class="apple-style-span">f. Topik yang dipilih harus berada disekitar kita.</span><br /><span class="apple-style-span">g. Topik yang dipilih harus yang menarik.</span><br /><span class="apple-style-span">h. Topik yang dipilih ruang lingkup sempit dan terbatas.</span><br /><span class="apple-style-span">i. Topik yang dipilih memiliki data dan fakta yang obyektif.</span><br /><span class="apple-style-span">j. Topik yang dipilih harus kita ketahui prinsip-prinsip ilmiahnya. topik yang di pilih jangan terlalu baru.</span><br /><span class="apple-style-span">k. Topik yang dipilih memiliki sumber acuan.</span><br /><span class="apple-style-span">Cara pembatasan Topik yaitu :</span><br /><span class="apple-style-span">Pembatasann topik sekurang-kurangnya dapat membantu pengarang dalam beberapa hal:</span><br /><span class="apple-style-span">• Memungkinkan pennulis penuh dengan keyakinan dan kepercayaan bahwa topik tersebut benar-benar diketahuinya.</span><br /><span class="apple-style-span">• Memungkinkan penulis mengadakan penelitian lebih intensif mengenai masalahnya.</span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><b>B. MENGUMPULKAN BAHAN</b></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><br /><span class="apple-style-span">Setelah memilih topik dan menentukan tema penulisan, penulis mulai mengumpulkan bahan. Bahan bisa didapatkan dari berbagai media cetak maupun elektronika. Bahan-bahan tersebut dikumpulkan terutama yang relevan dengan topik dan tema yang akan ditulis. Pemilihan bahan yang relevan ini bisa dengan cara membaca atau mempelajari bahan secara sepintas serta menilai kualitas isi bahan. Bahan yang sudah terkumpul tersebut bisa dimanfaatkan untuk memperkaya pengetahuan penulis dan sebagai landasan teoretis dari karya tulis tersebut.</span><span class="apple-converted-space"> </span></span></p><p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><span class="apple-converted-space"></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">C.<span class="Apple-style-span" style="font-weight: normal;"> </span>MERENCANAKAN KERANGKA KARANGAN</span></b></p><p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;line-height:150%; mso-list:l1 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"> Setelah memilih topik dan menentukan tema penulisan, serta mengumpulkan bahan yang relevan, penulis mulai merencanakan susunan kerangka penulisan. Wahab (1994:29) menyebutkan tiga alasan penulis perlu menyusun kerangka penulisan. <sup><o:p></o:p></sup></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Tiga alasan tersebut adalah: <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(1) penyusunan kerangka dapat membantu penulis mengorganisasikan ide-idenya, <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(2) penyusunan kerangka mempercepat proses penulisan, dan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(3) penyusunan kerangka dapat meningkatkan kualitas bahasa.</span></span></p><p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"></span><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""><span class="Apple-style-span" ><span class="Apple-style-span" style="font-size: 16px; line-height: 24px;"><b>D</b>. </span></span> </span></span></span></b><b><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">SURVEI LAPANGAN</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Ini merupakan langkah-langkah menulis karya ilmiah yang pertama, yaitu melakukan pengamatan atas obyek yang diteliti. Menetapkan masalah dan tujuan yang akan diteliti dan dijadikan karya ilmiah. Langkah ini merupakan titik acuan Anda dalam proses penulisan atau penelitian.</span></p><p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-bottom: .0001pt;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""><span class="Apple-style-span" ><span class="Apple-style-span" style="font-size: 16px; line-height: 24px;"><b>E</b>. </span></span> </span></span></span></b></span><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">PENULISAN KARYA ILMIAH</span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Setelah kerangka penulisan karya ilmiah tersusun, langkah selanjutnya yang dilakukan penulis adalah mengembangkan kerangka penulisan karya ilmiah tersebut menjadi paragraf-paragraf pengembangan. Pengembangan sebuah paragraf harus memperhatikan hal-hal berikut ini. <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(1) Pilihan kata dalam setiap kalimat dalam paragraf. <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(2) Kalimat-kalimat dalam paragraf harus saling mendukung (tidak ada kalimat sumbang, yakni yang tidak mendukung ide pokok dalam paragraf). <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(3) Setiap paragraf mengandung satu ide pokok yang dikembangkan dengan beberapa ide penjelas.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(4) Bahasa yang digunakan mengikuti kaidah yang berlaku. <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(5) Ejaan dan tanda baca harus diperhatikan. <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(6) Ada keterpaduan antara paragraf satu dengan paragraf berikutnya.</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span></p><p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">F.<span class="Apple-style-span" style="font-weight: normal;"> </span>PENYUNTINGAN, REVISI, DAN DRAF FINAL</span></b></p><p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;line-height:150%; mso-list:l1 level1 lfo1"><span class="apple-style-span"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">Setelah kerangka dikembangkan menjadi beberapa paragraf dengan memperhatikan beberapa hal dalam pengembangannya, kegiatan berikutnya adalah penyuntingan. Penyuntingan ini dapat dilakukan oleh penulis itu sendiri, dapat juga dengan bantuan orang lain. Proses penyuntingan ini meliputi beberapa unsur, yaitu: <sup><o:p></o:p></sup></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(a) teknis penulisan (sistematika, ejaan, dan tanda baca), <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(b) kalimat, <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(c) paragraf, <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(d) bahasa, dan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">(e) isi.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span style="mso-spacerun:yes"> </span>Setelah melalui proses penyuntingan ini, penulis mulai merevisi karya tulisnya. Pada akhirnya, draf final karya tulis ilmiah tersebut dapat disusun dan dipublikasikan.</span></span></p><p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"></span><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""><span class="Apple-style-span" ><span class="Apple-style-span" style="font-size: 16px; line-height: 24px;"><b>G.</b> </span></span> </span></span></span></b></span><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">MEMBANGUN BIBLIOGRAFI</span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">Kata bibliografi berasal dari bahasa Yunani dengan akar kata Biblion : yang berarti buku dan Graphein : yang bearti menulis, maka kata Bibliografi secara harfiah berarti penulisan buku. Dalam hal ini maka bibliografi berarti kegiatan teknis membuat deskripsi untuk suatu cantuman tertulis atau pustaka yang telah diterbitkan , yang tersusun secara sistematik berupa daftar menurut aturan yang dikehendaki. Dengan demikian tujuan bibliografi adalah untuk menegrtahui adanya suatu buku/pustaka atau sejumla buku/pustaka yang pernah diterbitkan.</span></span></p><p class="MsoListParagraphCxSpMiddle" style="line-height:150%"></p><ul><li><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Penyusunan Bibliografi</span></b></li></ul><p></p><p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""> <span style="mso-spacerun:yes"> </span>a. Nama pengarang diurutkan berdasarkan urutan abjad.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><span style="mso-spacerun:yes"> </span>b. Jika tidak ada nama pengarang, judul buku atau artikel yang dimasukkan dalam urutan abjad.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">c. Jika untuk seorang pengarang terdapat lebih dari satu bahan refrensi, untuk refrensi kedua dan seterusnya, nama pengarang tidak diikutsertakan, tetapi diganti dengan garis sepanjang 5 atau 7 ketikan.<br /><span style="mso-spacerun:yes"> </span>d. Jarak antara baris dengan baris untuk satu refrensi adalah satu spasi. Namun, jarak antara pokok dengan pokok lain adalah dua spasi.<br /><span style="mso-spacerun:yes"> </span>e. Baris pertama dimulai dari margin kiri. Baris kedua dan seterusnya dari tiap pokok harus dimasukkan ke dalam sebanyak tiga atau empat ketikan.</span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></p> <p class="MsoNormal" style="line-height:150%"><span class="apple-style-span"><i style="mso-bidi-font-style:normal"><sup><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><o:p> </o:p></span></sup></i></span></p> <p class="MsoListParagraphCxSpFirst" style="line-height:150%"><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><i style="mso-bidi-font-style:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">SUMBER :</span></i></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://id.wikipedia.org/wiki/Topik">http://id.wikipedia.org/wiki/Topik</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://gustiayumade.wordpress.com/2010/10/16/syarat-topik-judul-dan-tema/">http://gustiayumade.wordpress.com/2010/10/16/syarat-topik-judul-dan-tema/</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://id.shvoong.com/social-sciences/education/2060113-langkah-langkah-penulisan-kti/">http://id.shvoong.com/social-sciences/education/2060113-langkah-langkah-penulisan-kti/</a></span></p> <p class="MsoListParagraphCxSpLast" style="line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><a href="http://kolom-biografi.blogspot.com/2010/05/pengertian-bibliografi-dan-manfaatnya.html">http://kolom-biografi.blogspot.com/2010/05/pengertian-bibliografi-dan-manfaatnya.html</a><o:p></o:p></span></p> <p class="MsoNormal" style="line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraph" style="margin-left:1.0in;mso-add-space:auto; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif""><o:p> </o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-1643199290894607912011-03-11T01:14:00.000-08:002011-03-11T01:44:46.541-08:00METODE ILMIAH<p class="MsoNormal"><span class="Apple-style-span" style="line-height: 18px;"><b></b></span></p><b><p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span><span class="Apple-style-span" style="font-weight: normal; "><b></b></span></p><b><p class="MsoListParagraphCxSpFirst" style="text-indent: -0.25in; display: inline !important; "><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"">PENGERTIAN METODE</span></p></b><p></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><span class="Apple-style-span" style="font-weight: normal;">Metode berasal dari Bahasa Yunani “Methodos’’ yang berarti cara atau jalan yang ditempuh.</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><span class="Apple-style-span" style="font-weight: normal;"> </span></span><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">Sehubungan dengan upaya ilmiah, maka metode menyangkut masalah cara kerja untuk dapat memahami objek yang menjadi sasaran ilmu yang bersangkutan. Fungsi metode berarti sebagai alat untuk mencapai tujuan.</span></span><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo1"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span class="Apple-style-span" style="font-weight: normal;">2.</span><span style="font:7.0pt "Times New Roman""> <b> </b></span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height: 115%;font-family:"Georgia","serif"">PENGERTIAN ILMIAH<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><span class="Apple-style-span" style="font-weight: normal;">Ilmu (atau ilmu pengetahuan) adalah seluruh usaha sadar untuk menyelidiki, menemukan dan meningkatkan pemahaman manusia dari berbagai segi kenyataan dalam alam manusia. Sedangkan ilmiah berarti bersifat ilmu.</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif""><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">Pembuktian berdasarkan percobaan dan fakta kongkrit kekinian maupun pembuktian teori yang ketat. Hal yang ilmiah selalu tergantikan dengan hal yang baru berarti penemuan ilmiah selalu bersifat temporer dan akan hangus apabila ada pembuktian baru yang menafikannya</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span><span class="Apple-style-span" style="font-weight: normal;">.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo1"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span class="Apple-style-span" style="font-weight: normal;">3.</span><span style="font:7.0pt "Times New Roman""> <b> </b></span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height: 115%;font-family:"Georgia","serif"">PENGERTIAN METODE ILMIAH<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;mso-list:l0 level1 lfo2"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:115%;font-family:"Arial","sans-serif";mso-fareast-font-family:Arial; color:black"><span class="Apple-style-span" style="font-weight: normal;">-</span><span style="font:7.0pt "Times New Roman""> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">merupakan proses ke</span><a href="http://id.wikipedia.org/wiki/Ilmu" title="Ilmu" style="background-attachment: initial;background-origin: initial;background-clip: initial;background-color: initial;background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">ilmuan</span></span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">untuk memperoleh</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Pengetahuan" style="background-attachment: initial;background-origin: initial;background-clip: initial;background-color: initial;background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">pengetahuan</span></span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">secara sistematis berdasarkan bukti fisis.</span></span><span class="Apple-style-span" style="font-weight: normal;"> lmuwan melakukan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Pengamatan" style="background-attachment: initial;background-origin: initial;background-clip: initial;background-color: initial;background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">pengamatan</span></span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">serta membentuk</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Hipotesis" style="background-attachment: initial;background-origin: initial;background-clip: initial;background-color: initial;background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">hipotesis</span></span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">dalam usahanya untuk menjelaskan fenomena</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Alam" style="background-attachment:initial;background-origin: initial;background-clip: initial; background-color:initial;background-position:initial initial;background-repeat: initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">alam</span></span></a><span class="Apple-style-span" style="font-weight: normal;">.</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/w/index.php?title=Prediksi&action=edit&redlink=1" title="Prediksi (halaman belum tersedia)" style="background-attachment:initial; background-origin: initial;background-clip: initial;background-color:initial; background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">Prediksi</span></span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">yang dibuat berdasarkan hipotesis tersebut diuji dengan melakukan</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Eksperimen" title="Eksperimen" style="background-attachment:initial;background-origin: initial;background-clip: initial; background-color:initial;background-position:initial initial;background-repeat: initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">eksperimen</span></span></a><span class="Apple-style-span" style="font-weight: normal;">. Jika suatu hipotesis lolos uji berkali-kali, hipotesis tersebut dapat menjadi suatu</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Teori" style="background-attachment:initial; background-origin: initial;background-clip: initial;background-color:initial; background-position:initial initial;background-repeat:initial initial"><span style="color:windowtext"><span class="Apple-style-span" style="font-weight: normal;">teori</span></span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">ilmiah.</span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif""><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;mso-list:l0 level1 lfo2"><span class="apple-style-span"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt; line-height:115%;font-family:"Arial","sans-serif";mso-fareast-font-family:Arial; color:black"><span class="Apple-style-span" style="font-weight: normal;">-</span><span style="font:7.0pt "Times New Roman""> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">suatu pengejaran terhadap kebenaran yang diatur oleh pertimbangan-pertimbangan logis. Karena ideal dari ilmu adalah untuk memperoleh interelasi yang sistematis dari fakta-fakta, maka metode ilmiah berkehendak untuk mencari jawaban tentang fakta-fakta dengan menggunakan pendekatan kesangsian sistematis. Karena itu, penelitian dan metode ilmiah mempunyai hubungan yang dekat sekali, jika tidak dikatakan sama. Dengan adanya metode ilmiah, pertanyaan-pertanyaan dalam mencari dalil umum akan mudah terjawab, seperti menjawab seberapa jauh, mengapa begitu, apakah benar, dan sebagainya.</span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif""><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto"><span class="apple-converted-space"><span style="font-size:12.0pt; line-height:115%;font-family:"Georgia","serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo1"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia">4.<span style="font:7.0pt "Times New Roman""><b> </b></span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height: 115%;font-family:"Georgia","serif"">KARAKTERISITIK ATAU KRITERIA METODE ILMIAH<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">Supaya suatu metode yang digunakan dalam penelitian disebut metode ilmiah, maka metode tersebut harus mempunyai kriteria sebagai berikut:</span></span></span><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;"><br /></span> <span class="apple-style-span"><span class="Apple-style-span" style="font-weight: normal;">1. Berdasarkan fakta.</span></span><span class="Apple-style-span" style="font-weight: normal;"><br /></span> <span class="apple-style-span"><span class="Apple-style-span" style="font-weight: normal;">2. Bebas dari prasangka (bias)</span></span><span class="Apple-style-span" style="font-weight: normal;"><br /></span> <span class="apple-style-span"><span class="Apple-style-span" style="font-weight: normal;">3. Menggunakan prinsip-prinsip analisa.</span></span><span class="Apple-style-span" style="font-weight: normal;"><br /></span> <span class="apple-style-span"><span class="Apple-style-span" style="font-weight: normal;">4. Menggunakan hipotesa</span></span><span class="Apple-style-span" style="font-weight: normal;"><br /></span> <span class="apple-style-span"><span class="Apple-style-span" style="font-weight: normal;">5. Menggunakah ukuran objektif.</span></span><span class="Apple-style-span" style="font-weight: normal;"><br /></span> <span class="apple-style-span"><span class="Apple-style-span" style="font-weight: normal;">6. Menggunakan teknik kuantifikasi.</span></span><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo1"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span class="Apple-style-span" style="font-weight: normal;">5.</span><span style="font:7.0pt "Times New Roman""> <b> </b></span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height: 115%;font-family:"Georgia","serif"">TUJUAN METODE ILMIAH<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;">Tujuan</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;">METODE ILMIAH</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;">adalah mendapatkan pengetahuan ilmiah</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><em><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;">(yang rasional, yang teruji)</span></span></em><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;"> </span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif";mso-bidi-font-family:"Lucida Sans Unicode""><span class="Apple-style-span" style="font-weight: normal;">sehingga merupakan pengetahuan yang dapat diandalkan</span></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:115%; font-family:"Georgia","serif""><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></span></p> <p class="MsoListParagraphCxSpMiddle"><span class="apple-converted-space"><span style="color:#3D3D3D"><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></span></p><p class="MsoListParagraphCxSpMiddle"><span class="apple-converted-space"><span style="color:#3D3D3D"><o:p><span class="Apple-style-span" >SUMBER :</span></o:p></span></span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""><a href="http://id.wikipedia.org/wiki/Metode"><span class="Apple-style-span" style="font-weight: normal;">http://id.wikipedia.org/wiki/Metode</span></a><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""><a href="http://definisi.net/story.php?title=ilmiah"><span class="Apple-style-span" style="font-weight: normal;">http://definisi.net/story.php?title=ilmiah</span></a><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""><a href="http://id.wikipedia.org/wiki/Metode_ilmiah"><span class="Apple-style-span" style="font-weight: normal;">http://id.wikipedia.org/wiki/Metode_ilmiah</span></a><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""><a href="http://www.aguschandra.com/2010/10/metode-ilmiah/"><span class="Apple-style-span" style="font-weight: normal;">http://www.aguschandra.com/2010/10/metode-ilmiah/</span></a><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoNormal"><span style="font-size:12.0pt;line-height:115%;font-family: "Georgia","serif""><a href="http://classassignment.wordpress.com/2009/03/30/metode-ilmiah/"><span class="Apple-style-span" style="font-weight: normal;">http://classassignment.wordpress.com/2009/03/30/metode-ilmiah/</span></a><o:p></o:p></span></p></b><p></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-32763950126913787852011-02-24T07:43:00.000-08:002011-02-24T08:10:28.826-08:00KARYA ILMIAH DAN KARYA NON ILMIAH<p class="MsoNormal" style="line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"">KARYA ILMIAH <o:p></o:p></span></b></p><p class="MsoNormal" style="line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif""></span></b></p><b style="mso-bidi-font-weight: normal"><p class="MsoListParagraph" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">A. </span></span></b><span class="Apple-style-span" style="font-weight: normal; line-height: normal; "><b style="mso-bidi-font-weight: normal"><b style="mso-bidi-font-weight: normal"><b style="mso-bidi-font-weight: normal"><b style="mso-bidi-font-weight: normal"><b></b></b></b></b></b></span></p><b style="mso-bidi-font-weight: normal"><b style="mso-bidi-font-weight: normal"><b style="mso-bidi-font-weight: normal"><b style="mso-bidi-font-weight: normal"><b><p class="MsoListParagraph" style="text-indent: -0.25in; line-height: 150%; display: inline !important; "><b><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia">A.<span style="font:7.0pt "Times New Roman""><b> </b></span></span></b><b><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Pengertian karya ilmiah</span></b></p></b></b></b></b></b><p></p><p></p><p></p><b style="mso-bidi-font-weight: normal"><b style="mso-bidi-font-weight:normal"></b><p></p></b><b style="mso-bidi-font-weight: normal"></b><p></p><p class="MsoListParagraph" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""></span></b></p><b style="mso-bidi-font-weight:normal"><p class="MsoListParagraph" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></b></p><o:p></o:p></b><p></p></b><p></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif"">Adalah <span style="mso-spacerun:yes"> </span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">laporan tertulis dan dipublikasi yang memaparkan hasil penelitian atau pengkajian yang telah dilakukan oleh seseorang atau sebuah tim dengan memenuhi kaidah dan etika keilmuan yang dikukuhkan dan ditaati oleh masyarakat keilmuan.</span> </p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""></span></p><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><p class="MsoListParagraph" style="margin-bottom:0in;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1; mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">A.<span style="font:7.0pt "Times New Roman""> <span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 16px; line-height: 24px;"><b>B.</b></span></span></span></span></span></b><b style="mso-bidi-font-weight:normal"></b></p><b style="mso-bidi-font-weight:normal"><p class="MsoListParagraph" style="margin-bottom: 0.0001pt; text-indent: -0.25in; line-height: 150%; display: inline !important; "><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Ciri-ciri karya ilmiah :</span></b></p></b><p></p><p></p><p></p><p></p><p></p></span><p></p> <p class="MsoListParagraph" style="margin-bottom:0in;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l1 level1 lfo2; mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">B.<span style="font:7.0pt "Times New Roman""> </span></span></span></b>Dalam karya ilmiah ada 4 aspek yang menjadi karakteristik utamanya, yaitu :</p><p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">a. struktur sajian<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Struktur sajian karya ilmiah sangat ketat, biasanya terdiri dari bagian awal (pendahuluan), bagian inti (pokok pembahasan), dan bagian penutup. Bagian awal merupakan pengantar ke bagian inti, sedangkan inti merupakan sajian gagasan pokok yang ingin disampaikan yang dapat terdiri dari beberapa bab atau subtopik. Bagian penutup merupakan simpulan pokok pembahasan serta rekomendasi penulis tentang tindak lanjut gagasan tersebut.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">b. komponen dan substansi<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Komponen karya ilmiah bervariasi sesuai dengan jenisnya, namun semua karya ilmiah mengandung pendahuluan, bagian inti, penutup, dan daftar pustaka. Artikel ilmiah yang dimuat dalam jurnal mempersyaratkan adanya abstrak.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">c. , sikap penulis<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Sikap penulis dalam karya ilmiah adalah objektif, yang disampaikan dengan menggunakan gaya bahasa impersonal, dengan banyak menggunakan bentuk pasif, tanpa menggunakan kata ganti orang pertama atau kedua.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">d. penggunaan bahasa<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Bahasa yang digunakan dalam karya ilmiah adalah bahasa baku yang tercermin dari pilihan kata/istilah, dan kalimat-kalimat yang efektif dengan struktur yang baku.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;line-height:150%"><span lang="FI" style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI">e. Objektif.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;line-height:150%"><span lang="FI" style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman";mso-ansi-language:FI">Keobjektifan ini tampak pada setiap fakta dan data yang diungkapkan berdasarkan kenyataan yang sebenarnya, tidak dimanipulasi. Juga setiap pernyataan atau simpulan yang disampaikan berdasarkan bukti-bukti yang bisa dipertanggungjawabkan. Dengan demikian, siapa pun dapat mengecek (memvertifikasi) kebenaran dan keabsahannya.</span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="SV" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV">f. <span style="mso-spacerun:yes"> </span>Netral. <o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="SV" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV">Kenetralan ini bisa terlihat pada setiap pernyataan atau penilaian bebas dari kepentingan-kepentingan tertentu baik kepentingan pribadi maupun kelompok. Oleh karena itu, pernyataan-pernyataan yang bersifat mengajak, membujuk, atau mempengaruhi pembaca perlu dihindarkan.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="SV" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV">g. <span style="mso-spacerun:yes"> </span>Sistematis. <o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="SV" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV">Uraian yang terdapat pada karya ilmiah dikatakan sistematis apabila mengikuti pola pengembangan tertentu, misalnya pola urutan, klasifikasi, kausalitas, dan sebagainya. Dengan cara demkian, pembaca akan bisa mengikutinya dengan mudah alur uraiannya.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="SV" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV">h. <span style="mso-spacerun:yes"> </span>Logis. <o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="SV" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:SV">Kelogisan ini bisa dilihat dari pola nalar yang digunakannya, pola nalar induktif atau deduktif. Kalau bermaksud menyimpulkan suatu fakta atau data digunakan pola induktif; sebaliknya, kalau bermaksud membuktikan suatu teori atau hipotesis digunakan pola deduktif.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="FI" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI">i. Menyajikan Fakta (bukan emosi atau perasaan).<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="FI" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI">Setiap pernyataan, uraian, atau simpulan dalam karya ilmiah harus faktual, yaitu menyajikan fakta. Oleh karena itu, pernyataan atau ungkapan yang emosional (menggebu-gebu seperti orang berkampanye, perasaan sedih seperti orang berkabung, perasaan senang seperti orang mendapatkan hadiah, dan perasaan marah seperti orang bertengkar) hendaknya dihindarkan.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="FI" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI">j. Tidak Pleonastis<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="FI" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI">Maksudnya kata-kata yang digunakan tidak berlebihan alias hemat. Kata-katanya jelas atau tidak berbelit- belit (langsung tepat menuju sasaran).</span><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""><o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:4.0pt;text-align:justify;line-height:150%"><span lang="FI" style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:FI">k. Bahasa yang digunakan adalah ragam formal.</span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""> <o:p></o:p></span></p> <p class="MsoListParagraph" style="margin-bottom:0in;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l1 level1 lfo2; mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">C. C. </span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Sikap ilmiah :</span></b></p><p class="MsoListParagraph" style="margin-bottom:0in;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1; mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></b></p><p class="MsoListParagraph" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></b></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Dalam penulisan karya ilmiah ada 7 sikap ilmiah yang merupakan sikap yang harus ada. Sikap-sikap ilmiah yang dimaksud adalah sebagai berikut :<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">a. Sikap ingin tahu. Sikap ingin tahu ini terlihat pada kebiasaan bertanya tentang berbagai hal yang berkaitan dengan bidang kajiannya.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">b. Sikap kritis. Sikap kritis ini terlihat pada kebiasaan mencari informasi sebanyak mungkin berkaitan dengan bidang kajiannya untuk dibanding-banding kelebihan-kekurangannya, kecocokan-tidaknya, kebenaran-tidaknya, dan sebagainya.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">c. Sikap terbuka. Sikap terbuka ini terlihat pada kebiasaan mau mendengarkan pendapat, argumentasi, kritik, dan keterangan orang lain, walaupun pada akhirnya pendapat, argumentasi, kritik, dan keterangan orang lain tersebut tidak diterima karena tidak sepaham atau tidak sesuai.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">d.Sikap objektif. Sikap objektif ini terlihat pada kebiasaan menyatakan apa adanya, tanpa diikuti perasaan pribadi.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">e. Sikap rela menghargai karya orang lain. Sikap menghargai karya orang lain ini terlihat pada kebiasaan menyebutkan sumber secara jelas sekiranya pernyataan atau pendapat yang disampaikan memang berasal dari pernyataan atau pendapat orang lain.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">f. Sikap berani mempertahankan kebenaran. Sikap ini menampak pada ketegaran membela fakta dan hasil temuan lapangan atau pengembangan walapun bertentangan atau tidak sesuai dengan teori atau dalil yang ada.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">g. Sikap menjangkau ke depan. Sikap ini dibuktikan dengan selalu ingin membuktikan hipotesis yang disusunnya demi pengembangan bidang ilmunya.<o:p></o:p></span></p> <p class="MsoListParagraph" style="margin-bottom:0in;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l1 level1 lfo2; mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">D.<span style="font:7.0pt "Times New Roman""> <span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 16px; line-height: 24px;"><b>D<span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 9px; line-height: normal;">. </span></span></b></span></span></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Macam-macam karya ilmiah :</span></b></p><p class="MsoListParagraph" style="margin-bottom:0in;margin-bottom:.0001pt; mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1; mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></b></p><p class="MsoListParagraph" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></b></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Adapun macam-macam karya ilmiah, yaitu :<br />a. Skripsi adalah karya tulis (ilmiah) mahasiswa untuk melengkapi syarat mendapatkan gelar sarjana (S1). Skripsi ditulis berdasarkan pendapat (teori) orang lain. Pendapat tersebut didukung data dan fakta empiris-objektif, baik berdasarkan penelitian langsung; observasi lapanagn atau penelitian di laboratorium, atau studi kepustakaan. Skripsi menuntut kecermatan metodologis hingga menggaransi ke arah sumbangan material berupa penemuan baru.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">b. Tesis<br />Tesis adalah jenis karya ilmiah yang bobot ilmiahnya lebih dalam dan tajam dibandingkan skripsi. Ditulis untuk menyelesaikan pendidikan pascasarjana. Dalam penulisannya dituntut kemampuan dalam menggunakan istilah tehnis; dari istilah sampai tabel, dari abstrak sampai bibliografi. Artinya, kemampuan mandiri —sekalipun dipandu dosen pembimbing— menjadi hal sangat mendasar. Sekalipun pada dasarnya sama dengan skripsi, tesis lebih dalam, tajam, dan dilakukan mandiri.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">c. Disertasi<br />Disertasi ditulis berdasarkan penemuan (keilmuan) orisinil dimana penulis mengemukan dalil yang dibuktikan berdasarkan data dan fakta valid dengan analisis terinci. Disertasi memuat penemuan-penemuan baru, pandangan baru yang filosofis, tehnik atau metode baru tentang sesuatu sebagai cerminan pengembangan ilmu yang dikaji dalam taraf yang tinggi.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: "Times New Roman""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight: normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">KARYA NON ILMIAH</span></b></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight: normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman""></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman""><span class="Apple-style-span" style="font-weight: normal; "><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">A.<span style="font:7.0pt "Times New Roman""> </span></span></span></b></span>Pengertian karya non ilmiah</span></b></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman""></span></b>Karya non-ilmiah adalah karangan yang menyajikan fakta pribadi tentang pengetahuan dan pengalaman dalam kehidupan sehari-hari, bersifat subyektif, tidak didukung fakta umum, dan biasanya menggunakan gaya bahasa yang popular atau biasa digunakan (tidak terlalu formal).</p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 150%;mso-layout-grid-align:none;text-autospace:none"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><o:p> </o:p></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 16px; line-height: 24px;"><b>B.</b></span></span></span></span></span></b><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""> </span></span></span></b><span class="Apple-style-span" style="line-height: normal; "><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:115%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"; mso-ansi-language:EN-US;mso-fareast-language:EN-US;mso-bidi-language:AR-SA">Ciri-ciri karya tulis non-ilmiah :</span></b></span></p><p class="MsoListParagraph" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">ditulis berdasarkan fakta pribadi,<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">fakta yang disimpulkan subyektif,<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">gaya bahasa konotatif dan populer,<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">tidak memuat hipotesis,<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">penyajian dibarengi dengan sejarah,<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">bersifat imajinatif,<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">situasi didramatisir,<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">bersifat persuasif.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:6.0pt; margin-left:.25in;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo1; tab-stops:list 1.0in"><span style="font-size:10.0pt; mso-bidi-font-size:12.0pt;line-height:150%;font-family:Symbol;mso-fareast-font-family: Symbol;mso-bidi-font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">tanpa dukungan bukti<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:.2in;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""> <b>C.</b> </span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""> </span></span></span><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Jenis-jenis yang termasuk karya non-ilmiah</span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:.2in;margin-left:74.25pt;mso-add-space:auto;text-indent:-.25in; line-height:150%;mso-list:l0 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">§<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Dongeng<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:.2in;margin-left:74.25pt;mso-add-space:auto;text-indent:-.25in; line-height:150%;mso-list:l0 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">§<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Cerpen<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:.2in;margin-left:74.25pt;mso-add-space:auto;text-indent:-.25in; line-height:150%;mso-list:l0 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">§<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Novel<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:.2in;margin-left:74.25pt;mso-add-space:auto;text-indent:-.25in; line-height:150%;mso-list:l0 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">§<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Drama<o:p></o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-top:0in;margin-right:0in; margin-bottom:.2in;margin-left:74.25pt;mso-add-space:auto;text-indent:-.25in; line-height:150%;mso-list:l0 level1 lfo4"><span style="font-size:12.0pt;line-height:150%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">§<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">roman.<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: normal;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 11.5pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: normal;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><b><i>SUMBER :</i></b></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: normal;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;font-family:"Georgia","serif""><a href="http://wartawarga.gunadarma.ac.id/2010/03/hakikat-karya-ilmiah-ciri-ciri-jenis-karya-ilmiah-sikap-ilmiah-dan-kesalahan-dalam-penulisan-ilmiah/">http://wartawarga.gunadarma.ac.id/2010/03/hakikat-karya-ilmiah-ciri-ciri-jenis-karya-ilmiah-sikap-ilmiah-dan-kesalahan-dalam-penulisan-ilmiah/</a></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: normal;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;font-family:"Georgia","serif""><a href="http://daudp65.byethost4.com/mki/mki7.htm">http://daudp65.byethost4.com/mki/mki7.htm</a><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: normal;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;font-family:"Georgia","serif""><o:p> </o:p></span><a href="http://fikarzone.wordpress.com/2011/02/15/karya-ilmiah-non-ilmiah/">http://fikarzone.wordpress.com/2011/02/15/karya-ilmiah-non-ilmiah/</a></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: normal;mso-layout-grid-align:none;text-autospace:none"><span style="font-size: 12.0pt;font-family:"Georgia","serif""><o:p> </o:p></span><a href="http://silvergrey23.blogspot.com/2010/11/wacana-non-ilmiah.html">http://silvergrey23.blogspot.com/2010/11/wacana-non-ilmiah.html</a></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-56797030900553179642011-02-21T06:49:00.003-08:002011-02-21T06:55:38.195-08:00PENALARAN DEDUKTIF<p class="MsoNormal" style="line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-size:14.0pt;line-height:150%;font-family:"Georgia","serif"">PENALARAN DEDUKTIF <o:p></o:p></span></b></p> <p class="MsoNormal" style="line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif"">Adalah </span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">suatu penalaran yang berpangkal pada suatu</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><em><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: Arial">peristiwa umum</span></em><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">, yang kebenarannya telah diketahui atau diyakini, dan berakhir pada suatu kesimpulan atau pengetahuan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><em><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">baru yang bersifat lebih khusus</span></em><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial">.<o:p></o:p></span></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Contoh :<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Sebuah sistem<span class="apple-converted-space"> </span><em><span style="font-family:"Georgia","serif";mso-bidi-font-family:Arial">generalisasi</span></em>.<o:p></o:p></span></p> <p style="margin-top:0in;margin-right:0in;margin-bottom:11.25pt;margin-left: 0in;line-height:150%"><span style="font-family:"Georgia","serif";mso-bidi-font-family: Arial">Laptop adalah barang eletronik dan membutuhkan daya listrik untuk beroperasi, DVD Player adalah barang elektronik dan membutuhkan daya listrik untuk beroperasi,<o:p></o:p></span></p> <p class="MsoNormal" style="line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Macam-macam penalaran deduktif adalah<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"></p><ol><li><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore"><span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Silogisme</span></b></li></ol><p></p><p class="MsoListParagraph" style="text-indent:-.25in;line-height:150%; mso-list:l0 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">adalah proses penalaran di mana dari dua proposisi (sebagai premis) ditarik suatu proposisi baru (berupa konklusi).<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%"><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Macam-macam silogisme yaitu<o:p></o:p></span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l1 level1 lfo2"><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman""> </span></span></span></b></span><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Silogisme Katagorial<o:p></o:p></span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Silogisme kategorial disusun berdasarkan klasifikasi premis dan kesimpulan yang kategoris. Premis yang mengandung predikat dalam kesimpulan disebut premis mayor, sedangkan premis yang mengandung subjek dalam kesimpulan disebut premis minor.</span></span><span class="apple-converted-space"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif""> <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Silogisme kategorial terjadi dari tiga proposisi, yaitu:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Premis umum : Premis Mayor (My)<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Premis khusus :Premis Minor (Mn)<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Premis simpulan : Premis Kesimpulan (K)</span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Dalam simpulan terdapat subjek dan predikat. Subjek simpulan disebut term mayor, dan predikat simpulan disebut term minor.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><span style="mso-tab-count:1"> </span><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:150%; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family: "Times New Roman""><span style="mso-tab-count:1"> </span><span style="mso-tab-count:1"> </span><b style="mso-bidi-font-weight:normal">Kaedah- kaedah dalam silogisme kategorial adalah :<o:p></o:p></b></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:67.5pt;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Silogisme harus terdiri atas tiga term yaitu : term mayor, term minor, term penengah.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:67.5pt;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Silogisme terdiri atas tiga proposisi yaitu premis mayor, premis minor, dan kesimpulan<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:67.5pt;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Dua premis yang negatif tidak dapat menghasilkan simpulan.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:67.5pt;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">4.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Bila salah satu premisnya negatif, simpulan pasti negative.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:67.5pt;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">5.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Dari premis yang positif, akan dihasilkan simpulan yang positif.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:67.5pt;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">6.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Dari dua premis yang khusus tidak dapat ditarik satu simpulan.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:67.5pt;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3; tab-stops:.5in 49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">7.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Bila premisnya khusus, simpulan akan bersifat khusus. Dari premis mayor khusus dan premis minor negatif tidak dapat ditarik satu simpulan<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Contoh:</span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><br /><span class="apple-style-span">Contoh silogisme Kategorial:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">My : Semua mahasiswa adalah lulusan SLTA<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Mn : Badu adalah mahasiswa</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">K : Badu lulusan SLTA<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">My : Tidak ada manusia yang kekal</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Mn : Socrates adalah manusia</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">K : Socrates tidak kekal</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">My : Semua mahasiswa memiliki ijazah SLTA.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Mn : Amir tidak memiliki ijazah SLTA<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">K : Amir bukan mahasiswa</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l1 level1 lfo2"><span class="apple-converted-space"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">b.<span style="font:7.0pt "Times New Roman""> </span></span></span></b></span><span class="apple-converted-space"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">Silogisme Hipotesis<o:p></o:p></span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Silogisme yang terdiri atas premis mayor yang berproposisi konditional hipotesis.</span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><br /><span class="apple-style-span">Konditional hipotesis yaitu, bila premis minornya membenarkan anteseden, simpulannya membenarkan konsekuen. Bila minornya menolak anteseden, <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:.75in;mso-add-space:auto; text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">simpulannya juga menolak konsekuen.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:.25in;margin-bottom:.0001pt;text-indent:.5in;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Kaedah- kaedah<span style="mso-spacerun:yes"> </span>Silogisme Hipotesis :<o:p></o:p></span></b></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.75in;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Mengambil konklusi dari silogisme hipotetik jauh lebih mudah dibanding dengan silogisme kategorik. Tetapi yang penting di sini dalah menentukan 'kebenaran konklusinya bila premis-premisnya merupakan pernyataan yang benar.<br />Bila antecedent kita lambangkan dengan A dan konsekuen .engan B, jadwal hukum silogisme hipotetik adalah:<br />1) Bila A terlaksana maka B juga terlaksana.<br />2) Bila A tidak terlaksana maka B tidak terlaksana. (tidak sah = salah)<br />3) Bila B terlaksana, maka A terlaksana. (tidak sah = salah)<br />4) Bila B tidak terlaksana maka A tidak terlaksana<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:.75in;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Contoh :<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">My : Jika tidak ada air, manusia akan kehausan.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Mn : Air tidak ada.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">K : Jadi, Manusia akan kehausan.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">My : Jika tidak ada udara, makhluk hidup akan mati.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Mn : Makhluk hidup itu mati.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">K : Makhluk hidup itu tidak mendapat udara.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l1 level1 lfo2"><span class="apple-converted-space"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">c.<span style="font:7.0pt "Times New Roman""> </span></span></span></b></span><span class="apple-converted-space"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">Silogisme Alternatif<o:p></o:p></span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Silogisme yang terdiri atas premis mayor berupa proposisi alternatif.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><br /><span class="apple-style-span">Proposisi alternatif yaitu bila premis minornya membenarkan salah satu alternatifnya. <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Simpulannya akan menolak alternatif yang lain.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Contoh</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""> </span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><br /><span class="apple-style-span">My : Nenek Sumi berada di Bandung atau Bogor.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Mn : Nenek Sumi berada di Bandung.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">K : Jadi, Nenek Sumi tidak berada di Bogor.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif""><br /><span class="apple-style-span">My : Nenek Sumi berada di Bandung atau Bogor.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Mn : Nenek Sumi tidak berada di Bogor.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:.75in;mso-add-space:auto; text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">K : Jadi, Nenek Sumi berada di Bandung.<o:p></o:p></span></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.5in;text-indent:.25in;line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Kaedah-kaedah silogisme alternatif :<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-indent:-.25in;line-height:150%; mso-list:l4 level1 lfo4"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">A.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Silogisme disyungtif dalam arti sempit, konklusi yang dihasilkan selalu benar, apabila prosedur penyimpulannya valid</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-indent:-.25in;line-height:150%; mso-list:l4 level1 lfo4"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">B.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Silogisme disyungtif dalam arti luas, kebenaran koi adalah sebagai berikut:</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.25in;mso-add-space:auto;text-indent:-.25in;line-height:150%; mso-list:l2 level1 lfo5"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Bila premis minor mengakui salah satu alterna konklusinya sah (benar)<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-indent:.25in;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Contoh :<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.25in;mso-add-space:auto;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Rifki menjadi guru atau pelaut.</span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><br /><span class="apple-style-span">la adalah guru.</span><br /><span class="apple-style-span">Jadi bukan pelaut</span><br /><span class="apple-style-span">Rifki menjadi guru atau pelaut.</span><br /><span class="apple-style-span">la adalah pelaut.</span><br /><span class="apple-style-span">Jadi bukan guru<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.25in;mso-add-space:auto;text-indent:-.25in;line-height:150%; mso-list:l2 level1 lfo5"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">b.<span style="font:7.0pt "Times New Roman""> </span></span></span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman"">Bila premis minor mengingkari salah satu a konklusinya tidak sah (salah)</span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-indent:.25in;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Contoh :<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.25in;mso-add-space:auto;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Penjahat itu lari ke Surabaya atau ke Yogya.</span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><br /><span class="apple-style-span">Ternyata tidak lari ke Yogya.</span><br /><span class="apple-style-span">Jadi ia lari ke Surabaya. (Bisa jadi ia lari ke</span><span class="apple-converted-space"> </span><span class="apple-style-span">kota</span><span class="apple-converted-space"> </span><span class="apple-style-span">lain).</span><br /><span class="apple-style-span">Rifki menjadi guru atau pelaut.</span><br /><span class="apple-style-span">Ternyata ia bukan pelaut.</span><br /><span class="apple-style-span">Jadi ia guru. (Bisa jadi ia seorang pedagang)<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></span> </p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1"><b></b></p><b><p class="MsoListParagraph" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1"></p><ol><li><span class="Apple-style-span" style="font-weight: normal; "><b><p class="MsoListParagraph" style="text-indent: -0.25in; line-height: 150%; display: inline !important; "><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">2. Silogisme Entimem</span></b></span></p></b></span></li></ol><p></p></b><p></p><p class="MsoListParagraph" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-add-space:auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo1"><span class="apple-style-span"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-add-space:auto;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Silogisme ini jarang ditemukan dalam kehidupan sehari-hari, baik dalam tulisan maupun lisan. Yang dikemukakan hanya premis minor dan simpulan.</span></span><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><br /><br /><span class="apple-style-span">Contoh:</span><br /><span class="apple-style-span">- Dia menerima hadiah pertama karena dia telah menang dalam sayembara itu.</span><br /><span class="apple-style-span">- Anda telah memenangkan sayembara ini, karena itu Anda berhak menerima hadiahnya.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-add-space:auto;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%;tab-stops:49.5pt"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman"">Rumus Entimem : C = B, karena C = A</span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:"Times New Roman""><br /><span class="apple-style-span">Contoh :</span><br /><span class="apple-style-span">PU : Semua A=B : Asisten yang baik tidak pernah datang terlambat</span><br /><span class="apple-style-span">PK : Dewi asisten yang baik</span><br /><span class="apple-style-span">S<span style="mso-spacerun:yes"> </span>: Dewi tidak pernah datang terlambat</span><br /><br /><span class="apple-style-span">Entimem : Dewi tidak pernah datang terlambat karena ia asisten yang baik.</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.25in;mso-add-space: auto;line-height:150%;tab-stops:49.5pt"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-fareast-font-family:Calibri; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-add-space:auto;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:.75in;mso-add-space:auto; text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p> </o:p></span></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">SUMBER :<o:p></o:p></span></p> <p class="MsoListParagraph" style="margin-left:.75in;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif""><o:p> </o:p></span></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><a href="http://kuroinoshiroyuki.blogspot.com/2010/03/penalaran-deduktif-dan-induktif-bagian.html">http://kuroinoshiroyuki.blogspot.com/2010/03/penalaran-deduktif-dan-induktif-bagian.html</a></p> <p class="MsoNormal" style="text-align:justify;line-height:150%"><a href="http://nopi-dayat.blogspot.com/2010/03/penalaran-deduktif.html">http://nopi-dayat.blogspot.com/2010/03/penalaran-deduktif.html</a></p> <p class="MsoNormal" style="line-height:150%;tab-stops:49.5pt"><a href="http://ekspresibelajar.blogspot.com/"><span style="font-size:12.0pt; line-height:150%;font-family:"Times New Roman","serif"">http://ekspresibelajar.blogspot.com</span></a><span style="font-size:12.0pt;line-height:150%;font-family:"Times New Roman","serif"; mso-fareast-font-family:Calibri"><o:p></o:p></span></p> <p class="MsoNormal" style="line-height:150%;tab-stops:49.5pt"><a href="http://bundaarik.multiply.com/"><span style="font-size:12.0pt;line-height: 150%;font-family:"Times New Roman","serif"">http://bundaarik.multiply.com</span></a><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Times New Roman","serif";mso-fareast-font-family:Calibri"><o:p></o:p></span></span></p> <p class="MsoListParagraph" style="margin-left:.75in;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif""><o:p> </o:p></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-2377752835193420862011-02-11T00:50:00.000-08:002011-02-11T01:12:32.467-08:00PENALARAN INDUKTIF<p class="MsoListParagraphCxSpFirst" style="text-align:justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height: 150%;font-family:"Georgia","serif"">Penalaran</span></b><span style="font-size: 12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:.5in; line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial">Adalah proses berpikir yang bertolak dari pengamatan</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-bidi-font-family:Arial"><a href="http://id.wikipedia.org/wiki/Indera" title="Indera"><span style="color: windowtext">indera</span></a></span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial"> </span></span><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">(observasi empirik) yang menghasilkan sejumlah konsep dan pengertian.</span></span></p> <p class="MsoListParagraphCxSpLast" style="text-align:justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:14.0pt;line-height: 150%;font-family:"Georgia","serif"">Penalaran induktif </span></b><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:.5in;text-align:justify;text-indent:.5in; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif"">Adalah <span class="apple-style-span">suatu penalaran yang berpangkal dari peristiwa khusus sebagai hasil pengamatan empirik dan berakhir pada suatu kesimpulan atau pengetahuan baru yang bersifat umum.<o:p></o:p></span></span></p> <p class="MsoNormal" style="text-align:justify;text-indent:.5in;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">MACAM-MACAM PENALARAN INDUKTIF<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:.75in;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">GENERALISASI<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif"">Adalah <span class="apple-style-span">proses penalaran yang bertolak dari fenomena individual menuju kesimpulan umum.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">Generalisasi mencakup ciri-ciri esensial, bukan rincian. Dalam pengembangan karangan, generalisasi dibuktikan dengan fakta, contoh, data statistik, dan lain-lain.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-bidi-font-family:Arial">Contoh;</span></span><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";mso-bidi-font-family:Arial"><br /><span class="apple-style-span">Pemakaian bahasa Indonesia di seluruh daerah di Indonesia dewasa ini belum dapat dikatak seragam. Perbedaan dalam struktur kalimat, lagu kalimat, ucapan terlihat dengan mudah. Pemakaian bahasa Indonesia sebagai bahasa pergaulan sering dikalahkan oleh bahasa daerah. Di lingkungan persuratkabaran, radio, dan TV pemakaian bahasa Indonesia belum lagi dapat dikatakan sudah terjaga baik. Para pemuka kita pun pada umumnya juga belum memperlihatkan penggunaan bahasa Indonesia yang terjaga baik. Fakta-fakta di atas menunjukkan bahwa pengajaran bahasa Indonesia perlu ditingkatkan.</span><br /><br /></span><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif""><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"">Macam-macam generalisasi :<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;text-align:justify;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Generalisasi dengan loncatan induktif<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Adalah suatu generalisasi yang bersifat loncatan induktif tetap bertolak dari beberapa fakta, namun fakta yang digunakan belum mencerminkan seluruh fenomena yang ada.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Contoh :<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Bila ahli-ahli filologi Eropa berdasarkan pengamatan mereka mengenai bahasa-bahasa Ido-German kemudian menarik suatu kesimpulan bahwa di dunia terdapat 3.000 bahasa.</span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;text-indent:-.25in; line-height:150%;mso-list:l0 level1 lfo2"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:Georgia;mso-bidi-font-family:Georgia"><span style="mso-list:Ignore">b.<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">Generalisasi tanpa loncatan induktif<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Adalah sebuah generalisasi bila fakta-fakta yang diberikan cukup banyak dan menyakinkan, sehingga tidak terdapat peluang untuk menyerang kembali.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Contoh :<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Untuk menyelidiki bagaimana sifat-sifat orang Indonesia pada umumnya diperlukan ratusan fenomena untuk menyimpulkannya.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:1.0in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;text-indent:-.25in; line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">ANALOGI<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpLast" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Adalah proses pengambilan kesimpulan berdasarkan kesamaaan data atau fakta. Analogi juga dapat dikatakan sebagai proses membandingkan dari dua hal yang berlainan berdasarkan kesamaannya, kemudian berdasarkan kesamaannya itu ditarik suatu kesimpulan.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.25in;text-align:justify;text-indent:.5in;line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">TUJUAN ANALOGI<o:p></o:p></span></b></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.25in;text-align:justify;text-indent:.5in;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">· Di gunakan untuk meramalkan kesamaan.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.25in;text-align:justify;text-indent:.5in;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">· Dilakukan untuk menyingkap kekeliruan.<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.25in;text-align:justify;text-indent:.5in;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">· Analogi dilakukan untuk menyusun klasifikasi.<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;text-indent:-.25in; line-height:150%;mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif";mso-fareast-font-family:Georgia;mso-bidi-font-family: Georgia"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">KAUSAL<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Adalah </span><span class="apple-style-span"><span style="font-size:12.0pt;line-height: 150%;font-family:"Georgia","serif"">paragraf yang dimulai dengan mengemukakan fakta khusus yang menjadi sebab, dan sampai pada simpulan yang menjadi akibat.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif";border:none windowtext 1.0pt;mso-border-alt:none windowtext 0in; padding:0in">Contoh :</span></span><span class="apple-converted-space"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif""> <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpLast" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif"">Kemarau tahun ini cukup panjang. Sebelumnya, pohon-pohon di hutan sebagi penyerap air banyak yang ditebang. Di samping itu, irigasi di desa ini tidak lancar. Ditambah lagi dengan harga pupuk yang semakin mahal dan kurangnya pengetahuan para petani dalam menggarap lahan pertaniannya. Oleh karena itu, tidak mengherankan panen di desa ini selalu gagal.<o:p></o:p></span></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:.75in;text-align:justify;line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">Tujuan kausal</span></b><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""> terdapat dalam Hubungan Kausal Dapat berlangsung dalam tiga pola:<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:63.0pt;text-align:justify;text-indent:-9.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">· <b>Sebab ke akibat</b> :dari peristiwa yang dianggap sebagai sebab menuju kesimpulan sebagai<span style="mso-spacerun:yes"> </span>efek<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:63.0pt;text-align:justify;text-indent:-9.0pt;line-height:150%; tab-stops:63.0pt"><span style="font-size:12.0pt;line-height:150%;font-family: "Georgia","serif";mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman"">· <b>Akibat ke sebab</b>: dari peristiwa yang dianggap sebagai akibat menuju sebab yang mungkin telah menimbulkan akibat<o:p></o:p></span></p> <p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:63.0pt;text-align:justify;text-indent:-9.0pt;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">· <b>Akibat ke akibat</b>: dari akibat ke akibat yang lain tanpa menyebut sebab umum yang menimbulkan kedua akibat<o:p></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><o:p> </o:p></span></span></p><p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><o:p><br /></o:p></span></span></p><p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><o:p><br /></o:p></span></span></p><p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><o:p><br /></o:p></span></span></p><p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span class="apple-style-span"><span style="font-size:12.0pt;line-height:150%; font-family:"Georgia","serif""><o:p>SUMBER :</o:p></span></span></p> <p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; color:windowtext"><a href="http://www.buncislilo.co.cc/2010/06/tugas-bahasa-indonesia-2-penalaran.html">http://www.buncislilo.co.cc/2010/06/tugas-bahasa-indonesia-2-penalaran.html</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt; line-height:150%;font-family:"Georgia","serif";color:windowtext"><a href="http://id.wikipedia.org/wiki/Penalaran">http://id.wikipedia.org/wiki/Penalaran</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; color:windowtext"><a href="http://utlia.wordpress.com/2010/02/26/penalaran-induktif/">http://utlia.wordpress.com/2010/02/26/penalaran-induktif/</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; color:windowtext"><a href="http://zanang.wordpress.com/2010/11/12/penalaransilogisme/">http://zanang.wordpress.com/2010/11/12/penalaransilogisme/</a></span></p> <p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;margin-left:.75in;mso-add-space:auto;text-align:justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family:"Georgia","serif"; color:windowtext"><a href="http://www.taqdire.web.id/2010/02/penalaran-induktif.html">http://www.taqdire.web.id/2010/02/penalaran-induktif.html</a></span></p>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0tag:blogger.com,1999:blog-5350300594657772986.post-26345786707209109412011-01-01T00:21:00.000-08:002011-01-02T00:17:57.978-08:00KUTIPAN & DAFTAR PUSTAKA<div><p class="MsoNormal"><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 19px; line-height: 21px;"><b></b></span></span></p><span class="Apple-style-span"><b><p class="MsoNormal"></p><p class="MsoNormal"></p><p class="MsoNormal"></p><p class="MsoNormal"></p><p class="MsoNormal"><span class="Apple-style-span"><span class="Apple-style-span" style="font-weight: normal;"></span></span></p><span class="Apple-style-span"><p class="MsoNormal" style="text-align: left;line-height: 150%; "><span class="Apple-style-span" style="font-size: medium;"></span></p><span class="Apple-style-span" style="font-size: medium;"><p class="MsoNormal" style="text-align: center;line-height: 150%; "><b style="mso-bidi-font-weight: normal"><span style="font-family:"Arial","sans-serif"">KUTIPAN<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;line-height:150%; mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: Arial"><span style="mso-list:Ignore">A.<span style="font:7.0pt "Times New Roman""> <b><span class="Apple-style-span" style="font-size: medium;"> A. </span></b></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"">PENGERTIAN KUTIPAN<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span class="apple-style-span"><span style="font-family:"Arial","sans-serif"; color:black"><span class="Apple-style-span" style="font-weight: normal;">Kutipan adalah pengambilanalihan satu kalimat atau lebih dari karya tulisan lain untuk tujuan ilustrasi atau memperkokoh argument dalam tulisan itu sendiri.</span><o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;line-height:150%; mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: Arial"><span style="mso-list:Ignore">B.<span style="font:7.0pt "Times New Roman""><b> </b><span class="Apple-style-span" style="font-size: medium;"><b> B.</b> </span></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"">PRINSIP MENGUTIP<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l2 level1 lfo5"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">a)</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Pengutip tidak boleh mengadakan perubahan, baik kata-katanya maupun tekniknya.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Bila penulis terpaksa mengadakan perbaikan, penulis harus memberi keterangan.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Contoh: <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">‘Tugas bank antara lain adalah memberi pinjam uang.’<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Pengutip tahu bahwa dalam kalimat it ada kata yang salah, namun pengutip tidak boleh memperbaikinya.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Cara memperbaikinya:</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">1) ‘Tugas bank antara lain memberi pinjam [seharusnya, pinjaman, </span><i><span class="Apple-style-span" style="font-weight: normal;">penulis</span></i><span class="Apple-style-span" style="font-weight: normal;">] uang.’<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">2) ‘Tugas bank antara lain memberi pinjam [Sic!] uang.’<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;"> [Sic!] artinya dikutip sesuai dengan aslinya.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l2 level1 lfo5"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">b)</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Menghilangkan bagian kutipan </span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Diperkenankan menghilangkan bagian kutipan dengan syarat bahwa penghilangan bagian it tidak menyebabkan perubahan makna.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Cara:</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">1) menghilangkan bagian kutipan yang kurang dari satu alinea. Bagian yang dihilangkan diganti dengan titik berspasi.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">2) menghilangkan bagian kutipan yang lebih dari satu alinea. Bagian yang dihilangkan diganti dengan titik berspasi sepanjang garis (dari magin kiri sampai ke margin kanan).</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;line-height:150%; mso-list:l1 level1 lfo1"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: Arial"><span style="mso-list:Ignore">C.<span style="font:7.0pt "Times New Roman""> <b><span class="Apple-style-span" style="font-size: medium;"> C. </span></b></span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"">JENIS KUTIPAN<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l4 level1 lfo2"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">a.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan langsung adalah pinjaman pendapat dengan mengambil secara lengkap kata demi kata, kalimat demi kalimat dari sumber teks asli <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l4 level1 lfo2"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">b.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan tak langsung adalah pinjaman pendapat dengan mengambil inti sarinya saja </span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l4 level1 lfo2"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">c.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan pada catatan kaki<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l4 level1 lfo2"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">d.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan atas ucapan lisan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l4 level1 lfo2"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">e.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan dalam kutipan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l4 level1 lfo2"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">f.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan langsung pada materi.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;line-height:150%; mso-list:l1 level1 lfo1"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: Arial"><span class="Apple-style-span" style="font-weight: normal;">D.</span><span style="font:7.0pt "Times New Roman""> <span class="Apple-style-span" style="font-size: medium;"><b> D. </b></span></span></span><span style="font-family:"Arial","sans-serif"">TEKNIK MENGUTIP <o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">1.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan Langsung, <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l1 level2 lfo1"><span class="Apple-style-span" style="font-weight: normal;">a.</span><span style="font:7.0pt "Times New Roman""> </span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Yang tidak lebih dari empat baris:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.75in;mso-add-space: auto;text-indent:-1.75in;mso-text-indent-alt:-9.0pt;line-height:150%; mso-list:l3 level3 lfo3"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="font:7.0pt "Times New Roman""> </span><span class="Apple-style-span" style="font-weight: normal;">i.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan diintegrasikan dengan teks <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.75in;mso-add-space: auto;text-indent:-1.75in;mso-text-indent-alt:-9.0pt;line-height:150%; mso-list:l3 level3 lfo3"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="font:7.0pt "Times New Roman""> </span><span class="Apple-style-span" style="font-weight: normal;">ii.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Jarak antar baris kutipan dua spasi <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.75in;mso-add-space: auto;text-indent:-1.75in;mso-text-indent-alt:-9.0pt;line-height:150%; mso-list:l3 level3 lfo3"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="font:7.0pt "Times New Roman""> </span><span class="Apple-style-span" style="font-weight: normal;">iii.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan diapit dengan tanda kutip <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:1.75in;mso-add-space:auto; text-indent:-1.75in;mso-text-indent-alt:-9.0pt;line-height:150%;mso-list:l3 level3 lfo3"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span style="font:7.0pt "Times New Roman""> </span><span class="Apple-style-span" style="font-weight: normal;">iv.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Sesudah kutipan selesai, langsung di belakang yang dikutip dalam tanda kurung ditulis sumber dari mana kutipan itu diambil, dengan menulis nama singkat atau nama keluarga pengarang, tahun terbit, dan nomor halaman tempat kutipan it diambil. </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:.5in;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">b.</span><span><span class="Apple-style-span" style="font-weight: normal;"> </span></span><span class="Apple-style-span" style="font-weight: normal;">Yang lebih dari empat baris:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:1.0in;mso-add-space:auto; line-height:150%"><span style="font-family:"Arial","sans-serif""><span><span class="Apple-style-span" style="font-weight: normal;"> </span></span><span class="Apple-style-span" style="font-weight: normal;">a) kutipan dipisahkan dari teks sejarak tiga spasi <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span><span class="Apple-style-span" style="font-weight: normal;"> </span></span><span class="Apple-style-span" style="font-weight: normal;">b) jarak antar baris kutipan satu spasi <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span><span class="Apple-style-span" style="font-weight: normal;"> </span></span><span class="Apple-style-span" style="font-weight: normal;">c) kutipan dimasukkan 5-7 ketukan, sesuai dengan alinea teks pengarang atau pengutip. Bila kutipan dimulai dengan alinea baru, maka baris pertama kutipan dimasukkan lagi 5-7 ketukan </span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""> <span class="Apple-style-span" style="font-weight: normal;">d) kutipan diapit oleh tanda kutip atau tidak diapit tanda kutip <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:1.0in;mso-add-space:auto; line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;"> e) di belakang kutipan diberi sumber kutipan (seperti pada 1)).<o:p></o:p></span></span></p> <p class="MsoNormal" style="line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-left:.75in;mso-add-space:auto; text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">2.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan tak langsung </span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""> <span class="Apple-style-span" style="font-weight: normal;">1) Kutipan diintegrasikan dengan teks <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;"> 2) jarak antar baris kutipan spasi rangkap <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;"> 3) kutipan tidak diapit tanda kutip <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;"> 4) sesudah selesai diberi sumber kutipan.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">3.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan pada catatan kaki</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan selalu ditempatkan pada spasi rapat, meskipun kutipan itu singkat saja. Kutipan diberi tanda kutip, dikutip seperti dalam teks asli.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p><span class="Apple-style-span" style="font-weight: normal;"> </span></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">4.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;"> Kutipan atas ucapan lisan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Harus dilegalisir dulu oleh pembicara atau sekretarisnya (bila pembicara seorang pejabat). Dapat dimasukkan ke dalam teks sebagai kutipan langsung atau tidak langsung.</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">5.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan dalam kutipan <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kadang-kadang terjadi bahwa dalam kutipan terdapat kutipan. Dapat dilakukan dengan dua cara:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">1) bila kutipan asli tidak memakai tanda kutip, kutipan dalam kutipan dapat mempergunakan tanda kutip tunggal atau tanda kutip ganda <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">2) bila kutipan asli memakai tanda kutip tunggal, kutipan dalam kutipan memakai tanda kutip ganda. Sebaliknya bila kutipan asli memakai tanda kutip ganda, kutipan dalam kutipan memakai tanda kutip tunggal </span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l3 level1 lfo3"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:Arial"><span class="Apple-style-span" style="font-weight: normal;">6.</span><span style="font:7.0pt "Times New Roman""> </span></span><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan langsung pada materi <o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Kutipan langsung dimulai dengan materi kutipan hingga penghentian terdekat (dapat berupa koma, titik koma, atau titik) disusul dengan sisipan penjelas siapa yang berbicara.</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">Contoh:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><span class="Apple-style-span" style="font-weight: normal;">“Jelas,” kata Prof. Haryati, “kosa kata bahasa Indonesia banyak mengambil dari kosa kata bahasa Sansekerta.”</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="text-align: center;line-height: 150%; "><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif""><br /></span></b></p><p class="MsoListParagraphCxSpMiddle" style="text-align: center;line-height: 150%; "><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"">DAFTAR PUSTAKA<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo4"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"">UNSUR DAFTAR PUSTAKA<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Unsur-unsur yang harus dimuat dalam kepustakaan :<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">a) Nama penulis, ditulis secara lengkap.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">b) Judul buku (dengan huruf italic) sebagaimana yang tercantum pada sampul buku atau pada halaman judul buku, kemudian diikuti dengan jilidnya (kalau ada).</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">c) Data penerbitan, yaitu cetakan atau edisi, tempat penerbit, nama penerbit dan tahun terbitnya. Jika data penerbitan tidak ada atau salah satu datanya tidak ada, maka digunakan singkatan berikut:<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">[t.d.] jika sama sekali tidak ada data yang tercantum;<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">[t.t.] jika tempat penerbitan tidak ada;<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">[t.p.] jika nama penerbit tidak ada;</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">[t.th.] jika tahun penerbitan tidak ada.</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo4"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"">PENYUSUNAN DAFTAR PUSTAKA<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Cara menulis daftar pustaka tidaklah seragam, terutama diakibatkan oleh sifat bahan</span></span><a href="http://www.anneahira.com/tema-film.htm" title="Tema Film"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"; color:black"><span class="Apple-style-span" style="font-weight: normal;">referensi</span></span></a><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;"> itu. Cara penyusunan daftar pustaka untuk buku dan majalah tentu berbeda. Namun ada tiga pokok yang selalu harus dicantumkan: penulis, judul, dan data-data publikasi.</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Urutan cara menulis daftar pustaka pada umumnya adalah sebagai berikut.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><i><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Nama penulis. Tahun terbit. Judul buku. Kota terbit: Nama penerbit</span><o:p></o:p></span></i></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333;mso-bidi-font-style:italic"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; text-indent:-.25in;line-height:150%;mso-list:l0 level1 lfo4"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:Arial;color:#333333"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333">Teknik Penulisan<o:p></o:p></span></b></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Adapun teknik penulisan dalam daftar pustaka sebagai berikut :<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">a) Jika nama penulis mempunyai dua kata, tulis kata terakhir dulu, pisahkan dengan tanda koma.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">b) Setelah nama </span><a href="http://www.anneahira.com/cerita-stensilan.htm" title="cerita stensilan"><span style="color:black"><span class="Apple-style-span" style="font-weight: normal;">pengarang</span></span></a><span class="Apple-style-span" style="font-weight: normal;">, kemudian beri tanda titik untuk menuliskan tahun terbit<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">c) Judul buku ditulis dengan italic.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">d) Setelah </span><a href="http://www.anneahira.com/news.htm" title="news"><span style="color:black"><span class="Apple-style-span" style="font-weight: normal;">judul</span></span></a><span class="Apple-style-span" style="font-weight: normal;">, beri tanda titik, kemudian tulis kota terbit.<o:p></o:p></span></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">e) Setelah </span><a href="http://www.anneahira.com/pos-kota.htm" title="pos kota"><span style="color:black"><span class="Apple-style-span" style="font-weight: normal;">kota</span></span></a><span class="Apple-style-span" style="font-weight: normal;"> terbit, beri tanda titik dua, kemudian tulis nama penerbit</span><o:p></o:p></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"; color:#333333"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:7.9pt;text-align:justify;line-height: 150%"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333">Contoh-contoh daftar pustaka sebagai berikut :<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:-.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333">1) 1. SURAT KABAR ATAU MAJALAH<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Unsur</span></span><span style="font-family:"Cambria Math","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial;color:#333333"><span class="Apple-style-span" style="font-weight: normal;">‐</span></span><span style="font-family: "Arial","sans-serif";mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">unsur yang perlu dicantumkan untuk referensi dari surat kabar atau majalah adalah :<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">a) Nama Pengarang (jika ada).<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">b) Untuk artikel yang tidak disertai nama pengarang (</span><i><span class="Apple-style-span" style="font-weight: normal;">anonim</span></i><span class="Apple-style-span" style="font-weight: normal;">) maka dicantumkan Judul Artikel dalam tanda kutip, yang diikuti dengan keterangan dalam kurung siku ([]) tentang jenis tulisan seperti berita atau tajuk.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">c) Nama Surat Kabar/Majalah (dengan huruf </span><i><span class="Apple-style-span" style="font-weight: normal;">italic</span></i><span class="Apple-style-span" style="font-weight: normal;">).<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">d) Data Penerbitan, yakni: nomor, bulan dan tahun, kemudian halaman</span></span><span style="font-family:"Cambria Math","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial;color:#333333"><span class="Apple-style-span" style="font-weight: normal;">‐</span></span><span style="font-family: "Arial","sans-serif";mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">halaman di mana artikel itu dimuat.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><i><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Contohnya:</span></span></i><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"; color:#333333"><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Suryohadiprojo, Sayidman. “Tantangan Mengatasi Berbagai</span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Kesenjangan.” </span><i><span class="Apple-style-span" style="font-weight: normal;">Republika, </span></i><span class="Apple-style-span" style="font-weight: normal;">No.342/II, 21 Desember 1994, h. 6</span></span><span style="font-family:"Cambria Math","serif"; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial; color:#333333"><span class="Apple-style-span" style="font-weight: normal;">‐</span></span><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">8<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">“PWI Berlakukan Aturan Baru.” [Berita]. </span><i><span class="Apple-style-span" style="font-weight: normal;">Republika, </span></i><span class="Apple-style-span" style="font-weight: normal;">No. 346/II, 28<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Desember 1994, h. 16.</span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:7.9pt;text-align:justify;line-height: 150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:-.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333">2) 2. ARTIKEL DAN ENSIKLOPEDIA<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Unsur referensi esiklopedia yang perlu dicantumkan adalah:<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">a) Nama Penyusun Artikel.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">b) Judul Artikel dalam tanda kutip.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">c) Nama Editor Ensiklopedia (kalau ada).<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">d) Judul Ensiklopedia (dengan huruf </span><i><span class="Apple-style-span" style="font-weight: normal;">italic</span></i><span class="Apple-style-span" style="font-weight: normal;">).<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">e) Jilid.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">f) Data Penerbitan.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">g) Halaman yang memuat artikel itu.<o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><i><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Contohnya:</span></span></i><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"; color:#333333"><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Edgel, Beatrice. “Conception.” Dalam James Hastings (ed.) </span><i><span class="Apple-style-span" style="font-weight: normal;">Encyclopedia of Religion</span></i><span class="Apple-style-span" style="font-weight: normal;"><o:p></o:p></span></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><i><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">and Ethics. </span></span></i><span style="font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"; color:#333333"><span class="Apple-style-span" style="font-weight: normal;">Jilid 3. New York: Charles Schribner’s Son, 1979, h. 796</span></span><span style="font-family:"Cambria Math","serif";mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial;color:#333333"><span class="Apple-style-span" style="font-weight: normal;">‐</span></span><span style="font-family: "Arial","sans-serif";mso-fareast-font-family:"Times New Roman";color:#333333"><span class="Apple-style-span" style="font-weight: normal;">797.<o:p></o:p></span></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family: "Arial","sans-serif";mso-fareast-font-family:"Times New Roman";color:#333333"><br /></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family: "Arial","sans-serif";mso-fareast-font-family:"Times New Roman";color:#333333"></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333">SUMBER :<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><b style="mso-bidi-font-weight: normal"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><o:p> </o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family:"Arial","sans-serif""><a href="http://wartawarga.gunadarma.ac.id/2010/06/pengertian-dan-enis-jenis-kutipan/"><span class="Apple-style-span">http://wartawarga.gunadarma.ac.id/2010/06/pengertian-dan-enis-jenis-kutipan/</span></a></span></p> <p class="MsoNormal" style="text-indent:.25in;line-height:150%"><a href="http://pksm.mercubuana.ac.id/new/elearning/files_modul/99009-3-338252205066.doc"><span lang="IN" style="font-family: Arial, sans-serif; "><span class="Apple-style-span">http://pksm.mercubuana.ac.id/new/elearning/files_modul/99009-3-338252205066.doc</span></span></a><span style="font-family:"Arial","sans-serif""><o:p></o:p></span></p> <p class="MsoNormal" style="text-indent:.25in;line-height:150%"><span style="font-family: Arial, sans-serif; "><span> </span></span><a href="http://tresnahadi.blogspot.com/2010/11/definisi-daftar-pustaka-kutipan.html"><span lang="IN" style="font-family: Arial, sans-serif; "><span class="Apple-style-span">http://tresnahadi.blogspot.com/2010/11/definisi-daftar-pustaka-kutipan.html</span></span></a><span style="font-family: Arial, sans-serif; "><span> </span><o:p></o:p></span></p> <p class="MsoNormal" style="text-indent:.25in;line-height:150%"><span lang="IN" style="font-family: Arial, sans-serif; "> </span><a href="http://www.gsfaceh.com/buku/jenis_jenis_penelitian/teknik-penulisan-bibliografi.pdf"><span lang="IN" style="font-family: Arial, sans-serif; "><span class="Apple-style-span">http://www.gsfaceh.com/buku/jenis_jenis_penelitian/teknik-penulisan-bibliografi.pdf</span></span></a><span style="font-family:"Arial","sans-serif""><o:p></o:p></span></p><p></p> <p class="MsoNormal" style="margin-bottom:7.9pt;text-align:justify;line-height: 150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><o:p> </o:p></span></p></span><p></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;text-indent:.25in;line-height:150%"><span style="font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#333333"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpFirst" style="margin-top:0in;margin-right:0in; margin-bottom:8.35pt;margin-left:.75in;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:#333333"><o:p> </o:p></span></p> <p class="MsoListParagraphCxSpLast" style="margin-left:.75in;mso-add-space:auto; line-height:150%"><span style="font-family:"Arial","sans-serif""><o:p> </o:p></span></p></span><p></p><p></p><p></p><p></p><p></p></b></span><p></p></div>nda_kamalhttp://www.blogger.com/profile/08966618513855026930noreply@blogger.com0